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Credit Report/ Score Question and Dedt

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Serendipity
Summer!

Member since 4/07

7631 total posts

Name:
PrayingWishingHopingALOT

Credit Report/ Score Question and Dedt

Not sure where to post this....


How long does it take for positive changes to reflect on your credit report and score?

If we were to pay off all our debt how long before we would see an increase in our # or would we even see one?

ETA: Debt to income ratio would dramatically improve as a result of paying off all debt.

Posted 1/20/11 8:10 AM
 
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heathergirl
Cocktail Time!

Member since 10/08

4978 total posts

Name:
American mouth

Re: Credit Report/ Score Question and Dedt

I am curious to know as well since I paid off a huge chunk.

Posted 1/20/11 11:27 AM
 

Jonsgirl04
Love my two girls! xoxo

Member since 9/08

6079 total posts

Name:
Stephanie

Re: Credit Report/ Score Question and Dedt

I am curious about this as well.

Posted 1/20/11 12:31 PM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: Credit Report/ Score Question and Dedt

I noticed an immediate change when I took negative info off if that helps.

Posted 1/20/11 12:43 PM
 

Xelindrya
Mommy's little YouTube Star!

Member since 8/05

14470 total posts

Name:
Veronica

Re: Credit Report/ Score Question and Dedt

I paid off large debt balances. Honestly took about 6mo to get the best results out of it. Some of it was immediate, others took time.

Paid off major credit cards, car and outstanding loans if that makes any diff

Posted 1/20/11 2:51 PM
 
 

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