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How did you pay for your kitchen?

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StarsStripes
LIF Adult

Member since 12/12

1192 total posts

Name:

How did you pay for your kitchen?

Did you save up the $$$ or finance it all, or some, or take out a home equity loan? We desperately need a kitchen and I estimate it will cost about $20-30,000 (on the high side hopefully). We need all new everything except appliances. Anyway, we estimate we can save that much MAYBE in like 3-5 years, but I don't know if I want to wait that long. Anybody that has BTDT I would appreciate any tips on how to save money, cut costs etc. Chat Icon

Posted 5/17/15 8:13 AM
 
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afternoondelight828
LIF Adult

Member since 1/13

3363 total posts

Name:
Afternoon

Re: How did you pay for your kitchen?

We were given money from a deceased family member. We did pay in payments for the work to be done.

Posted 5/17/15 8:17 AM
 

Blubtrflygrl
LIF Adolescent

Member since 5/15

609 total posts

Name:
allison

Re: How did you pay for your kitchen?

We will most likely finance and do the work ourselves.

I also want to have a very simple layout without a ton of cabinetry. (Think maybe an island with storage, some open shelving and hooks from ceiling to hang pots and pans).

I know it's a personal preference but IMO, cabinets just welcome clutter. We also plan to be here for a very long time so not super concerned about resale value. Having a clean, functional kitchen with decent appliances is more important IMO.

We are in the middle of a gut reno in our home and the kitchen is really the main room we don't have $$ outright for. Family has offered the $$$ but we'd rather avoid that.

DH just built me a big pantry at the top of our basement stairs so this also saves $$$ in the kitchen.

I know places like HD also have credit plans where you pay no interest if you pay off the bill in 2 years so this is a route we will look into as well.

Just got something in the mail yesterday for this in fact....

Posted 5/17/15 8:40 AM
 

LulaBell
:)

Member since 1/06

3508 total posts

Name:
J

How did you pay for your kitchen?

We also used $ from a deceased family member but used another chunk of money we saved on top of that.

Posted 5/17/15 8:46 AM
 

DaniJude
You're My Home <3

Member since 11/06

14815 total posts

Name:
Danielle

Re: How did you pay for your kitchen?

My mom was left money from my grandfather after he passed away and she finally got a new kitchen after 25+ years. She was thrilled. I'm sure my pop-pop was very happy for her too Chat Icon

Message edited 5/18/2015 12:06:44 PM.

Posted 5/18/15 12:06 PM
 

jessnbrian
Only God knows His plan for us

Member since 4/13

7238 total posts

Name:
Jessica

How did you pay for your kitchen?

We saved. We then did everything in chunks, paying cash.

Posted 5/18/15 12:54 PM
 

Lara&Aidansmommy
For mom i miss u ETC ILOVEU

Member since 3/07

13921 total posts

Name:
ETC I LOVE YOU

Re: How did you pay for your kitchen?

Posted by jessnbrian

We saved. We then did everything in chunks, paying cash.



Us too

Posted 5/18/15 1:05 PM
 

2boys1girl
and one more girl on the way!

Member since 5/10

2954 total posts

Name:
D

Re: How did you pay for your kitchen?

Posted by Lara&Aidansmommy

Posted by jessnbrian

We saved. We then did everything in chunks, paying cash.



Us too



When you say chunks...what were you able to do little by little?

Posted 5/18/15 1:13 PM
 

LotsaLuv
Us

Member since 6/10

4094 total posts

Name:
F

How did you pay for your kitchen?

We are in the process of picking a contractor. We are shocked at the price of a new kitchen. We are not doing anything crazy, and it's not going to be huge. Our quotes are ranging from 55-65k so far. We will be paying cash, I hate having CC bills.

Posted 5/18/15 1:55 PM
 

Blubtrflygrl
LIF Adolescent

Member since 5/15

609 total posts

Name:
allison

Re: How did you pay for your kitchen?

Posted by LotsaLuv

We are in the process of picking a contractor. We are shocked at the price of a new kitchen. We are not doing anything crazy, and it's not going to be huge. Our quotes are ranging from 55-65k so far. We will be paying cash, I hate having CC bills.



Yeah, thank god DH is a contractor and is doing our renos himself or trading jobs with his contractor friends.

We are saving so much this way.

I'm also shocked at how much things cost in terms of supplies.

He bought a few pieces of wood recently and it $350.00.

Chat Icon Chat Icon Chat Icon

Just run of the mill freaking planks and boards.

Labor is expensive too. Sometimes we pay his guys for the day to help out and its not cheap.

Posted 5/18/15 4:04 PM
 

mrsboss
my little love

Member since 12/09

5054 total posts

Name:
Me

How did you pay for your kitchen?

Although we didn't gut our kitchen, we did renovate it in chunks too. When we first moved in 6 yrs ago, we did wood floors. We kept the cabinetry and didn't change the layout. The we did
Crown moulding, and chair rail. Next we replaced the countertops with granite, the sink, and then bought all new stainless appliances and repainted again, and did under cabinet lighting. Now, we are having some matching cabinets made for the corner of our kitchen with the remaining granite slab that was left over.

Posted 5/19/15 9:56 AM
 

afternoondelight828
LIF Adult

Member since 1/13

3363 total posts

Name:
Afternoon

Re: How did you pay for your kitchen?

Posted by 2boys1girl

Posted by Lara&Aidansmommy

Posted by jessnbrian

We saved. We then did everything in chunks, paying cash.



Us too



When you say chunks...what were you able to do little by little?




I think there was a downpayment and then the rest divided in 3 more payments.

Posted 5/19/15 1:56 PM
 

jessnbrian
Only God knows His plan for us

Member since 4/13

7238 total posts

Name:
Jessica

Re: How did you pay for your kitchen?

Posted by afternoondelight828

Posted by 2boys1girl

Posted by Lara&Aidansmommy

Posted by jessnbrian

We saved. We then did everything in chunks, paying cash.



Us too



When you say chunks...what were you able to do little by little?




I think there was a downpayment and then the rest divided in 3 more payments.



This. Plus, we did certain projects in batches. For example, we needed/wanted to knock down a wall dividing the kitchen and dining room, and reinforce the dining room flooring and new tile. So we did that in March-May of 2013. We then waited a bit, and then demo'ed the cabinets and kitchen ourselves (sooo much fun). We then waited a little bit (for other reasons) and ordered the cabinets and work in November 2013 (got a GREAT black friday deal with Lowes), paid in full for the cabinets, and then the work we paid for in pieces.

Posted 5/19/15 4:01 PM
 

JandJ1224

Member since 6/06

5911 total posts

Name:
Jannette

Re: How did you pay for your kitchen?

We used savings. We had bought new appliances when moving in and then a few years later gutted kitchen, custom cabinets, tile floor granite counters and tile backsplash

Posted 5/20/15 11:43 AM
 

2boys1girl
and one more girl on the way!

Member since 5/10

2954 total posts

Name:
D

Re: How did you pay for your kitchen?

Posted by afternoondelight828

Posted by 2boys1girl

Posted by Lara&Aidansmommy

Posted by jessnbrian

We saved. We then did everything in chunks, paying cash.



Us too



When you say chunks...what were you able to do little by little?




I think there was a downpayment and then the rest divided in 3 more payments.



I thought you meant in terms of the work not the payments.

Posted 5/20/15 1:43 PM
 

StarsStripes
LIF Adult

Member since 12/12

1192 total posts

Name:

How did you pay for your kitchen?

Ok good to know. I also do not want to put much on the CC, I am assuming by the responses most contractors do payment plans. In addition, it sounds like my estimation of 20-30k is on the low side, ugh. My DH cannot do anything himself, love him, but maybe he can knock down some cabinets and that's it! We also need new hardwood floors in the kitchen. If I were to do it all over again I would've bought a house with a perfect kitchen, I am kicking myself right now. Thanks for all the responses ladies! I need to jumpstart that savings account!!

Posted 5/21/15 3:42 PM
 

Blubtrflygrl
LIF Adolescent

Member since 5/15

609 total posts

Name:
allison

Re: How did you pay for your kitchen?

Do your research.

Most of the little guys, will not be able to front the money.

They will do a contract and payments can be due at certain times, but if it's a 1 or 2 guy company, they are not going to have money just lying around to pay for all the things you want in your house.

Often you as the homeowner will also be expected to order your stuff directly from the supplier (I.e. Cabinets, doors, etc.)

This can cause delays too.

We just installed a beautiful new front door. Ordered from HD. Made by an outside company. The door is warped. HD can't do anything and the outside company is giving us the run around going on 2 months to get out here and replace.

Contractors have no control over these kinds of things.

ETA: there are also ways to cut down on cost....for example, there are beautiful floors you can install that look like hardwood but are not actually wood material. Shop for scratch and dent appliances...can save thousands this way. No one will most likely see the side of the fridge or stove once they are installed if that's where the damage is.

Message edited 5/22/2015 5:27:07 AM.

Posted 5/22/15 5:23 AM
 

2girls2love
LIF Infant

Member since 5/11

330 total posts

Name:

Re: How did you pay for your kitchen?

My DH is not handy at all.
We're 80% done with our kitchen gut job.
Seriously - approx $45k.
Alot of the money we w/d from savings. But we used our tax return check and we saved $$ over the course of a year - specially for kitchen.
This includes all- labor( bulk $$), appliances, floor, cabinets ( $19k alone).
Yes, it's a ton of money.
Good luck

Posted 5/22/15 1:21 PM
 
 

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