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Closing fees waived????

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laborday06
LIF Infant

Member since 6/05

166 total posts

Name:

Closing fees waived????

I just got my paperwork in, we are going to put a bid in on a house this week. Just wondering what fees can be waived. It seems like there are a bunch of BS fees! I heard some of them can be waived...is this true?

TIA!

Posted 9/13/05 1:11 PM
 
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DjPiLL

Member since 5/05

3664 total posts

Name:
Richard

Re: Closing fees waived????

If you want to send me a copy of your good faith estimate... i can go over it and tell you if you are getting ripped off or not.

I have a lot of experience with them.


Most of the "800" fees can be waived. Everything else is usually 3rd party fees which can't be waived (but you shouldn't be overcharged on them either).

Posted 9/13/05 1:13 PM
 

LisaW
Time for me to FLY!

Member since 5/05

13199 total posts

Name:
Did I ever tell you that I hate people?

Re: Closing fees waived????

I was able to get them to waive the $300 "processing" fee.

Then, at the closing, the title person waived some fee for us, and the bank waived their attorney fee.

There might have been more waived, but its all kind of a blur to me Chat Icon Chat Icon

Posted 9/13/05 1:17 PM
 

DjPiLL

Member since 5/05

3664 total posts

Name:
Richard

Re: Closing fees waived????

You got the bank to waive their attorney fee? Thats pretty good!

Posted 9/13/05 1:20 PM
 

LisaW
Time for me to FLY!

Member since 5/05

13199 total posts

Name:
Did I ever tell you that I hate people?

Re: Closing fees waived????

Posted by DjPiLL

You got the bank to waive their attorney fee? Thats pretty good!



I didn't ask them to do it...towards the end of the closing he just announced that he was waiving our fee. I'm not sure why he did it, but I have a sneaking suspicion that it was b/c the sellers were such PITA's at the closing (the daughter had a calculator and was nickel and diming EVERYTHING, and annoying the bank attorney until he finally said to her "YOUR attorney is sitting right over there, ASK HIMChat Icon), that he felt bad for us!

Message edited 9/13/2005 1:29:00 PM.

Posted 9/13/05 1:28 PM
 

laborday06
LIF Infant

Member since 6/05

166 total posts

Name:

Re: Closing fees waived????

Posted by DjPiLL

If you want to send me a copy of your good faith estimate... i can go over it and tell you if you are getting ripped off or not.

I have a lot of experience with them.


Most of the "800" fees can be waived. Everything else is usually 3rd party fees which can't be waived (but you shouldn't be overcharged on them either).




Thanks I will FM the fees tonight! First time buyer and this is a very confusing process. I feel like there are extra fees for everything!

Posted 9/13/05 4:22 PM
 

DjPiLL

Member since 5/05

3664 total posts

Name:
Richard

Re: Closing fees waived????

Just make sure for each fee... FM me the name of the fee... and the fee number (the number ranges from 800 to 1300).

Posted 9/13/05 4:24 PM
 
 

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