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raken40
soooo in love:)
Member since 5/05 4369 total posts
Name:
Karen
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does anyone have short term disability through aflac?
what does it cover, does it cover your full salary? What are the details?
Thank you!
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Posted 6/12/06 11:36 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
HarleyGirlFLA
Come on in
Member since 5/05 9674 total posts
Name:
Mel
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Re: does anyone have short term disability through aflac?
I have Short Term disability through Aflac but I am in FL so I dont know if the same things would apply as the policy varies by state.
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| Posted 6/12/06 11:55 AM |
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mrswask
Pookie Love
Member since 5/05 20229 total posts
Name:
Michal
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Re: does anyone have short term disability through aflac?
My husband and I both have AFLAC. We are different fields of work and have different coverage and riders. We also have very different premiums - my field (education) is considered the "safest" by AFLAC - so I pay a lot less than my husband does.
You have to get AFLAC through your job - so you should check if they offer.
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| Posted 6/12/06 12:20 PM |
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raken40
soooo in love:)
Member since 5/05 4369 total posts
Name:
Karen
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Re: does anyone have short term disability through aflac?
my new job offers aflac and i definitely want to take it...i just dont know yet what the cost will be for me.
Do you have to have the coverage for a certain amount of time before you can receive the benefits?
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| Posted 6/12/06 12:29 PM |
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janet
WITH LOVE MY ANGEL MISS YOU!!!
Member since 5/05 12823 total posts
Name:
janet
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Re: does anyone have short term disability through aflac?
take the coverage!!!!!!!!!!!!!!!!!!!!
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| Posted 6/12/06 12:36 PM |
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LI2VA
Love my life!!
Member since 11/05 3125 total posts
Name:
Melissa
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Re: does anyone have short term disability through aflac?
I have the accident policy from AFLAC ( not the short term disabilty) and it cost me $4.68 for both my DH and I per week.
Message edited 6/12/2006 12:38:16 PM.
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| Posted 6/12/06 12:38 PM |
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LadyMaravilla
Fall Is Here
Member since 5/05 12023 total posts
Name:
Sonia
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Re: does anyone have short term disability through aflac?
Posted by raken40
my new job offers aflac and i definitely want to take it...i just dont know yet what the cost will be for me.
Do you have to have the coverage for a certain amount of time before you can receive the benefits?
any disability income policy will have an elimination period or a waiting period. The longer the period the less the premium. They tend to run anywhere from 30 to 90 days before you start receiving the benefits. I think insurance is always important since you never know when you may need it.
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| Posted 6/12/06 12:46 PM |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: does anyone have short term disability through aflac?
I called them-if it's for pregnancy you have to have it for 10 montsh before they pay out but they pay your bills basically give you a large percentage or all of yoru salary. My HR woman wouldn't do it!
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| Posted 6/12/06 12:53 PM |
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HarleyGirlFLA
Come on in
Member since 5/05 9674 total posts
Name:
Mel
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Re: does anyone have short term disability through aflac?
Posted by melijane
I called them-if it's for pregnancy you have to have it for 10 montsh before they pay out but they pay your bills basically give you a large percentage or all of yoru salary. My HR woman wouldn't do it!
FL does not have maternity leave and thats what I signed up for it.
I pay about $11 a paycheck for short term disability.
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| Posted 6/12/06 1:01 PM |
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raken40
soooo in love:)
Member since 5/05 4369 total posts
Name:
Karen
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Re: does anyone have short term disability through aflac?
Posted by melijane
I called them-if it's for pregnancy you have to have it for 10 montsh before they pay out but they pay your bills basically give you a large percentage or all of yoru salary. My HR woman wouldn't do it!
so you have to have it say a month or two before you get pg and then it will pay? Do you know when the benefits kick in? Is it from the day you give birth?
I'm just trying to plan everything out...if i start the job later this month and get pg in maybe august then i guess i'll be okay?
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| Posted 6/12/06 1:31 PM |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: does anyone have short term disability through aflac?
that was teh way I understood it. They have an 800 number and will answer your questions. If your job offers it I woudl totally take it. She also told me on the phone thayt once you sign up even if you leave that job you can keep your aflac
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| Posted 6/12/06 5:33 PM |
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