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MissJones
I need a nap!
Member since 5/05 22136 total posts
Name:
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Denied insurance b/c of proximity to the water...help!
We live in Queens in an apartment building. We want to get co-op insurance. I called Geico and another place and was denied b/c of our proximity to the water! Understand that, but what they don't understand is that we are 4 floors up. I doubt we'll be getting tidal waves anytime soon on the north shore of Queens, but you never know.
Anyway, who can I call for insurance? And no State Farm.
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Posted 11/23/06 10:01 AM  |
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jennandrob
mom of two!
Member since 5/05 4368 total posts
Name:
Jenn
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Re: Denied insurance b/c of proximity to the water...help!
My sister has co-op insurance through Allstate.
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| Posted 11/23/06 10:15 AM |
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charon54
My two boys!
Member since 5/05 7279 total posts
Name:
Rebecca
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Re: Denied insurance b/c of proximity to the water...help!
Posted by jennandrob
My sister has co-op insurance through Allstate.
Allstate isn't taking any new homeowners policies in NY due to Katrina.
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| Posted 11/23/06 10:33 AM |
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jana
LIF Adult
Member since 3/06 1134 total posts
Name:
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Re: Denied insurance b/c of proximity to the water...help!
I also live in Queens and had the same problem, even though we are a block away from the water 
Sorry, but the answer I have is the one you don't wanna hear- State Farm was the ONLY ones that would insure us.
Keep searching, hopefully you'll have better luck than I did.
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| Posted 11/23/06 10:38 AM |
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CathyB
Member since 5/05 19403 total posts
Name:
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Re: Denied insurance b/c of proximity to the water...help!
When we were in Little Neck we used Liberty Mutual. We use them now on the house as well, and the canal is at the other end of our block, so hopefully they will cover you.
Good luck!
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| Posted 11/23/06 11:35 AM |
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BabyBoy
is Skylar Elizabeth
Member since 5/05 4189 total posts
Name:
Tom
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Re: Denied insurance b/c of proximity to the water...help!
when all other companies (either to high of price or denied due to water - we are a good 20 miles from the atlantic) Liberty Mutal steped up and gave us insurance (i live in co-op also)
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| Posted 11/23/06 12:19 PM |
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greenfreak
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Member since 9/06 11483 total posts
Name:
greenfreak
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Re: Denied insurance b/c of proximity to the water...help!
State Farm and Traveler's insurance denied our apt insurance because of that too. I sent you an FM.
If you're more than 1500 feet from the water, I might be able to help. 
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| Posted 11/23/06 12:23 PM |
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jellybean78
:)
Member since 8/06 13103 total posts
Name:
Mommy
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Re: Denied insurance b/c of proximity to the water...help!
Try Metlife. I have my co-op insurance through them. My coop is located less than a block from the East River...not sure if the same scenario as yours but it can't hurt to try.
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| Posted 11/23/06 1:13 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Denied insurance b/c of proximity to the water...help!
I second Met Life- they were the only people who would cover me in Long Beach b/c I lived on the beach- I still live by the water- even though the cross island is in between- and they haven't raised my rates
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| Posted 11/23/06 8:53 PM |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: Denied insurance b/c of proximity to the water...help!
Nationwide may also cover you. We had a fire and have an underground oil tank and they covered us
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| Posted 11/24/06 7:47 PM |
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hotelcalie
LIF Adult
Member since 12/05 1392 total posts
Name:
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Re: Denied insurance b/c of proximity to the water...help!
We have a co-op in NE Queens and we have insurance through Amica. They have good rates too! Good Luck
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| Posted 11/27/06 10:09 AM |
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bikramaddict
mommy-to-be
Member since 8/06 4376 total posts
Name:
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Re: Denied insurance b/c of proximity to the water...help!
I had the same problem...so stupid. Call Statefarm - they'll take me. Also try Filos in Long Beach...they work with a lot of agencies and can help you.
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| Posted 11/29/06 10:13 AM |
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