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Anyone know the procedure if you think a debt on your report isn't yours?

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jes81276
summer fun!

Member since 3/06

4962 total posts

Name:
Jaime

Anyone know the procedure if you think a debt on your report isn't yours?

There is something on my credit report from years ago and I don't think it is mine. What proof does the collection agency have that it is mine? It is from At&T wireless...and when I called AT&T they had no record of my account - by Social Security # or cell phone #. I thought that was very weird, and now I get a letter from this collection agency and I don't want to pay it if it is not mine. Anyone ever have this happen to them?

I know I can write a letter to the credit reporting agency but what do I write and what is the procedure then?

TIA - I really appreciate it!Chat Icon

Posted 3/3/07 10:44 AM
 
Long Island Weddings
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chris605
.

Member since 5/05

3205 total posts

Name:

Re: Anyone know the procedure if you think a debt on your report isn't yours?

Just dispute it on the credit report... Let them do the research... You can also do the dispute online...

Good Luck,

Posted 3/3/07 11:10 AM
 
 

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