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Anyone ever use Lending Tree? Plus credit inq ques

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BabyAvocado
Happy New Year

Member since 5/05

17334 total posts

Name:

Anyone ever use Lending Tree? Plus credit inq ques

Experiences - good or bad? Pros/cons?

ETA: Also - what is the final word on the hard credit inquiries with rate shopping - will my score be lowered if I use Lending Tree i.e. do they run it multiple times?

Message edited 5/8/2006 2:11:20 PM.

Posted 5/8/06 1:59 PM
 
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leighla
Support Cancer Research

Member since 5/05

16353 total posts

Name:
Lauren

Re: Anyone ever use Lending Tree?

We used it for a home equity loan in 2004. Overall I liked them.

Pros - actually got some really good rates. I think the website is very good as far as letting you compare between one offer and the other.


Cons - TONS of email. Each company that "competes" for your business also gets your email. Some of them email me monthly to see if I want to get a loan with them!!

Posted 5/8/06 2:10 PM
 

CookiePuss
Cake from Outer Space!

Member since 5/05

14021 total posts

Name:

Re: Anyone ever use Lending Tree? Plus credit inq ques

Just had a bad experience with them and don't recommend them at all. FM me if you would like more details.

Posted 5/8/06 2:38 PM
 

Anniegrl
I'm two!

Member since 5/05

4320 total posts

Name:
Ann

Re: Anyone ever use Lending Tree? Plus credit inq ques

I used them about 3 years ago for a new car loan. I didn't have any problems with them. It was pretty easy.

Posted 5/8/06 2:40 PM
 

DebG
Pick a cause & stand up for it

Member since 5/05

18602 total posts

Name:
The cure IS worse!

Re: Anyone ever use Lending Tree? Plus credit inq ques

Posted by leighla

We used it for a home equity loan in 2004. Overall I liked them.

Pros - actually got some really good rates. I think the website is very good as far as letting you compare between one offer and the other.


Cons - TONS of email. Each company that "competes" for your business also gets your email. Some of them email me monthly to see if I want to get a loan with them!!




This is what I was going to say...almost word for word!

Posted 5/8/06 3:03 PM
 

DjPiLL

Member since 5/05

3664 total posts

Name:
Richard

Re: Anyone ever use Lending Tree? Plus credit inq ques

Multiple credit inquries relating to mortgage shopping won't damage your credit any more than a single inquiry would... just as long as all the inquiries are within a 30day span.

Posted 5/8/06 3:50 PM
 
 
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