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Dental Insurance?

Posted By Message

lilly
LIF Infant

Member since 1/06

313 total posts

Name:
Lilly

Dental Insurance?

My DH just found out that he needs 2 caps, which translates to $2,000...Chat Icon

Neither of us have dental insurance through our jobs. Does anyone have any recommendations for insurance that we can get ourselves? (I know that he may have to wait a while to get the work done, but $2,000 is just too much for us right now anyway.)

Thanks for your help! Chat Icon

Posted 7/6/06 11:38 AM
 
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Ali1
Mommy

Member since 8/05

3116 total posts

Name:

Re: Dental Insurance?

$2,000 for dental caps?? That sounds a bit harsh. My root canals did not cost that much and i got a cap done after the root canal and taht cost me between $300-$400 bucks. I would get a second estimate from another dentist.

Posted 7/6/06 11:41 AM
 

jandt2006
LIF Adult

Member since 8/05

1338 total posts

Name:
Teresa

Re: Dental Insurance?

yeah they are that expensive. only because lab fees are so high and then there is a lot of work behind it. but you could always get other quotes, i'm sure there are some dentists who charge less but just be careful.
eta: i dont' know if it's worth it to get your own insurance, sometimes they barely pay out even though you are paying a lot of money to them. i would find a insurance participating dentist and then go from there. metlife, healthplex, empire bcbs, cigna, guardian are a few to check out.

Message edited 7/6/2006 11:47:42 AM.

Posted 7/6/06 11:45 AM
 

SweetestOfPeas
J'taime Paris!

Member since 3/06

32345 total posts

Name:

Re: Dental Insurance?

it might be worth asking your dentist for the "non benefits price"

Posted 7/6/06 11:46 AM
 

LadyMaravilla
Fall Is Here

Member since 5/05

12023 total posts

Name:
Sonia

Re: Dental Insurance?

I know of an insurance broker that writes health insurance and may be able to help you insurance. His name is Ted Kass and he's out in Suffolk. I don't know he direct number. Smiley D give her his number. I don't know if you can buy dntal only though??? He can check for you.

Posted 7/6/06 11:47 AM
 

jandt2006
LIF Adult

Member since 8/05

1338 total posts

Name:
Teresa

Re: Dental Insurance?

Posted by SweetestOfPeas

it might be worth asking your dentist for the "non benefits price"



it's illegal to do that. the fee should be the same for everyone.

Posted 7/6/06 11:48 AM
 

LadyMaravilla
Fall Is Here

Member since 5/05

12023 total posts

Name:
Sonia

Re: Dental Insurance?

Posted by SweetestOfPeas

it might be worth asking your dentist for the "non benefits price"



I know of many dentists who give you a price break or a payment plan for those who don't have dental insurance. I have a dentist I used to go to in NY if you want to FM me. They give you payment plans if yuou need them.

Posted 7/6/06 11:50 AM
 

SweetestOfPeas
J'taime Paris!

Member since 3/06

32345 total posts

Name:

Re: Dental Insurance?

Posted by jandt2006

Posted by SweetestOfPeas

it might be worth asking your dentist for the "non benefits price"



it's illegal to do that. the fee should be the same for everyone.

I know, but it's still done, sadly.

Posted 7/6/06 11:51 AM
 

jandt2006
LIF Adult

Member since 8/05

1338 total posts

Name:
Teresa

Re: Dental Insurance?

Posted by SweetestOfPeas

Posted by jandt2006

Posted by SweetestOfPeas

it might be worth asking your dentist for the "non benefits price"



it's illegal to do that. the fee should be the same for everyone.

I know, but it's still done, sadly.



yeah i know, i've heard it being done in medical practices a lot.

Posted 7/6/06 11:55 AM
 
 

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