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Leeners
:)
Member since 5/05 4898 total posts
Name:
Eileen
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Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
I think this might be helpful for people looking. I know I for one had ZERO idea about this stuff when I started.
I'll start:
DH and I have a rate of 5.875% and we locked it Feb 24, 2006 (no points).
Message edited 3/31/2006 10:52:36 AM.
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Posted 3/30/06 2:50 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
DjPiLL
Member since 5/05 3664 total posts
Name:
Richard
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
My 5.375 (30yr fixed 0 points) was locked in sometime in early July of '05 (forget when exactly).
I timed the market perfectly. 
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| Posted 3/30/06 2:53 PM |
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Ang-Rich
Beyond Compare
Member since 5/05 17988 total posts
Name:
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
When we purchased our coop in 2001 we had an interest rate of 7.125%. We refinanced in 2003 and now we are at 5.5%
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| Posted 3/30/06 2:54 PM |
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schnapy
LIF Adolescent
Member since 9/05 766 total posts
Name:
Diana
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
we have 5.25 locked in MArch 2005
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| Posted 3/30/06 2:56 PM |
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CunningOne
***
Member since 5/05 26975 total posts
Name:
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
We bought in 2000 and had an interest rate of 8.25% on a 30-year mortgage (but a much more reasonable buying price).
We refinanced in mid-2002 (after we got married, I don't exactly remember when) and we went to a 15-year mortgage and have a 5.25% rate! Best thing we ever did!
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| Posted 3/30/06 3:03 PM |
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metsgirlie
How did you get blue eyes?
Member since 11/05 3763 total posts
Name:
LC's Mommy
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
Thinking of locking today which would be at 6.5%. I am in Westchester if that matters.
Message edited 3/30/2006 5:08:18 PM.
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| Posted 3/30/06 3:03 PM |
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Eva Luna
Be kind...life's hard!
Member since 8/05 4750 total posts
Name:
God, bless & heal my DH, JenG's DH Rob & DebG
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
We're currently locked as of 3/26/06 at 6.25% in GA. Closing is in about 3 weeks, so this will remain.
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| Posted 3/30/06 3:18 PM |
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metsgirlie
How did you get blue eyes?
Member since 11/05 3763 total posts
Name:
LC's Mommy
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
Posted by sasha
We're currently locked as of 3/26/06 at 6.25% in GA. Closing is in about 3 weeks, so this will remain.
Glad to see someone else in the 6's all these 5's are making me really jealous 
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| Posted 3/30/06 3:23 PM |
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MrsRbk
<3 <3 <3 <3
Member since 1/06 19197 total posts
Name:
Michelle
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
We locked in sometime last june at 5.25
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| Posted 3/30/06 3:30 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
We locked for our re-fi at 5.5% in August 05. Also 30 year.
The condo we locked Feb 06 at 6.375% 10/1 interest only 5% down.
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| Posted 3/30/06 3:43 PM |
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LuckySV
LIF Adult
Member since 10/05 4675 total posts
Name:
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
5% Locked in sometime in Feb '05
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| Posted 3/30/06 3:46 PM |
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Eva Luna
Be kind...life's hard!
Member since 8/05 4750 total posts
Name:
God, bless & heal my DH, JenG's DH Rob & DebG
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
Posted by metsgirlie
Posted by sasha
We're currently locked as of 3/26/06 at 6.25% in GA. Closing is in about 3 weeks, so this will remain.
Glad to see someone else in the 6's all these 5's are making me really jealous
I'm sure all the "5" peple have excellent credit. DH and I are ecstatic that we're getting that rate with "OK" credit. 
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| Posted 3/30/06 4:15 PM |
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MsG
Should be working
Member since 5/05 2824 total posts
Name:
G
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
5.5 in July 2005
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| Posted 3/30/06 4:25 PM |
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LSP2005
Bunny kisses are so cute!
Member since 5/05 19458 total posts
Name:
L
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
5.125% 30 yr fixed in July 2005
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| Posted 3/30/06 4:30 PM |
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Palebride
I am an amazing bakist
Member since 5/05 13673 total posts
Name:
Lori
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
Don't be jealous.....
4.25% from March 2004
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| Posted 3/30/06 4:32 PM |
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metsgirlie
How did you get blue eyes?
Member since 11/05 3763 total posts
Name:
LC's Mommy
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
Posted by Palebride
Don't be jealous.....
4.25% from March 2004
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| Posted 3/30/06 5:02 PM |
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Palebride
I am an amazing bakist
Member since 5/05 13673 total posts
Name:
Lori
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
Posted by metsgirlie
Posted by Palebride
Don't be jealous.....
4.25% from March 2004
I KNOW!!!!
I wish we could stay here longer....I'm going to miss that rate once we're officially sold!
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| Posted 3/30/06 7:14 PM |
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raken40
soooo in love:)
Member since 5/05 4369 total posts
Name:
Karen
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
we have 5.875% and locked in in aug 05-30 yr fixed, no points.
our second mtg is 6% also locked in aug 05- 20 yr fixed, no points
Message edited 3/30/2006 8:04:56 PM.
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| Posted 3/30/06 8:03 PM |
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Leeners
:)
Member since 5/05 4898 total posts
Name:
Eileen
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
Posted by Palebride
Don't be jealous.....
4.25% from March 2004
OMG Lori  If I had your interest rate, I'd be paying $200 less a month 
Why is THAT the one thing I haven't copied you on???
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| Posted 3/30/06 9:22 PM |
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Palebride
I am an amazing bakist
Member since 5/05 13673 total posts
Name:
Lori
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
Posted by Leeners
Posted by Palebride
Don't be jealous.....
4.25% from March 2004
OMG Lori If I had your interest rate, I'd be paying $200 less a month
Why is THAT the one thing I haven't copied you on???
I wish you could have copied that! We got soooo lucky!!!!
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| Posted 3/30/06 9:35 PM |
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lululu
LIF Adult
Member since 7/05 9511 total posts
Name:
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
On my condo I have 4% on a 5 yr ARM but on the house that we just bought we locked 5.875 in early February..... 
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| Posted 3/31/06 9:20 AM |
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ODonnell
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Member since 9/05 5983 total posts
Name:
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
We got 5% on a floating rate in February 05.
ETA: DH is a veteran so that was an extra discount
Message edited 3/31/2006 9:28:02 AM.
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| Posted 3/31/06 9:27 AM |
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krashnburn
I am Batman!
Member since 5/05 4093 total posts
Name:
I'm Batman, I tell you!
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
5.875% Nov '05 with .75pts.
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| Posted 3/31/06 10:19 AM |
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wilandnet
LIF Infant
Member since 9/05 224 total posts
Name:
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
Just locked last week a rate of 6.375%
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| Posted 3/31/06 12:21 PM |
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MrsPorkChop
Twinning!!
Member since 5/05 9941 total posts
Name:
Missy
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Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?
Posted by schnapy
we have 5.25 locked in MArch 2005
same exact here
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| Posted 3/31/06 1:44 PM |
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