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Michi
My Love
Member since 5/05 31600 total posts
Name:
M
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Credit Card Offering 0% & No Fee...
Any1 see this advertised lately?
I am in desperate need to get rid of my credit card debt, it makes me sick how the more u pay it seems like it doesnt even make a dent!!!
any recommendations would be great!
thanks 
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Posted 8/8/07 2:43 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
mcl916
my two loves
Member since 10/06 5133 total posts
Name:
Megan
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Re: Credit Card Offering 0% & No Fee...
I think most companies have something along these lines, usually you can just call a few places and ask. We have one with Discover and in the past have had them with Chase and Citibank. Another thing you can do is call a compnay you have now and ask them if they will extend you the offer since you have been a good customer otherwise you will cancel the card. It worked for DH!!
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| Posted 8/8/07 2:49 PM |
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BlueDiamonds
mommy to 3 boys
Member since 2/07 3885 total posts
Name:
proud mommy
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Re: Credit Card Offering 0% & No Fee...
I would definitely try calling your CC company first. I don't know what your current rate is, but usually they will lower it for you if you ask. If not, I would call another card that you have (if you have more than one) and see if they will offer you a balance transfer. Last case scenario, call around to other CC companies and see which one will give you the best offer. I used Chase a while back and got 0% on balance transfers for 18 months and no fees.
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| Posted 8/8/07 2:53 PM |
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shiv
Twinsanity!!
Member since 5/07 4747 total posts
Name:
Shiv
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Re: Credit Card Offering 0% & No Fee...
just do a search for 0% credit cards or go to a site that compares the credit cards with the best deal. you can apply right online.
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| Posted 8/8/07 3:12 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Credit Card Offering 0% & No Fee...
discover has 0% for a year
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| Posted 8/8/07 3:15 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Credit Card Offering 0% & No Fee...
I just got BOA for 0% until Oct 2008.
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| Posted 8/8/07 3:33 PM |
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JenniferEver
The Disney Lady
Member since 5/05 18163 total posts
Name:
Jennifer
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Re: Credit Card Offering 0% & No Fee...
I have a BOA for 0% until April 2008 and I applied for a Citizens bankl for 0% until Feb 2008. Not as good as it could be, but it will give me time to pay it all off without all of those insane interest payments
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| Posted 8/8/07 4:04 PM |
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Karen
Just chillin'!!
Member since 1/06 9690 total posts
Name:
Karen
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Re: Credit Card Offering 0% & No Fee...
Posted by Beth1210
discover has 0% for a year
I was going to say Discover also. Love the cash-back!
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| Posted 8/8/07 4:05 PM |
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seank80
Don't Taze My Dog Bro!!
Member since 5/07 2240 total posts
Name:
Sean
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Re: Credit Card Offering 0% & No Fee...
I would recommend a Bank of America Worldpoints. I have one and their standard APR is very good for a rewards card, after the 0% is over of course.
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| Posted 8/8/07 4:11 PM |
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lakrav
LIF Infant
Member since 8/07 89 total posts
Name:
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Re: Credit Card Offering 0% & No Fee...
I work for a bank and we have this offer....BUT BE CAREFUL. Most banks charge a % (usually 3) to transfer the balance. Do you own your own home...if you do...do a Home Equity. It is usually tax deductible unlike CC interest.
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| Posted 8/8/07 4:19 PM |
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EmmaNick
*
Member since 12/06 16001 total posts
Name:
*
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Re: Credit Card Offering 0% & No Fee...
www.mycccu.com offers 1.9% for 18 mos on balance transfers. They are SOO friendly there too. You apply online and they will email you or call you and then have you sign a hard copy of the app. They are very "not perfect credit" friendly also.
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| Posted 8/8/07 5:02 PM |
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