Pet Insurance

We don't have pet insurance with Molly but was wondering if I should get it for the next pup that we are getting.

Do you have it? How does it work? Would you recommend getting it?

Thanks!

Re: Pet Insurance

Message edited 9/7/2011 11:21:41 AM.

Re: Pet Insurance

I have Pet Insurance for Austin. We use VPI. I think the website is petinsurance.com.

We have the highest coverage you can have, and it costs about $30 a month.

It includes cancer care coverage as well.

We've had it for 4 years now, and I love it. Austin ended up getting really sick with pnemonia when he was 1 yr old and had to be hospatilized for 7 days. We got back almost every penny. I was so happy that we had the insurance.

You have to pay for the services up front, but you get reimbursed after you send in the claim. All you need is the Vets signature on your claim form, so just remember to bring one with you when you go there.

Everytime we get Heartworm preventative, or Flea preventative we send in a claim. Even for his ear meds. If we don't get anything back, we don't, but I always send in a claim. There is a cap on reimbursements for some services per year though.

Months do go by where we just pay, and pay to have the ins, and not use it, but you just never know when something may happen.

Go to their website. It is very helpful

ETA: I think they give a discount for more than 1 dog.

Message edited 6/28/2006 8:53:09 AM.

Re: Pet Insurance

Posted by Shroggie

I have Pet Insurance for Austin. We use VPI. I think the website is petinsurance.com.

We have the highest coverage you can have, and it costs about $30 a month.

It includes cancer care coverage as well.

We've had it for 4 years now, and I love it. Austin ended up getting really sick with pnemonia when he was 1 yr old and had to be hospatilized for 7 days. We got back almost every penny. I was so happy that we had the insurance.

You have to pay for the services up front, but you get reimbursed after you send in the claim. All you need is the Vets signature on your claim form, so just remember to bring one with you when you go there.

Everytime we get Heartworm preventative, or Flea preventative we send in a claim. Even for his ear meds. If we don't get anything back, we don't, but I always send in a claim. There is a cap on reimbursements for some services per year though.

Months do go by where we just pay, and pay to have the ins, and not use it, but you just never know when something may happen.

Go to their website. It is very helpful

ETA: I think they give a discount for more than 1 dog.

Re: Pet Insurance

We also use VPI.

Re: Pet Insurance

I have heard really great things about it. I recommend it!

Re: Pet Insurance

We also have VPI and it has been good for us.

Re: Pet Insurance

Re: Pet Insurance

We have Petcare Ins. I had VPI for 3 years and found this to be better. Do some comparison shopping.....

petcare ins

Re: Pet Insurance

We have VPI & we do get a multi-pet discount

Re: Pet Insurance

I wonder if any of these pet insurances will take on Molly now though after knowing her history.
I guess it can't hurt to ask.

Re: Pet Insurance

Bump

Re: Pet Insurance

Honestly...i really think it is a waste

But the breeder who we got Martin from recommended Pet-a Sure

Re: Pet Insurance

I have a wellness plan thru Banfield at Petsmart...it's good, because I can take Gus to any Banfield, even out of state....

Re: Pet Insurance

I heard this was a great plan, my sister in law uses it upstate. Too bad there is nothing close to me...

i think I am going to go with VPI

Re: Pet Insurance

We had VPI for both our dogs (the highest coverage), but we found that we weren't getting much in return when we submitted claims.

We found that we were better off paying out of pocket, so we canceled the plans.

Re: Pet Insurance

In reading some of your threards, it seems like your dog already has some health issues. Be careful with insurance, i have not found one that covers pre-exisiting conditions....... So, make sure you specifically ask if what your dog has would not enable it to be covered in the future. My dog was being treated at first for a uti when we picked her up from the breeder. And then we found out that it might be a bigger problem with her bladder and how it was connected to her kidneys. B/c she was on that one medicine, she wouldn't have been covered for the bigger problem.

Otherwise, I think there are some good programs out there.