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Credit Card Question---Again!

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Jesaroo
is not the girl you knew

Member since 5/05

14266 total posts

Name:
Jes

Credit Card Question---Again!

Ok, i got scammed (old news) and was charged $60. I called and contested it. My bank people said they will dispute the charge for me.

Well, i just checked my account and it says i was credited the $60 back!

BUT it says "CREDIT/CHECK CARD PROVISIONAL CREDIT"..... does that mean this is just temporary? That they may tkae it back out again?

TIA

Posted 11/9/05 2:13 PM
 
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Janice
Sweet Jessie Quinn

Member since 5/05

27567 total posts

Name:
Janice

Re: Credit Card Question---Again!

they may take it back. they give you the credit while they are disputing the charge, so that you don't accure intrest on it. once company credits you, the cc company will take its credit back. If you are at fault, they will take it back after investigating.

Posted 11/9/05 2:17 PM
 

Jesaroo
is not the girl you knew

Member since 5/05

14266 total posts

Name:
Jes

Re: Credit Card Question---Again!

ok cool, that is what i was wondering, thanks!

Posted 11/9/05 2:17 PM
 

Janice
Sweet Jessie Quinn

Member since 5/05

27567 total posts

Name:
Janice

Re: Credit Card Question---Again!

no problem. For a small amount like that though, you probably won't have to worry about it. It costs them more to investigate.

Posted 11/9/05 2:19 PM
 

Jesaroo
is not the girl you knew

Member since 5/05

14266 total posts

Name:
Jes

Re: Credit Card Question---Again!

oh really. im just glad that i definatly wont get an overage charge! lol

(its been a very bad week, $ wise)

Posted 11/9/05 2:31 PM
 

nrthshgrl
It goes fast. Pay attention.

Member since 7/05

57538 total posts

Name:

Re: Credit Card Question---Again!

I would still follow-up with a letter. They generally send out a dispute form for you to fill out - make sure you return it or they will take back the credit.

Posted 11/9/05 3:59 PM
 
 

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