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Michi
My Love
Member since 5/05 31600 total posts
Name: M
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if you rent an apartment do u have renters insurance??
is it worth paying for this? some pple insist I should have it while others seem leery.. any opinions appreciated
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Posted 10/15/05 2:10 PM |
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Long Island Weddings
Long Island's Largest Bridal Resource |
MissJones
I need a nap!
Member since 5/05 22134 total posts
Name:
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Re: if you rent an apartment do u have renters insurance??
I do. It is about 12$ a month. I'd rather have some protection and it doesn't break the bank to have it. In fact, having that plus car insurance gives me a discount.
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Posted 10/15/05 2:12 PM |
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Marcie
Complete Happiness :)
Member since 5/05 27789 total posts
Name: LOVE being a Mommy!
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Re: if you rent an apartment do u have renters insurance??
We have it also - I am not sure how much it costs a month for us - but it is such a small amount.
For such a small amount it pays, god forbid anything should ever happen.
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Posted 10/15/05 2:24 PM |
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Shorty
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Member since 5/05 30390 total posts
Name: really
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Re: if you rent an apartment do u have renters insurance??
I don't rent, but if I did, I'd buy the insurance.
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Posted 10/15/05 2:24 PM |
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BCK1029
LIF Infant
Member since 5/05 366 total posts
Name:
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Re: if you rent an apartment do u have renters insurance??
We have renters insurance - we got it when we got engaged so the ring would be covered...
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Posted 10/15/05 3:14 PM |
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mommy2Alex
3 babies for me :)
Member since 5/05 6683 total posts
Name:
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Re: if you rent an apartment do u have renters insurance??
When I rented I always had renter's insurance.
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Posted 10/15/05 3:18 PM |
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Tah-wee-ZAH
Kisses
Member since 5/05 15952 total posts
Name:
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Re: if you rent an apartment do u have renters insurance??
Posted by mommy2Alex
When I rented I always had renter's insurance.
Same here.
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Posted 10/15/05 3:19 PM |
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MrsERod
Praying for Everyone.
Member since 5/05 26170 total posts
Name: MrsERod™®
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Re: if you rent an apartment do u have renters insurance??
when i was renting in brooklyn, at first we DIDN'T have renters insurance. about 5 years ago, while vacationing in florida, a pipe burst from the upstairs apt, and there was 2 inches of water in my apt!!! everything from my wall to wall carpeting, entertainment center, to kitchen tiles, were RUINED. I got back $150 from the management office!!!! Thats it!!! ...tough luck for me!!!! had i had renters insurance, i would have been covered for everything.!! Needless to say, after that, i got the insurance.
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Posted 10/15/05 3:19 PM |
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Michi
My Love
Member since 5/05 31600 total posts
Name: M
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Re: if you rent an apartment do u have renters insurance??
thanks girls! Im def. going to renew it then, its only 188 bucks for the year for me so for piece of mind its def worth it thanks!
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Posted 10/15/05 3:22 PM |
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dm24angel
Happiness
Member since 5/05 34581 total posts
Name: Donna
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Re: if you rent an apartment do u have renters insurance??
yes! Its worth it. We had years ago a house fire and we rented the place. We got nothing but from the red cross. Our landlord got homeowners insurance.
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Posted 10/15/05 3:43 PM |
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JenniferEver
The Disney Lady
Member since 5/05 18163 total posts
Name: Jennifer
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Re: if you rent an apartment do u have renters insurance??
Fh has it. It's so worth it. We actually got it basically for free because we got it through the same company we have car insurance from and it gave us a multi policy discount on both, and the car insurance discount more than paid for the renter's insurance!
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Posted 10/16/05 10:26 AM |
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baghag
:P
Member since 5/05 10278 total posts
Name:
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Re: if you rent an apartment do u have renters insurance??
Good question Michi!
What renters ins companies do you recommend? TY!
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Posted 10/16/05 11:01 AM |
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luvsun27
Check out my cool glasses
Member since 5/05 8135 total posts
Name: Kim
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Re: if you rent an apartment do u have renters insurance??
When I lived in Bayside in an apt., I had it...and I had to use it
While I was on vacation...my apartment was robbed. They took all my jewlery, my lap-top, money and some other things. Insurance covered most of it.
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Posted 10/16/05 11:55 AM |
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pinkandblue
Our family is complete, maybe
Member since 9/05 32436 total posts
Name: Stephanie
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Re: if you rent an apartment do u have renters insurance??
It is totally worth it. Mine is only like 10 bucks a month
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Posted 10/17/05 9:43 AM |
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Sassyz75
Turning a new page
Member since 5/05 9731 total posts
Name: Dina
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Re: if you rent an apartment do u have renters insurance??
Yes, we have it- with the $ for my e-ring it's about $225 for the year.
We use Allstate.
Message edited 10/17/2005 9:56:47 AM.
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Posted 10/17/05 9:56 AM |
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butterfly22
LIF Adolescent
Member since 5/05 691 total posts
Name:
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Re: if you rent an apartment do u have renters insurance??
I rent, but don't have it...after all this rain I have heard flooded basement apartments, so i think if I was in a basement I'd consider it!!!!!
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Posted 10/17/05 10:00 AM |
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Jax430
Hi!
Member since 5/05 18919 total posts
Name: Jackie
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Re: if you rent an apartment do u have renters insurance??
we have it. I don't know how much it is, but it is pretty inexpensive
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Posted 10/17/05 10:13 AM |
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tourist
Member since 5/05 10425 total posts
Name:
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Re: if you rent an apartment do u have renters insurance??
I've rented for 6 1/2 years & never had renters insurance. I also didn't get wedding insurance or traveller's insurance. I guess I like living on the edge.
My apartment was broken into last year, but apparently I have nothing of value, b/c nothing was taken.
Message edited 10/17/2005 10:19:15 AM.
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Posted 10/17/05 10:18 AM |
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MsMa
Momma's Boy ?
Member since 5/05 1453 total posts
Name: Meri
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Re: if you rent an apartment do u have renters insurance??
It is definitely worth it and it is cheap. Look at it this way, would not buy homeowners insurance if you could get away with it? I think not.
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Posted 10/17/05 11:37 AM |
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LuvMy2Girls
@>---------
Member since 5/05 11165 total posts
Name: Mommy
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Re: if you rent an apartment do u have renters insurance??
I work in property mgmt and you should def get renters insurance with personal liability and property coverage. It's cheap for the year, when you compare that what your furniture, and belongings are worth. Make sure you get water coverage, just in case pipes burst or freeze or the kind of natural occurences you just can't control.
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Posted 10/17/05 12:13 PM |
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