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Crosspost-Target Home Items & Credit Cards

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kerrycec03
Mom of 2 beautiful boys!!

Member since 6/06

13519 total posts

Name:
Kerry

Crosspost-Target Home Items & Credit Cards

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Posted 2/6/08 2:08 PM
 
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bicosi
life is a carousel

Member since 7/07

14956 total posts

Name:
M

Re: Crosspost-Target Home Items & Credit Cards

I don't have one but I'm always being asked. You get 10% off if you open up and use it. It's worth it if you plan on paying it off immediately. Otherwise, it's pointless to do because they'll get you on the interest. Chat Icon

Posted 2/6/08 2:12 PM
 

kerrycec03
Mom of 2 beautiful boys!!

Member since 6/06

13519 total posts

Name:
Kerry

Re: Crosspost-Target Home Items & Credit Cards

Posted by bicosi

I don't have one but I'm always being asked. You get 10% off if you open up and use it. It's worth it if you plan on paying it off immediately. Otherwise, it's pointless to do because they'll get you on the interest. Chat Icon




Oh, absolutely, but 10% on almost 1k purchase would be worth it, and I would def. pay it off right away (being I don't want any additional debt)

Posted 2/6/08 2:14 PM
 

Mrs-D-Girl
Love my fur baby

Member since 8/07

5183 total posts

Name:

Re: Crosspost-Target Home Items & Credit Cards

IMO, I try very hard not to open store CC for many reasons (Open Credit, interest rates are usually insane, etc..). I use my AMEX for everything!! I get points using my AMEX and I pay no interest on the card.

If you can pay it off quick, then I say go for it, but if you are going to pay it off slowly, I say use a major CC instead.

Posted 2/6/08 2:16 PM
 

bicosi
life is a carousel

Member since 7/07

14956 total posts

Name:
M

Re: Crosspost-Target Home Items & Credit Cards

Posted by kerrycec03

Posted by bicosi

I don't have one but I'm always being asked. You get 10% off if you open up and use it. It's worth it if you plan on paying it off immediately. Otherwise, it's pointless to do because they'll get you on the interest. Chat Icon




Oh, absolutely, but 10% on almost 1k purchase would be worth it, and I would def. pay it off right away (being I don't want any additional debt)



then go for it! Chat Icon Happy Shopping!Chat Icon

Posted 2/6/08 2:16 PM
 
 

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