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Check cashing question....I know this doesn't belong here but......

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Dani00518
Gorgeous

Member since 5/05

2730 total posts

Name:
Danielle

Check cashing question....I know this doesn't belong here but......

I talk to you guys everyday so i feel more comfortable posting here than on the other boards. Ok.....so i've been back to work for a month now and I finally received a pay check after not getting one for months......I was so excited to actually have money and not have to grub from Dh that i ran to the bank ASAP and deposited it through the ATM not realizing that it was post dated for the 30th.....oppps....so what happens now....does the bank fine me?

Posted 12/22/05 4:58 PM
 
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mishy
My Girls

Member since 10/05

2427 total posts

Name:

Re: Check cashing question....I know this doesn't belong here but......

Did you cash it or take money out against it using atm, or did you just deposit it? I think if you just deposited it they will hold it.. If they do charge you and you go to a branch mngr and explain what happened they are usually very helpful and may get the charges reversed..

Posted 12/22/05 5:02 PM
 

JerseyMamaOf3
Boo!

Member since 6/05

15144 total posts

Name:

Re: Check cashing question....I know this doesn't belong here but......

You can deposit a post dated check and not get fined. Actually I dont think that their is such a thing as a post dated check. If the check was dated for lets say April instead of December I dont believe the bank will accept it. I went to deposit a check at work oneday and our client wrote 12/26 instead of 10/26 and I brought it to banks attention and I had to get a new check. I wouldnt worry though it is only a week early.

Posted 12/22/05 8:46 PM
 

nrthshgrl
It goes fast. Pay attention.

Member since 7/05

57538 total posts

Name:

Re: Check cashing question....I know this doesn't belong here but......

Posted by Seles81

You can deposit a post dated check and not get fined. Actually I dont think that their is such a thing as a post dated check. If the check was dated for lets say April instead of December I dont believe the bank will accept it. I went to deposit a check at work oneday and our client wrote 12/26 instead of 10/26 and I brought it to banks attention and I had to get a new check. I wouldnt worry though it is only a week early.




I'm with Adrianna - I think they'll accept it. Try not to take out money against it if you can.

Posted 12/23/05 12:14 AM
 

pharmcat2000
Mom of 2 + 1

Member since 10/05

7395 total posts

Name:
Catherine

Re: Check cashing question....I know this doesn't belong here but......

I was told by a bank employee that they don't recognize a postdate. If the person writes a check, you can take it to the bank. They told me that postdated checks are "illegal". If the money isn't available to cover a check, then it shoudn't be written. I don't know if this information is correct, but it is what I was told.

Posted 12/23/05 4:04 AM
 
 

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