Another car buying question

Is it better to let them arrange the financing or go through someone else on my own? I know they have good deals if you finance through them. Thanks!

Re: Another car buying question

The only time I have gotten a better deal than the factory financing/dealership financing is through a credit union I belonged to.

Re: Another car buying question

I've always gone through the dealer w/financing - they'll go to a few banks for the financing, and it's usually in your benefit since they may have a closer relationship with a specific bank, and try to get your pricing down.

I would also recommend that once you've financed the vehicle and made your payments on time for one year, seeking refinancing through HSBC, which I find has the best rates.

Re: Another car buying question

I once got a better deal on the interest rate through a work credit union!

I applied with the credit union first, got the loan check, then went to the dealer.