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Can you add a parent to your health insurance policy?

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lu235
LIF Adolescent

Member since 5/06

749 total posts

Name:

Can you add a parent to your health insurance policy?

If so, do they need to be a dependent? My MIL is a few years shy of qualifying for medicare, but supposedly makes too much money to qualify for medicaid. Is there anything we can do, or does she have to purchase insurance on her own?

I don't know anything about insurance so I apologize if these are dumb questions.

Posted 3/26/08 9:53 AM
 
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Lisa
I'm a PANK!!!

Member since 5/05

22334 total posts

Name:
Professional Aunts No Kids

Re: Can you add a parent to your health insurance policy?

Only if they are a dependent of yours

Posted 3/26/08 9:55 AM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: Can you add a parent to your health insurance policy?

is she working? Is she disabled? How old is she?

Who told you about medicaid?

Posted 3/26/08 9:57 AM
 

lu235
LIF Adolescent

Member since 5/06

749 total posts

Name:

Re: Can you add a parent to your health insurance policy?

Posted by Blu-ize

is she working? Is she disabled? How old is she?

Who told you about medicaid?



She does not work, she receives social security. She's 62. FIL passed away in October, she was on COBRA from his job for a month then was accepted by medicaid until now when they told her that she makes too much to qualify for medicaid. Now she has until April 1 to find new insurance.

Message edited 3/26/2008 10:02:30 AM.

Posted 3/26/08 10:01 AM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: Can you add a parent to your health insurance policy?

Posted by lu235

Posted by Blu-ize

is she working? Is she disabled? How old is she?

Who told you about medicaid?



She does not work, she receives social security. She's 62. FIL passed away in October, she was on COBRA from his job for a month then was accepted by medicaid until now when they told her that she makes too much to qualify for medicaid. Now she has until April 1 to find new insurance.



how long has she been on SS?

Posted 3/26/08 10:03 AM
 

lu235
LIF Adolescent

Member since 5/06

749 total posts

Name:

Re: Can you add a parent to your health insurance policy?

Posted by Blu-ize

Posted by lu235

Posted by Blu-ize

is she working? Is she disabled? How old is she?

Who told you about medicaid?



She does not work, she receives social security. She's 62. FIL passed away in October, she was on COBRA from his job for a month then was accepted by medicaid until now when they told her that she makes too much to qualify for medicaid. Now she has until April 1 to find new insurance.



how long has she been on SS?



I'm not sure, probably only a few years. She worked when she was younger but hasn't worked for at least 15 years.

Posted 3/26/08 10:07 AM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: Can you add a parent to your health insurance policy?

if she has contributed to social security for at least 10 years she can qualify for medicare part A which is hospitalization insurance.

Otherwise, have you looked into HealthyNY? There are income limits, but it's worth a try.

HealthyNY

Posted 3/26/08 10:13 AM
 

mikeswife06
Drama Momma

Member since 9/06

9947 total posts

Name:
Anne

Re: Can you add a parent to your health insurance policy?

Let me know what you find out because I was interested in writing to a senator or someone about this! I think you should be able to!!!! Health care issues are out of control Chat Icon

Posted 3/29/08 11:16 AM
 
 

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