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Auto Insurance.. Who do you have and what are you paying?

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Pages: [1] 2

Acerone
I hate ants and ugly people.

Member since 3/07

6437 total posts

Name:
Chris

Auto Insurance.. Who do you have and what are you paying?

I think I'm paying to much for what I have.... So what are you driving and how much are you paying and who?

Posted 10/13/09 2:54 PM
 
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Beth
The Key to your new home....

Member since 2/06

24849 total posts

Name:
Beth

Re: Auto Insurance.. Who do you have and what are you paying?

I am paying too much- but it's b/c of a few accidents

2009 Mercedes ML350 (owned not leased) $200 a month

and a 2006 Mustang listed a pleasure car less then 10K miles a year

$150 a month

$350 for both in Nass County-

Allstate- $400 deductible and Mercedes make you have all the max coverages

once the mustang sells I will be ok and probably raise my deductible to $1K


Posted 10/13/09 3:00 PM
 

Kerie-is-so-very
versatile!

Member since 5/05

13535 total posts

Name:
K

Re: Auto Insurance.. Who do you have and what are you paying?

It depends a lot on the coverage. I pay about the same amount that most of my clients pay but because DH and I have no tickets and one accident that was not my fault at all, I get great coverage for the money. I find that most people have payments of about $150 a month but that varies based on coverage and driving history. I've been paying every 6 months and then I forget how much. I just paid and cannot even remember!

Message edited 10/13/2009 3:18:00 PM.

Posted 10/13/09 3:17 PM
 

Sassyz75
Turning a new page

Member since 5/05

9731 total posts

Name:
Dina

Re: Auto Insurance.. Who do you have and what are you paying?

We have two auto policies with allstate- we lease vehicles- so we have the max required....

$800/year for CR-V and $1100 for civic

Posted 10/13/09 3:20 PM
 

jen919ifer
LIF Adolescent

Member since 7/08

803 total posts

Name:
Jennifer

Re: Auto Insurance.. Who do you have and what are you paying?

I pay $147 a month for 2 cars for the year. I have Metlife, we have an 07 camry and an 08 explorer full cov 500 deds 100/300 BI

Message edited 10/13/2009 3:21:30 PM.

Posted 10/13/09 3:20 PM
 

MST9106
My life:)

Member since 6/06

9589 total posts

Name:

Re: Auto Insurance.. Who do you have and what are you paying?

Just from these posts, its time for us to switch from GeicoChat Icon

Posted 10/13/09 3:22 PM
 

Acerone
I hate ants and ugly people.

Member since 3/07

6437 total posts

Name:
Chris

Re: Auto Insurance.. Who do you have and what are you paying?

BTW: I have a Honda Fit 2007 with Geico and pay $626 for 6 months...

Posted 10/13/09 3:24 PM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: Auto Insurance.. Who do you have and what are you paying?

two late model Camrys. $208/mo. We lease and it's the max coverage. $500 deds.

Posted 10/13/09 3:32 PM
 

Jenn627
Laaaaaaaambert!

Member since 5/08

9818 total posts

Name:
Jenn

Re: Auto Insurance.. Who do you have and what are you paying?

Message edited 7/21/2010 2:43:53 PM.

Posted 10/13/09 3:35 PM
 

Salason

Member since 6/05

9878 total posts

Name:

Re: Auto Insurance.. Who do you have and what are you paying?

Posted by MST9106

Just from these posts, its time for us to switch from GeicoChat Icon



I just switched from Geico to Liberty Mutual when I added a second car and saved $1100/yr (for the same exact coverage)!!! I basically added a car for free. So definitely check them out too!

Posted 10/13/09 3:38 PM
 

Peainapod
Peanuts are here!

Member since 1/09

13591 total posts

Name:
Diana

Re: Auto Insurance.. Who do you have and what are you paying?

I live in Levittown PA but the rate is comprable to what i was paying GEICO when i lived in brooklyn..

05 Toyota Matrix
Financed so we have full coverage (fire, theft, glass, etc.)
2 drivers: DH , 32 yr old clean record
Me 30 years old, clean record

$1140; i pay $285 every 3 months.

not sure as to what the coverage limits are or the deductibles.

ETA: company is Erie Insurance..not sure if they provide insurance rates for NY.

Message edited 10/13/2009 3:50:26 PM.

Posted 10/13/09 3:49 PM
 

Sassyz75
Turning a new page

Member since 5/05

9731 total posts

Name:
Dina

Re: Auto Insurance.. Who do you have and what are you paying?

Posted by Acerone

BTW: I have a Honda Fit 2007 with Geico and pay $626 for 6 months...



Wow- that's a lot of money... just compared to what we pay for the cr-v- You could probably do way better- I would try Allstate..

Posted 10/13/09 3:49 PM
 

MrsSteflily
I love chocolate

Member since 4/06

2047 total posts

Name:
Stef

Re: Auto Insurance.. Who do you have and what are you paying?

It really depends on your coverage and discounts.

I pay $1,650 a year for 2 cars - a 2001 saturn SL2 and a 2005 jeep liberty.

I have 100/300/100 coverage. No accidents, good driver, loyalty and 10% discount for the defensive driving course. I have Geico.

No other company could come close to what I pay with Geico.

Posted 10/13/09 3:57 PM
 

PaddysGirl
Little princess is here!

Member since 4/07

5923 total posts

Name:
Crystal

Re: Auto Insurance.. Who do you have and what are you paying?

I pay 1320 a year (660 2x a year) for a 2009 CRV. I have pretty decent coverage.

My rates are going to go up if I dont renew with my defensive driving course.

ETA: I am with Geico

Message edited 10/13/2009 4:11:21 PM.

Posted 10/13/09 4:09 PM
 

Smileyd17
kids

Member since 5/05

20997 total posts

Name:
Mommy

Re: Auto Insurance.. Who do you have and what are you paying?

It depends on a lot- Vehicle, Coverage, deductibles, defensive driving, you history with a company, your history of accidents, violations, mild credit.

Posted 10/13/09 4:21 PM
 

CroatianBride
Our Angel Ivanka Rose <3

Member since 7/07

2031 total posts

Name:
Tat

Re: Auto Insurance.. Who do you have and what are you paying?

I pay $780 for 6 months for a financed altima...Its ridiculous, my deductibles are $1000

I need to start shopping around!

Edited to mention I am currently using GEICO

Message edited 10/13/2009 4:26:39 PM.

Posted 10/13/09 4:26 PM
 

jerseypanda
Life is good.

Member since 1/07

9164 total posts

Name:
Amanda

Re: Auto Insurance.. Who do you have and what are you paying?

Posted by Salason

Posted by MST9106

Just from these posts, its time for us to switch from GeicoChat Icon



I just switched from Geico to Liberty Mutual when I added a second car and saved $1100/yr (for the same exact coverage)!!! I basically added a car for free. So definitely check them out too!



I really think it all depends on each person's experience. I actually switched from Liberty Mutual TO GEICO because I felt like I was getting ripped off by Liberty Mutual. With a completely clean record, they kept raising my rates every year and they had no explanation as to why it kept going up. I switched to GEICO and saved a lot of money.

We currently have 3 cars and pay $175 per month for all 3 of them, full coverage.

I can say that we have had GEICO now for over 2 years and our rates have not gone up at all.

AND, we live in NJ which is notorious for having high car insurance. I was amazed at what we are paying.

Posted 10/14/09 7:45 AM
 

CarlieJLD7
I love my daughter!

Member since 7/07

3061 total posts

Name:
Carlie

Re: Auto Insurance.. Who do you have and what are you paying?

Thats so funny that you are asking today... Yesterday I spent over an hour calling different places...

Currently I pay around $1300 geico...

I called Statefarm, and they wanted $1500
and I called MetLife and they wanted $1700...

So, I stayed with Geico...

I guess I will check out Liberty and also Progressive today.

Posted 10/14/09 8:07 AM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: Auto Insurance.. Who do you have and what are you paying?

Also keep in mind that if you are under 25 and female your rates could be higher. If you are under 30 and a male it could be higher. Also, if you are single not married it could be higher.

Posted 10/14/09 8:57 AM
 

sometimesmommy
Always in my heart.....

Member since 11/06

6686 total posts

Name:

Re: Auto Insurance.. Who do you have and what are you paying?

We have a Volvo and a BMW plus life insurance and its 165 per month.

Posted 10/14/09 10:25 AM
 

smdl
I love Gary too..on a plate!

Member since 5/06

32461 total posts

Name:
me

Re: Auto Insurance.. Who do you have and what are you paying?

We have All State. $205/month for 3 vehicles. 2 own and 1 lease. The one on lease I have to have the max coverage. They are all at the same coverage though.

MUCH MUCH cheaper than Geico. We quoted a lot of insurance and we stick with All State. They are always the cheapest for us.

Posted 10/14/09 12:37 PM
 

sj-girl
Happy Family of 4

Member since 5/08

5654 total posts

Name:

Re: Auto Insurance.. Who do you have and what are you paying?

We have Allstate but i live in NJ

We have a 07 Crv
and a 2001 S10

ans we pay about $1850 for the year


Eta: we also have full coverage on both cars and high coverage limits

Message edited 10/14/2009 12:49:53 PM.

Posted 10/14/09 12:49 PM
 

Blazesyth
*yawn*

Member since 5/05

8129 total posts

Name:

Re: Auto Insurance.. Who do you have and what are you paying?

Sometimes it pays to switch, or sign up with your existing company as a new customer so you get the new customer rates.

I was with allstate for 4-5 years; got a call from my agent telling me that if I drop the coverage and reapplied as a new customer, I would save 1K a year just because of the new promotions and rates. So I did just that.

Posted 10/14/09 12:51 PM
 

Smileyd17
kids

Member since 5/05

20997 total posts

Name:
Mommy

Re: Auto Insurance.. Who do you have and what are you paying?

Posted by Blazesyth

Sometimes it pays to switch, or sign up with your existing company as a new customer so you get the new customer rates.

I was with allstate for 4-5 years; got a call from my agent telling me that if I drop the coverage and reapplied as a new customer, I would save 1K a year just because of the new promotions and rates. So I did just that.



Can I ask why you would lower your coverage?

As a professional I wouldnt advise it as a sale.

Posted 10/14/09 1:04 PM
 

HeathKernandez
Our Ron is an awesome Ron

Member since 4/07

9091 total posts

Name:
baby fish mouth

Re: Auto Insurance.. Who do you have and what are you paying?

Allstate-
approx. 220 a month for 2007 CR-V & 2005 Nissan Sentra in New York City.

Message edited 10/14/2009 1:05:43 PM.

Posted 10/14/09 1:05 PM
 
Pages: [1] 2
 

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