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meghanmetz
LIF Adolescent
Member since 5/05 525 total posts
Name: Meghan
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Dave Ramsey anyone?
After a two week road trip in the car my DH and I have been turned onto Dave Ramsey.
I was wondering if anyone on here had been following his plan? It's mostly about living a no-debt lifestyle, and budgeting, budgeting, budgeting.
I just finished his book and was just seeing if anyone else had worked the plan, etc.
We'll have to make some sacrifices, but we'd be completely debt free in a relatively short period of time if we could stick to it. Seems worth it to me.
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Posted 7/4/06 7:25 PM |
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KAAM
LIF Adult
Member since 5/05 1247 total posts
Name:
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Re: Dave Ramsey anyone?
Posted by meghanmetz
We'll have to make some sacrifices, but we'd be completely debt free in a relatively short period of time if we could stick to it. Seems worth it to me.
Is this credit card debt, or school loan debt?? Does he specify? If anyone could tell me how to get rid of my school loans, Id be so happy..
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Posted 7/4/06 7:35 PM |
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meghanmetz
LIF Adolescent
Member since 5/05 525 total posts
Name: Meghan
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Re: Dave Ramsey anyone?
Posted by Amy
Posted by meghanmetz
We'll have to make some sacrifices, but we'd be completely debt free in a relatively short period of time if we could stick to it. Seems worth it to me.
Is this credit card debt, or school loan debt?? Does he specify? If anyone could tell me how to get rid of my school loans, Id be so happy..
It's ALL debt (credit cars, student loans, car loans, Home equity loans), etc. His thing is that there is no such thing as "good debt", which as someone in the financial field I could argue, but I also see his point. The hard part is, you have to either A) spend less or B) earn more to do it.
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Posted 7/4/06 7:40 PM |
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MissJones
I need a nap!
Member since 5/05 22136 total posts
Name:
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Re: Dave Ramsey anyone?
Posted by meghanmetz
Posted by Amy
Posted by meghanmetz
We'll have to make some sacrifices, but we'd be completely debt free in a relatively short period of time if we could stick to it. Seems worth it to me.
Is this credit card debt, or school loan debt?? Does he specify? If anyone could tell me how to get rid of my school loans, Id be so happy..
It's ALL debt (credit cars, student loans, car loans, Home equity loans), etc. His thing is that there is no such thing as "good debt", which as someone in the financial field I could argue, but I also see his point. The hard part is, you have to either A) spend less or B) earn more to do it.
No, but do tell more, I'm curious!
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Posted 7/4/06 10:50 PM |
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Melbernai
I am a lucky Momma!
Member since 7/05 15652 total posts
Name: Melissa
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Re: Dave Ramsey anyone?
Hey, if someone can help me earn more ... I'm allll for it!!
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Posted 7/4/06 10:51 PM |
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CunningOne
***
Member since 5/05 26975 total posts
Name:
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Re: Dave Ramsey anyone?
I listen to him when DH has him on. I like his theory/attitude. I've been debt free for years now, as is DH, but we do have a mortgage.
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Posted 7/4/06 11:13 PM |
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CkGm
They get so big, so fast :(
Member since 5/05 13848 total posts
Name: Christine
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Re: Dave Ramsey anyone?
I would love to get rid our mortgage but we would have to win Lotto
But otherwise we are debt free.
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Posted 7/4/06 11:20 PM |
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