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btrflygrl
me and baby #3!
Member since 5/05 12013 total posts
Name:
Shana
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so if i don't have a cc...which one is easy to get?
since we got rid of ours...where is a good place to start so we can rebuild our credit?
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Posted 2/7/06 10:51 AM  |
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mosh913
baby boy coming spring '11
Member since 5/05 3133 total posts
Name:
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Re: so if i don't have a cc...which one is easy to get?
do you think it will be hard for you to get one? We have capital one for the mileage. Be careful with this because we started charging everything to obtain the miles, and then we would have this HUGE bill to pay off at the end of the month. That was very overwhelming. I'd search around and get one that offers the lowes interest rate. Also did you know that anytime you open a new account (charge card, credit card,) it lowers your credit rating by 9 points because they have to run your credit to see if you're elligable for their card. I didn't know that, but they should tell you that when you're shopping and they say "Would you like to open an account with us and save 10%"...
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| Posted 2/7/06 10:56 AM |
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nrthshgrl
It goes fast. Pay attention.
Member since 7/05 57538 total posts
Name:
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Re: so if i don't have a cc...which one is easy to get?
Newsday has a list of credit cards with their annual fees & interest rates every week. I"m not sure which day it's in.
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| Posted 2/7/06 10:58 AM |
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btrflygrl
me and baby #3!
Member since 5/05 12013 total posts
Name:
Shana
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Re: so if i don't have a cc...which one is easy to get?
Posted by nrthshgrl
Newsday has a list of credit cards with their annual fees & interest rates every week. I"m not sure which day it's in.
I'm in georgia
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| Posted 2/7/06 11:09 AM |
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MrsJ
I love my Katie Bug
Member since 5/05 11357 total posts
Name:
Kathy
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Re: so if i don't have a cc...which one is easy to get?
Providian and capital One are 2 cc companies that will start you out with a low limit and every few months, as long as your account is in good standing, they will increase your credit line.
My credit was pretty banged up years ago thanks to an ex of mine. I got both cards and my original limit was $500 but at the end it was about $20k.
ETA: Neither card has an annual fee. I still have the Providian card.
ETA: websites
www.capitalone.com
www.providian.com
Message edited 2/7/2006 11:13:32 AM.
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| Posted 2/7/06 11:10 AM |
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MrsSchwags
Soccer Baseball Lax Mom
Member since 10/05 11240 total posts
Name:
Jennifer
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Re: so if i don't have a cc...which one is easy to get?
I have Capital One and am pretty impressed with the service.
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| Posted 2/7/06 11:12 AM |
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nrthshgrl
It goes fast. Pay attention.
Member since 7/05 57538 total posts
Name:
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Re: so if i don't have a cc...which one is easy to get?
Consumer Reports had some info on airline miles, reward points, etc. Also some interesting articles on credit card scams.
I think Bankrate.com was the name of the website that Newsday's info came from. It compares credit cards, including ones for those that carry a balance, pay it off at month end, etc.
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| Posted 2/7/06 12:18 PM |
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nov04libride
big brother <3
Member since 5/05 14672 total posts
Name:
Me
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Re: so if i don't have a cc...which one is easy to get?
My first credit card when I had no history was the Chase Universal. It was the only one I got approved for.
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| Posted 2/7/06 12:19 PM |
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msma88
LIF Infant
Member since 8/05 300 total posts
Name:
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Re: so if i don't have a cc...which one is easy to get?
Go to bankrate.com
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| Posted 2/7/06 12:45 PM |
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