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msrsfeb
LIF Adult
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Member since 2/06 1277 total posts
Name:
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Could you post your home owners ins. cost and company?
Does your homeowners ins. mean you are covered by hazardous things too? Thanks so mcuh.
Message edited 7/20/2006 10:35:33 AM.
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Posted 7/20/06 10:18 AM |
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Long Island Weddings
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Blu-ize
Plan B is Now Plan A
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Member since 7/05 32475 total posts
Name: Susan
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Re: Could you post your home owners ins. and company?
state farm..what do mean hazardous things?
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Posted 7/20/06 10:29 AM |
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msrsfeb
LIF Adult
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Member since 2/06 1277 total posts
Name:
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Re: Could you post your home owners ins. and company?
I really don't know, we got the paperwork from the bank about hazordous ins. Is that just part of your regular Homeownes Ins.?
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Posted 7/20/06 10:34 AM |
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MrsA
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Member since 1/06 2012 total posts
Name:
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Re: Could you post your home owners ins. cost and company?
We have Travelers, we are covered for everything except a flood or hurricane..you have to take out a separate policy for that.
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Posted 7/20/06 11:11 AM |
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LuckySV
LIF Adult
Member since 10/05 4675 total posts
Name:
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Re: Could you post your home owners ins. cost and company?
We're covered for a hurricane and we don't have a seperate policy. Right now I can not for the life of me remember the name of the company.
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Posted 7/20/06 11:17 AM |
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Blu-ize
Plan B is Now Plan A
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Member since 7/05 32475 total posts
Name: Susan
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Re: Could you post your home owners ins. cost and company?
We are covered for everything that is not an act of God.
We pay about $1400/yr.
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Posted 7/20/06 12:13 PM |
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karen62794
LIF Infant
Member since 6/06 103 total posts
Name: Karen
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Re: Could you post your home owners ins. cost and company?
We are paying about $800/year with State Farm for homeowners and an additional $350 for flood insurance.
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Posted 7/20/06 12:39 PM |
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Re: Could you post your home owners ins. cost and company?
We use Allstate and I think its around $700-800
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Posted 7/20/06 1:23 PM |
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pinkandblue
Our family is complete, maybe
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Member since 9/05 32436 total posts
Name: Stephanie
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Re: Could you post your home owners ins. cost and company?
I am covered through allstate. We are coverered for all things except floods (I think)
the premium was 550 per year, including a 8,500 rider for jewelry
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Posted 7/20/06 1:24 PM |
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CkGm
They get so big, so fast :(
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Member since 5/05 13848 total posts
Name: Christine
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Re: Could you post your home owners ins. cost and company?
Posted by msrsfeb
I really don't know, we got the paperwork from the bank about hazordous ins. Is that just part of your regular Homeownes Ins.?
Yes it is. Our insurance is 659 a year for maximum liability(1,000,000) and a 500 deductible. But it doesn't cover earthquakes(big where we live-CA) or flooding. We have it through AAA- the roadside assistance people.
Earthquake insurance is 2300 a year and we would have a 43,000 deductible
Message edited 7/20/2006 2:13:27 PM.
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Posted 7/20/06 2:13 PM |
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ODonnell
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Member since 9/05 5983 total posts
Name:
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Re: Could you post your home owners ins. cost and company?
I have Liberty Mutual. $1,580 a year includes home, seperate standing garage and $25K jewelry. All risks with $1,000 deductible and 5% deductible of home value on hurricanes.
Message edited 7/20/2006 2:18:17 PM.
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Posted 7/20/06 2:16 PM |
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Freddie
LIF Adult
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Member since 3/06 1162 total posts
Name: Freddie
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Re: Could you post your home owners ins. cost and company?
We pay $1000 with State Farm. Our bank allowed up to be only covered for the assessed value of the house - not the land. Honestly that makes sense...but I know a lot of places want the total mortgage insured
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Posted 7/20/06 4:27 PM |
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MrsSchwags
Soccer Baseball Lax Mom
Member since 10/05 11240 total posts
Name: Jennifer
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Re: Could you post your home owners ins. cost and company?
State Farm
1069
Will go down 20% next week when we install both alarm systems.
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Posted 7/20/06 5:00 PM |
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kaklesmay
Love my baby boy!
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Member since 9/05 1151 total posts
Name: Kim
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Re: Could you post your home owners ins. cost and company?
Interboro Mutual $780
Edit: switched companies
Message edited 8/16/2006 4:16:26 PM.
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Posted 7/21/06 12:32 PM |
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Kissy331
My two miracles!
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Member since 5/06 17826 total posts
Name: Kristen
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Re: Could you post your home owners ins. cost and company?
We have Allstate & including hurricane insurance we pay $900 a year
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Posted 7/21/06 12:52 PM |
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