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anyone know if you can purchase short term disability coverage?

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raken40
soooo in love:)

Member since 5/05

4369 total posts

Name:
Karen

anyone know if you can purchase short term disability coverage?

instead of just getting what the state pays you?
I'm just thinking- at my job i dont get maternity leave..i'll just have to go out on short term disability. (i'm not pg yet..just thinking ahead)
but i wondered if maybe a company offered that! Chat Icon Chat Icon

Posted 4/4/06 11:52 AM
 
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emilain
UNREAL!!!!!!!!

Member since 5/05

4457 total posts

Name:
Mama

Re: anyone know if you can purchase short term disability coverage?

I doubt it. Look on the ssd website. I think it is nysssd.com

Posted 4/4/06 12:00 PM
 

CookiePuss
Cake from Outer Space!

Member since 5/05

14021 total posts

Name:

Re: anyone know if you can purchase short term disability coverage?

For the most part, no, you can't buy an individual short term disability policy on your own. Your job may offer it as part of your benefit package or you may be able to purchase some through AFLAC but you would have to check with your HR department to see if they offer that.

Posted 4/4/06 12:03 PM
 

lorich
.

Member since 6/05

9987 total posts

Name:
Grammie says "Lora Gina"

Re: anyone know if you can purchase short term disability coverage?

Posted by shamrock12472

For the most part, no, you can't buy an individual short term disability policy on your own. Your job may offer it as part of your benefit package or you may be able to purchase some through AFLAC but you would have to check with your HR department to see if they offer that.



Also...FYI...there's a waiting period before you can get pregnant with AFLAC. I believe it's a year. We decided against it because the monthly payments can get costly, then with the waiting period on top of that.....

Posted 4/4/06 12:06 PM
 

raken40
soooo in love:)

Member since 5/05

4369 total posts

Name:
Karen

Re: anyone know if you can purchase short term disability coverage?

good to know..thank you...

i'll check out the aflac site though! Chat Icon

Posted 4/4/06 12:08 PM
 

DRMom
Two in Blue

Member since 5/05

20223 total posts

Name:
Melissa

Re: anyone know if you can purchase short term disability coverage?

My friend who sells insurance said you can not use this for pregnancy?

Posted 4/4/06 1:09 PM
 

dm24angel
Happiness

Member since 5/05

34581 total posts

Name:
Donna

Re: anyone know if you can purchase short term disability coverage?

Posted by melijane

My friend who sells insurance said you can not use this for pregnancy?



thats what I have heard as well

Posted 4/4/06 1:21 PM
 

Lillykat
going along for the ride...

Member since 5/05

16253 total posts

Name:

Re: anyone know if you can purchase short term disability coverage?

There are some people in my office with kids and we have a plan that you can buy individually that is additional short term - (it gets taken out of our pay check pre tax) it isn't much but it is in addition to the short term you would usually get. It does cover maternity leave but you have to buy it before you get pregnant. Depending on how much you make depends on how much it costs.

Posted 4/4/06 3:01 PM
 
 

Potentially Related Topics:

Topic Posted By Started Replies Forum
Does anyone know how to file for short term disability with New York State? MrsJ 1/6/06 25 Families Helping Families ™
Does anyone know where I can get supplemental short/long term disability insurance? MrsJ 10/4/05 10 Families Helping Families ™
does anyone have short term disability through aflac? raken40 6/12/06 10 Families Helping Families ™
Was anyone out on short-term disability before the baby? AnnBrunoXO 11/29/05 8 Parenting
Time off/short term disability - what are you going to use? Donna 8/10/05 13 Infertility
 
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