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car related ~~~~ different question

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TAD
LIF Adult

Member since 5/05

1199 total posts

Name:
Terri

car related ~~~~ different question

Well that accident I was in on the 24th went to the adjustor today and they say may car is totalled and they are willing to give me approx. $2900.00 for my car that is less the deductable. What should I do. Should I lease a car like everyone does now a days since I dont have much to put down or should i buy a car straight out with that money. Then again I wouldnt be getting a great car. I have always owned my cars so this is difficult for me. And if I do either where should I go. I need a family car with room for at least 4 maybe 5 people. It doesnt have to be a car it could be a small SUV of somesort. I dont know much about cars or buying them so please help.

Posted 7/5/05 12:04 PM
 
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june262004
But I love the Snow!

Member since 5/05

15379 total posts

Name:
Kristin

Re: car related ~~~~ different question

Leasing a car MIGHT make your payments less a month. But then you will have to pay the differnce (you can finance this) turn it on or lease a new one at the end.

Posted 7/5/05 12:06 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: car related ~~~~ different question

Posted by TAD

Well that accident I was in on the 24th went to the adjustor today and they say may car is totalled and they are willing to give me approx. $2900.00 for my car that is less the deductable. What should I do. Should I lease a car like everyone does now a days since I dont have much to put down or should i buy a car straight out with that money. Then again I wouldnt be getting a great car. I have always owned my cars so this is difficult for me. And if I do either where should I go. I need a family car with room for at least 4 maybe 5 people. It doesnt have to be a car it could be a small SUV of somesort. I dont know much about cars or buying them so please help.


IMO no i wouldn't by a junker for 2900.

I think it depends on what you can afford on payments.

And just make sure you do not drive a lot of miles in a year if you lease! If you do i wouldn't!

Posted 7/5/05 12:10 PM
 

JenniferEver
The Disney Lady

Member since 5/05

18163 total posts

Name:
Jennifer

Re: car related ~~~~ different question

I just went through this dilemma. We could have bought ANOTHER junker for whatever we could ahve saved up,a few thou, or we could ahve put that few thou towrd a new car. We chose the new car route because all the money we puit into the previous junker would ahve payed a year of car payments on a new car.

I would get a moderate car and use the $2900 as a downpayment. That will keep your payments lower.

Posted 7/5/05 12:22 PM
 
 

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