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How many people have pet insurance?

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JerseyMamaOf3
Boo!

Member since 6/05

15144 total posts

Name:

How many people have pet insurance?

Just curious. We do not but a friend of mine just purchased it for her long haired chichuwawa after spending $5000 to find out what was wrong with her and came to no definite conclusion.

Posted 8/24/06 9:02 AM
 
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MsMBV
:P

Member since 5/05

28602 total posts

Name:
Me

Re: How many people have pet insurance?

I have for my 2 smaller dogs b/c they are WAAAAY more accident prone. I have VPI

Posted 8/24/06 9:13 AM
 

Shanti
True love

Member since 6/05

12653 total posts

Name:

Re: How many people have pet insurance?

We have VPI

Posted 8/24/06 9:57 AM
 

Shroggie
Don't Worry...Be Happy

Member since 5/06

6261 total posts

Name:

Re: How many people have pet insurance?

we have VPI as well

Posted 8/24/06 10:37 AM
 

nyteacher13
Three Under Four!!! :-)

Member since 8/06

6405 total posts

Name:
~ THERESA ~

Re: How many people have pet insurance?

We have VPI for our two Yorkies. I pay only $20.00 -per month for the younger one, and $25.00 per month for the older one (2yo and 3yo, respectively). For people living on LI, it's best to have CATASTROPHIC insurance (that's what VPI calls it) because you will get the most out of your money with it. Regular insurance is not worth paying for because we would get little back for routine visits (that's what an agent said about VPI and people living in NY/on LI) It's almost not worth having all that coverage. Yearly vaxes alone for my two is about 660.00 and if I were to submit that claim, I'd only get like 100 dollars back at MOST. Catastrophic insurance is great for the biggest reason why I got insurance in the first place - freak accidents, illnesses, cancers, etc. You could always get regular insurance for the first year, and then drop it down to only catastrophic after your pup reaches a year old. That's what I did and I find that it really worked out.

*Small dogs ARE more accident prone than larger ones. My parents' Yorkie broke its leg at only 4 months old, and $2,000.00+ later, they wished they had insurance!

Message edited 8/24/2006 5:17:43 PM.

Posted 8/24/06 5:11 PM
 

MrsBlueSash
Love my sailor

Member since 6/05

5793 total posts

Name:
Christian

Re: How many people have pet insurance?

we do, we use VPI.

Posted 8/24/06 7:24 PM
 

jnico
LIF Adolescent

Member since 10/05

798 total posts

Name:
Joanne

Re: How many people have pet insurance?

I have VPI and pay about $32 a month for my cocker spaniel. I have the largest package they have with full coverage. I really have not seen the need for it YET as I probably paid more than I have gotten back so far, but I don't want to take the chance in case something big does happen.

Posted 8/25/06 12:52 PM
 
 

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