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besides mortgage - estimate house expenses

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beena
Sitting on a tree bench!

Member since 5/05

2429 total posts

Name:
Gina

besides mortgage - estimate house expenses

besides your mortgage, what are your monthly estimated home expenses (not repair stuff).. just heat, electric, water, phone, cable, etc....

Posted 2/22/06 5:49 PM
 
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CookiePuss
Cake from Outer Space!

Member since 5/05

14021 total posts

Name:

Re: besides mortgage - estimate house expenses

taxes
insurance
maintanance

I also include savings into an emergency fund because I see that as a "fixed expense".

Posted 2/22/06 5:58 PM
 

DjPiLL

Member since 5/05

3664 total posts

Name:
Richard

Re: besides mortgage - estimate house expenses

Stuff like heating and electric you really can't "estimate".

That really depends on the size of the home. If you are in a small house like I have... i burn approximately 750 gallons of oil a year. I also spend about $160 a month on electric.

But if you are in a larger house... the electric can be double. Oil will be closer to 1000 gallons a year.

Posted 2/22/06 6:13 PM
 

raken40
soooo in love:)

Member since 5/05

4369 total posts

Name:
Karen

Re: besides mortgage - estimate house expenses

oil heat- $245/month
electric- about $125/month
water- only got one bill since sept. for $30
optimum-phone/cable/internet- about $130/month
taxes- $525/month
homeowners insurance- about $100/month
auto insurance- about $200/month


it really adds up!Chat Icon

Posted 2/22/06 6:51 PM
 

Tanaholic
My Big Boy!

Member since 10/05

2383 total posts

Name:

Re: besides mortgage - estimate house expenses

gardner (in the spring/summer)
oil
lipa
water
phone
cable
internet
taxes
insurance
alarm

Posted 2/22/06 6:55 PM
 

hazeleyes33
LIF Adult

Member since 5/05

13060 total posts

Name:
Ginger

Re: besides mortgage - estimate house expenses

oil heat- $143/month
electric- $91/month
water- $7/month
optimum-phone/cable/internet- $130/month
taxes- $430/month
homeowners insurance- $55/month
auto insurance- $200/month
auto maintenance-$60/month


Posted 2/22/06 7:46 PM
 

LSP2005
Bunny kisses are so cute!

Member since 5/05

19457 total posts

Name:
L

Re: besides mortgage - estimate house expenses

gas heat has fluctuated between 148-200 per month for the past 3 months
electricity has fluctuated between 48-52 per month for the past 3 months
water has fluctuated beteween 16-21 per month for the past 3 months
phone/internet/direct tv 80 per month
cell phone 90 monthly
taxes 300 per month
car insurance 120 per month
home owners insurance 26 per month (paid it once for the year but that is our monthly breakdown)
homeowners association 148 per month

Posted 2/22/06 9:45 PM
 

Gertyrae
Peace out Homies!

Member since 5/05

20046 total posts

Name:
Gerty ®

Re: besides mortgage - estimate house expenses

Oil heat - Average $200 month (we've only been in since September, so it may be less in the summer)
Electric - $100/month
Cable/Phone/Computer - $120/month
Cell - $100/month
Water - $30/month (payable every 3 months)
Mortgage (includes taxes and homowner's) - $2300/month

So, our total basic bill per month is....drumroll please...$2850.ooChat Icon

Posted 2/23/06 7:10 AM
 

JRG71
*****************

Member since 5/05

5025 total posts

Name:

Re: besides mortgage - estimate house expenses

Oil heat - 300/month
Electric - 150/month
Water - winter 30/month summer/150/month Cable/Internet - 140/month
Phone - 40/month
Taxes - 700/month
Insurane for home - 100/month


Posted 2/23/06 9:52 AM
 

MegZee
My bunny

Member since 5/06

8777 total posts

Name:
Meaghan

Re: besides mortgage - estimate house expenses

bump

Posted 1/10/07 3:57 PM
 

lorich
.

Member since 6/05

9987 total posts

Name:
Grammie says "Lora Gina"

Re: besides mortgage - estimate house expenses

Posted by Meaghan729

bump



Thank you!Chat Icon

Posted 1/10/07 4:30 PM
 

smdl
I love Gary too..on a plate!

Member since 5/06

32461 total posts

Name:
me

Re: besides mortgage - estimate house expenses

Landscaping
Maintenance (contracts or not for burner, fireplace/chimney)


Posted 1/10/07 4:52 PM
 

MegZee
My bunny

Member since 5/06

8777 total posts

Name:
Meaghan

Re: besides mortgage - estimate house expenses

Posted by lorich

Posted by Meaghan729

bump



Thank you!Chat Icon



no prob! I know the one you are talking about though - i cant find it either.

Posted 1/10/07 4:52 PM
 

sarahbelle
Little drummer boy

Member since 5/05

2377 total posts

Name:
Sarah

Re: besides mortgage - estimate house expenses

Here is another thread with more examples: Bills- What am I missing?

Sooooo helpful!

Posted 1/10/07 5:17 PM
 
 

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