LIFamilies.com - Long Island, NY


RSS
Articles Business Directory Blog Real Estate Community Forum Shop My Family Contests

Log In Chat Index Search Rules Lingo Create Account

Quick navigation:   

Free Credit Check Sites

Posted By Message

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Free Credit Check Sites

When you go to the free sites and check your credit...
Will that bring your score down?

Message edited 10/24/2005 1:08:31 PM.

Posted 10/24/05 1:08 PM
 
Long Island Weddings
Long Island's Largest Bridal Resource

charon54
My two boys!

Member since 5/05

7279 total posts

Name:
Rebecca

Re: Free Credit Check Sites

No and the rules have actually changed, so that credit inquiries no longer bring down your scores.

Posted 10/24/05 1:24 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: Free Credit Check Sites

Posted by charon54

No and the rules have actually changed, so that credit inquiries no longer bring down your scores.


any credit inquiries?

Posted 10/24/05 1:29 PM
 

nrthshgrl
It goes fast. Pay attention.

Member since 7/05

57538 total posts

Name:

Re: Free Credit Check Sites

I was told that it does bring your score down by a mortgage broker. He said to be aware that going to lending tree and having multiple sources check into your credit drops it down a few points.

Just checking your credit as you are not entitled to yearly doesn't affect it.

Posted 10/24/05 1:31 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: Free Credit Check Sites

Posted by nrthshgrl

Just checking your credit as you are not entitled to yearly doesn't affect it.


eh?

Posted 10/24/05 1:33 PM
 

DRMom
Two in Blue

Member since 5/05

20223 total posts

Name:
Melissa

Re: Free Credit Check Sites

Pulling your own credit NEVER drops your score as long as it is done through a service that provides reports directly to the borrower(myfico.com, privacyguard.com, any of the major 3 transunion, equifax or experian) Your score WILL DROP if someone pulls your credit for a mortgage, credit card, auto or any type of financing.

Posted 10/24/05 1:42 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: Free Credit Check Sites

Posted by melijane

Pulling your own credit NEVER drops your score as long as it is done through a service that provides reports directly to the borrower(myfico.com, privacyguard.com, any of the major 3 transunion, equifax or experian) Your score WILL DROP if someone pulls your credit for a mortgage, credit card, auto or any type of financing.


ahhh thanks Chat Icon

Posted 10/24/05 1:44 PM
 

nrthshgrl
It goes fast. Pay attention.

Member since 7/05

57538 total posts

Name:

Re: Free Credit Check Sites

Posted by Redhead

Posted by nrthshgrl

Just checking your credit as you are not entitled to yearly doesn't affect it.


eh?




***Just checking your own credit as you are entitled to every year does not affect it.

Sorry that's what happens when I'm on the phone & typing...

Posted 10/24/05 1:45 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: Free Credit Check Sites

thanks Chat Icon

Posted 10/24/05 1:46 PM
 
 

Potentially Related Topics:

Topic Posted By Started Replies Forum
Credit Check msma88 3/3/06 7 Families Helping Families ™
Credit Check Question?? mommy2Alex 1/24/06 6 Home
Credit Cards that you earn free miles for. june262004 3/21/06 11 Families Helping Families ™
Does anyone know where I can get a Free Credit Report, but peabody 2/24/06 5 Families Helping Families ™
Free Credit Report LadyMaravilla 9/7/05 6 Families Helping Families ™
Free credit reports available today... JennChris 8/31/05 3 Families Helping Families ™
 
Quick navigation:   
Currently 145852 users on the LIFamilies.com Chat
New Businesses
1 More Rep
Carleton Hall of East Islip
J&A Building Services
LaraMae Health Coaching
Sonic Wellness
Julbaby Photography LLC
Ideal Uniforms
Teresa Geraghty Photography
Camelot Dream Homes
Long Island Wedding Boutique
MB Febus- Rodan & Fields
Camp Harbor
Market America-Shop.com
ACM Basement Waterproofing
Travel Tom

      Follow LIWeddings on Facebook

      Follow LIFamilies on Twitter
Long Island Bridal Shows