If you rent....did you get renter's insurance??

We just got an apartment...I was wondering if anyone has renter's insurance and if its worth it..TIA

Re: If you rent....did you get renter's insurance??

we did - can't remember how much it was for though. Just thought it'd be smart for our larger items and jewelry.

Re: If you rent....did you get renter's insurance??

Re: If you rent....did you get renter's insurance??

Who did everyone get it through????

Re: If you rent....did you get renter's insurance??

I've been renting for years and have renters insurance. I have mine through USAA.

It's not that expensive and even though I haven't had to use it (knock wood), I think it's a good idea to have it.

Re: If you rent....did you get renter's insurance??

Re: If you rent....did you get renter's insurance??

Re: If you rent....did you get renter's insurance??

Posted by beautyq115

Posted by bklyngirl

Posted by beautyq115

Who did everyone get it through????

we have ours with statefarm

Thanks What do you have to do to get it?? Just call them?? What things do you have to give the insurance company...lease etc???

Re: If you rent....did you get renter's insurance??

DH had renters insurance before we moved in together, when he moved in with me, we moved the insurance over to my apartment and then continued it when we moved into a house.
I believe it is sooooo worth, we do not pay that much for it and my rings are even included.
We have a friend that owns an insurance company and we have it through him.
He is in Sayville, if you are interested.

Re: If you rent....did you get renter's insurance??

We have renter's insurance as well through Allstate. When we moved in with my IL's we just transferred the policy. I think it's worth it because for us we have my e-ring on there and all of DH's music equipment.

Re: If you rent....did you get renter's insurance??

We did everything through Geico. And when we put everything into storage, we got additional insurance on the storage unit through Geico also.

Re: If you rent....did you get renter's insurance??

Thanks Ladies

Re: If you rent....did you get renter's insurance??

I have mine through allstate
it is a MUST!!!

edited to add- they now have a personal identity rider you can add to the policy- it's $40 a year and gives you money towards legal fees shoudl someone steal your identity.

Message edited 3/21/2006 9:59:19 AM.

Re: If you rent....did you get renter's insurance??

Re: If you rent....did you get renter's insurance??

Definitely...
We have ours through Allstate. They also provide our car insurance so we get a multiple policy discount. A lot of personal insurance companies do this, so check with your auto insurer first.

Re: If you rent....did you get renter's insurance??

When I lived in an apartment in DC I had renters insurance through Allstate and then Geico. They were about $70 for the entire year for replacement value coverage. I lived in DC 4 years ago though so the price might have increased a bit.

Message edited 3/21/2006 3:24:40 PM.

Re: If you rent....did you get renter's insurance??

I have renter's insurance and it reallly gives me piece of mind....and its soooo not expensive. I have mine through Geico, which is really traveler's

Re: If you rent....did you get renter's insurance??

Ours is through All State - even though we never needed to use it I'm still glad we had it!

Re: If you rent....did you get renter's insurance??

I have it. It's about $200 a year and that includes covering my jewelry.

Re: If you rent....did you get renter's insurance??

We have renter's insurance through Geico. It was really inexpensive and we paid it in full for the year. Now we save all our receipts and put them in a fire proof lock box in case anything should happen. It gives us piece of mind.

Re: If you rent....did you get renter's insurance??

yes- and Geico

Re: If you rent....did you get renter's insurance??

ours is through liberty mutual and for the year we only pay $330