Do most Plastic Surgeons carry Malpractice Ins.?

Just a general question and does not pertain to me. Just wondering if anyone knew..

Re: Do most Plastic Surgeons carry Malpractice Ins.?

Considering how litigious our society is, I think it's safe to say that ALL plastic surgeons have malpractice insurance.

Re: Do most Plastic Surgeons carry Malpractice Ins.?

Professional Liability Insurance
Not all surgeons carry liability insurance and not all states require it. You can contact your state's Department of Insurance (D.O.I), or also the states for which your surgeon has been licensed to practice in in the past. Not all states are created equal, in fact, you may not be able to find much information from state to state. You may also wish to ask whether or not your doctor carries professional liability insurance, although you may detect a note of uneasiness in the room regardless of the answer. It's just an awkward question, so don't be alarmed. It's kind of like if you were to invite someone over to your house for dinner and before they stepped into your house they asked if you had insurance. You'd wonder to yourself if they had the calculated intention of suing you if they didn't like the meal. But it is your right to know.

Some surgeons may choose to utilize a surety bond instead of carrying insurance if they have the resources to do so. Some states have very high insurance premiums and it is often easier and less expensive in the long run to carry a bond instead. This basically means the surgeon either has the funds/liquid assets, or maintains an irrevocable letter of credit equal to the maximum award amount for that state set aside instead of paying high premiums for liability insurance. However, several states require liability insurance.

Factors which may determine whether or not your surgeon chooses to have insurance may be, region, state requirements, risk of specialty, assets, or requirements of group practices or premises. So do not be alarmed if your surgeon does not carry liability insurance as his medical license will more than likely require that he has comparable coverage in asset form. Also, doctors who choose not to carry traditional liability insurance are usually required to post such information in plain view in their office, or on documents made readily available to their patients.

Re: Do most Plastic Surgeons carry Malpractice Ins.?

Re: Do most Plastic Surgeons carry Malpractice Ins.?

Look here!

http://www.yestheyrefake.net/research_plastic_surgeon.html