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MissJones
I need a nap!
Member since 5/05 22136 total posts
Name:
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Co-op/Condo people-How much do you have your insurance policies for?
In terms of your coverage and stuff, would you mind sharing your numbers? Not how much your premiums are, but your liability and property insurance.
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Posted 12/12/08 7:19 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
MissJones
I need a nap!
Member since 5/05 22136 total posts
Name:
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Re: Co-op/Condo people-How much do you have your insurance policies for?
bump
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| Posted 12/13/08 12:07 PM |
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lovemy2boys
LIF Adult
Member since 10/07 3915 total posts
Name:
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Re: Co-op/Condo people-How much do you have your insurance policies for?
to be honest we never got insurance 
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| Posted 12/13/08 3:16 PM |
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Re: Co-op/Condo people-How much do you have your insurance policies for?
When we were renting and had renter's insurance, we asked the company to help us estimate and they walked us through our valuables in order to determine the amount..I also got the optional rider for my engagement ring...good luck!
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| Posted 12/13/08 5:09 PM |
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classylayd
LIF Infant
Member since 7/07 288 total posts
Name:
Jennifer
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Re: Co-op/Condo people-How much do you have your insurance policies for?
Posted by krissy888
to be honest we never got insurance
Oh my are you in a condo or co-op? Most places actually require it.
We have 235K
I belive 150 for Personal Property
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| Posted 12/13/08 5:27 PM |
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BabyBoy
is Skylar Elizabeth
Member since 5/05 4189 total posts
Name:
Tom
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Re: Co-op/Condo people-How much do you have your insurance policies for?
In a co-op the management company insures their part, ie. exterior walls, doors, windows, etc..
if you were to insure your space, it would be for the interior. not sure of my limiits but our coverage was about 300 bucks for the year.
In a condo, you own the entire unit so i can imagine coverage being more.
I would go online and get estimates to how much it would be. Its just like looking up car insurance.
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| Posted 12/13/08 6:05 PM |
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MST9106
My life:)
Member since 6/06 9589 total posts
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Re: Co-op/Condo people-How much do you have your insurance policies for?
My mom has a co-op and doesn't have insurance. It is recommended but not required.
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| Posted 12/13/08 7:16 PM |
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lovemy2boys
LIF Adult
Member since 10/07 3915 total posts
Name:
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Re: Co-op/Condo people-How much do you have your insurance policies for?
Posted by classylayd
Posted by krissy888
to be honest we never got insurance
Oh my are you in a condo or co-op? Most places actually require it.
We have 235K
I belive 150 for Personal Property
we are in a coop
eta my e ring is insured seperately & we dont keep jewelry or $$ here
Message edited 12/13/2008 10:54:05 PM.
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| Posted 12/13/08 10:53 PM |
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MelBobby
LIF Infant
Member since 11/08 292 total posts
Name:
Mel
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Re: Co-op/Condo people-How much do you have your insurance policies for?
Everyone SHOULD have insurance... a coop in my complex got hit with lightening...which caused a fire in 6 coops... they had insurance and were fully covered...in order to b accepted into our complex you have to show proof at closing and they want you to show proof each year at the start of the new year. You never know what will happen..insurance is important!
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| Posted 12/13/08 10:54 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Co-op/Condo people-How much do you have your insurance policies for?
we rent- but since we used to rent in a co-op building my agent wrote us a co-op polcey
it's $250 a year
which reminds me- I forgot to pay it this week- it was due
yikes
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| Posted 12/13/08 11:27 PM |
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