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do you think it is your responsibilty to fund your child's college tuition?

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HeathKernandez
Our Ron is an awesome Ron

Member since 4/07

9091 total posts

Name:
baby fish mouth

Re: do you think it is your responsibilty to fund your child's college tuition?

yes.

Posted 10/23/08 12:02 PM
 
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Bxgell2
Perfection

Member since 5/05

16438 total posts

Name:
Beth

Re: do you think it is your responsibilty to fund your child's college tuition?

My responsibility? No. But it is certainly a tremendous gift that I hope to give to my children one day, as my parents did for me.

And I'll add - my parents paid for four years of private college education and helped me pay my ordinary expenses. You could say they spoiled me, but I appreciated every single penny of it, worked my arse off, and graduated magna cum laude.

You can raise a child with principles, so that, even if you give them the world, they will appreciate everything you give them and still work hard.

Posted 10/23/08 12:05 PM
 

NinaLemon
It's a boy!!!

Member since 10/07

6453 total posts

Name:
Jeannine

Re: do you think it is your responsibilty to fund your child's college tuition?

It's not my responsibility, but I do want to help them. I didn't have that luxury, my parents had 7 kids and there was just no way they could do it.

paying $1K a month in student loans really sucks, and I really don't want my child to have to go through that.

We already have college funds in place, so that we can help, if s/he is not working to potential or is taking things for granted then the $ may be taken away. I certainly don't believe in funding irresponsible behavior. I do expect my child to work also, I think learning the value of hard work and saving is hugely important.

Posted 10/23/08 12:32 PM
 

steph4777
**************

Member since 5/05

11726 total posts

Name:
Stephanie

Re: do you think it is your responsibilty to fund your child's college tuition?

My responsibility - No. We will do what we can to pay for the boys college education. If we are able, I would love for them not to have student loans.

DH's parents paid for his undergrad so he had no loans. If he went to law school right after undergrad they would have paid for it also, but he decided he wanted to work so he has loans for it. Chat Icon Chat Icon

My parents weren't able to pay for it all so I had to take out loans, but they did what they could. I was lucky that I didn't have to work during college bc they sent me money every week.

Message edited 10/23/2008 12:36:40 PM.

Posted 10/23/08 12:34 PM
 

KvsGrl
Round 2!!

Member since 1/07

1202 total posts

Name:
Samantha

Re: do you think it is your responsibilty to fund your child's college tuition?

I would not say that it is my responsibility, but I plan to do everything within my means to finance my child's college education. I am very grateful that my parents and grandparents were able to help me.

Posted 10/23/08 12:46 PM
 

KrisT
Two Boys for Me!!

Member since 1/07

5213 total posts

Name:
Kristin

Re: do you think it is your responsibilty to fund your child's college tuition?

I don't think it is my responsibility, but I plan on paying for my future child(ren)'s entire college education. Beyond college, I am not sure what we will do. I would love to help out with any graduate education they are pursuing, but that will all depend on our financial situation at that time.

Posted 10/23/08 1:04 PM
 

Luv2bAmom
LIF Adult

Member since 2/08

1255 total posts

Name:
J

Re: do you think it is your responsibilty to fund your child's college tuition?

Posted by nrthshgrl

I'm sure we will help them out but I'd like to see them get scholarships & work for it. After they graduate, I'd gladly pay it off as a surprise graduation present if it was doable.

I had my college paid for by my parents. From my experience, the people that are paying their own way seem to appreciate it more & get more out of it.



This is exacly how I feel.



Posted 10/23/08 1:15 PM
 

HelenZ
So worth the wait :)

Member since 10/07

2862 total posts

Name:
Helen

Re: do you think it is your responsibilty to fund your child's college tuition?

my parents were poor, so there was no paying for college for me or my sister. when I have a child, if I can afford to save for their college tuition I would love to, I think if he or she could avoid going into debt b/c of student loans they'd start off their adult life on better ground, and then they can pay for their own wedding or mortgage and get the h*ll out of my house! Chat Icon Chat Icon

Posted 10/23/08 1:21 PM
 

stickydust
Now a mommy of 2!!!

Member since 4/06

3164 total posts

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Re: do you think it is your responsibilty to fund your child's college tuition?

I think it is my responsibility to the extent that I expect them to attend. Which I do. I want to give my child the best opportunities I can provide them with and to me, this is one of them.

My parents paid for me to attend a private university and I do not think I worked any less because of it - I was always on the dean's list and graduated cum laude. Plus, the university I attended only offered need-based scholarships (other than loans available to everyone) so if your parents made over a certain amount you did not qualify regardless of your academics.

I will encourage my child to attend the best school they can get into - whatever that may be.

Posted 10/23/08 1:23 PM
 

MrsB-07
proud RELAXIVIST

Member since 11/07

2027 total posts

Name:
b

Re: do you think it is your responsibilty to fund your child's college tuition?

Since DH and I aren't planning on kids yet, we haven't fully discussed, but what I'd like to do would be to set something up to put money into (but not a college fund) so that way our kid(s) can decide for themselves how to use it. If they'd like to use it for college, then yes, we would be contributing to their education. If they choose to use it for something else, such as maybe save it for a down payment on a house or whatever, then college will be their responsibility and we'll have contributed to their house. I want to help our kids as much as possible with everything, but I don't want to give a free ride. I want our kids to also pay for things (but not at the expense of them having to work 3 jobs just to pay for college). Just enough for them to have some kind of value and responsibility invested.

Message edited 10/23/2008 1:39:49 PM.

Posted 10/23/08 1:38 PM
 

HoneyBadger
YourWorstNightmare.

Member since 10/06

15979 total posts

Name:
BahBahBlackJeep

Re: do you think it is your responsibilty to fund your child's college tuition?

I do think it's a parent's responsibility especially for those who feel there is no option, that their child (children) are going to college regardless.

Heck at the very least, provide them with a good education and then shack up with them in retirement when they're makin' the BIG BUCKS!!! Chat Icon Chat Icon Chat Icon

Message edited 10/23/2008 1:41:49 PM.

Posted 10/23/08 1:40 PM
 

EmmaNick
*

Member since 12/06

16001 total posts

Name:
*

Re: do you think it is your responsibilty to fund your child's college tuition?

Nope

Posted 10/23/08 1:41 PM
 

Beth
The Key to your new home....

Member since 2/06

24849 total posts

Name:
Beth

Re: do you think it is your responsibilty to fund your child's college tuition?

Posted by Mikismom

responsibility, no but my parents paid for 4 years of college for my sister and I and I plan to do the same for my children.

I already have a 529 plan started for my dd and I put money from every paycheck into it



ditto

I don't have any childern yet- but they day there are born they will have a 529 account

I am against student loans for reasons I have stated before- I just think they are out of control and the thought of having my child start out in debt makes me cringe

Posted 10/23/08 1:43 PM
 

LuvMy2Girls
@>---------

Member since 5/05

11165 total posts

Name:
Mommy

Re: do you think it is your responsibilty to fund your child's college tuition?

A gift of education YES, entitlement no way.

We pay over 1K in student loans a month, our parents did what they could.
I will do the same for my girls.

If i could have them graduate without student loan debt i will cause i don't want them to go through what we are gong through, but i will not sacrafice my retirement to do it.

Posted 10/23/08 1:48 PM
 

MsMBV
:P

Member since 5/05

28602 total posts

Name:
Me

Re: do you think it is your responsibilty to fund your child's college tuition?

Posted by nrthshgrl

...After they graduate, I'd gladly pay it off as a surprise graduation present if it was doable.



I definitely agree with this. DH and I have been conversing lately about how much we will let the children know about their accounts (college, trust, etc). I do not want to have kids that feel they are "entitled" and do not have to work for anything. Even for something like a wedding or a first home, if I can sock the money away and present it when the time is right I'd rather do that, as opposed to letting them know it is there waiting for them.

ETA: DSs money from his birth gifts, baptismal and 1st birthday were the seed for these accounts, so really it is his money in the end. We will make sure that when he is old enough that we get him into a pattern of saving.

Message edited 10/23/2008 2:00:56 PM.

Posted 10/23/08 1:59 PM
 

MrsS2005
Mom of 3

Member since 11/05

13118 total posts

Name:
B

Re: do you think it is your responsibilty to fund your child's college tuition?

I don't know if it's a responsibility, but I plan to do whatever I can to pay for our child(ren)'s college education. My parents paid for my college education and I'd like to be able to do the same.

Posted 10/23/08 2:42 PM
 

MetsGirl07
LIF O2 Vendor

Member since 12/07

16202 total posts

Name:
Deanna

Re: do you think it is your responsibilty to fund your child's college tuition?

Posted by Summerrluvv

Nope




ditto..

Posted 10/23/08 2:45 PM
 

Chica
Cuteness!

Member since 10/06

3013 total posts

Name:
Erica

Re: do you think it is your responsibilty to fund your child's college tuition?

Posted by Goldi0218

It is my responsibility if it is my expectation for my children to go to college. However, DH and I will never have the means to pay for a four year degree and beyond, so we will do our best to come close.

Not every kid gets a scholarship. Not every kid is a straight-A student. Not every kid gets financial aid. I speak from experience. In my family, there are 4 siblings each with different scholastic aptitude. There are 7 degrees between us, (4 undergrad degrees, 2 graduate degree and one law degree) and only one of us got an academic scholarship. Sadly, it was not me. I'm not the family brain.

Just because a child's college education is financed by the means of his or her parents does not mean they work any less hard in class. It does not mean they do not understand the value of a dollar. It does not render them ungrateful either. We were damn blessed to have had parents who could do it for us. All they asked was that we did well and not EFF up or we would be yanked out. We made them proud.




I whole-heartedly agree with this. Thumbs-up Goldi!

Posted 10/23/08 3:00 PM
 

mommy2Alex
3 babies for me :)

Member since 5/05

6683 total posts

Name:

Re: do you think it is your responsibilty to fund your child's college tuition?

Posted by Luv2bAmom

Posted by nrthshgrl

I'm sure we will help them out but I'd like to see them get scholarships & work for it. After they graduate, I'd gladly pay it off as a surprise graduation present if it was doable.

I had my college paid for by my parents. From my experience, the people that are paying their own way seem to appreciate it more & get more out of it.



This is exacly how I feel.






Me too, I will help out my children. I don't feel it is my responsibility to finance their entire undergraduate education.

Posted 10/23/08 3:07 PM
 

MST9106
My life:)

Member since 6/06

9589 total posts

Name:

Re: do you think it is your responsibilty to fund your child's college tuition?

I feel that as a parent it is my responsibility to make it possible for my child to go to college and beyond. I will try my hardest to contribute, help him take out school loans, if not be able to completely pay for it. Thats the LAST thing I want him to worry about. I want him to be able to go to the school of his choice and I will help him as much as I can with EVERYTHING in life...bc I am his mommy and DH is is dad. We brought him into this world and we will try our hardest to give him the life that we never had as children and expose him to the best.

Posted 10/23/08 3:17 PM
 

seaside
LIF Adult

Member since 6/08

3101 total posts

Name:

Re: do you think it is your responsibilty to fund your child's college tuition?

Posted by Chica

Posted by Goldi0218

It is my responsibility if it is my expectation for my children to go to college. However, DH and I will never have the means to pay for a four year degree and beyond, so we will do our best to come close.

Not every kid gets a scholarship. Not every kid is a straight-A student. Not every kid gets financial aid. I speak from experience. In my family, there are 4 siblings each with different scholastic aptitude. There are 7 degrees between us, (4 undergrad degrees, 2 graduate degree and one law degree) and only one of us got an academic scholarship. Sadly, it was not me. I'm not the family brain.

Just because a child's college education is financed by the means of his or her parents does not mean they work any less hard in class. It does not mean they do not understand the value of a dollar. It does not render them ungrateful either. We were damn blessed to have had parents who could do it for us. All they asked was that we did well and not EFF up or we would be yanked out. We made them proud.




I whole-heartedly agree with this. Thumbs-up Goldi!



Chat Icon Chat Icon Chat Icon

Posted 10/23/08 3:23 PM
 

DanaRenee
Fitness Junkie!

Member since 6/06

6470 total posts

Name:
Dana

Re: do you think it is your responsibilty to fund your child's college tuition?

My general feeling is that it IS my responsibilty...but I'd also like to fund it in order to encourage them to actually go. Obviously, I'd only do it if I could afford it.

Posted 10/23/08 3:27 PM
 

Cpt2007
A new love!

Member since 1/08

5946 total posts

Name:
Liz

Re: do you think it is your responsibilty to fund your child's college tuition?

Not sure about responsibility, but if we can do it, we want to. Grad school would be on them, though.

Posted 10/23/08 3:28 PM
 

Janice
Sweet Jessie Quinn

Member since 5/05

27567 total posts

Name:
Janice

Re: do you think it is your responsibilty to fund your child's college tuition?

where there is a will there's a way.

I was told military or scholarship...I enlisted at 17, at the end of the school year though I was awarded a state scholarship...that was the end of my miltary career.

out of 6 of us who have graduated, 4 of us were awarded scholarships out of HS and one of us is on scholarship since her sophomore year.

ITs wasn't always to choice schools, my sister wanted UCLA badly, but she went on a full ride to Boston U.

My other one wanted Chicago, but her ride was to Temple.

Youngest sister wanted Wisconsin, her ride was in Asheville.

If we stay in NC, I would love if Josh went state, if we have it, I will fund it...as long as his grades are outstanding.

He has an OOS choice through my sister, 1/2 his schooling will be paid through her organization.

Leo would work at a private school for Josh's tuition ride before we ever paid for private schooling. That's popular in both our families.

so responsibility...no
18 is an adult, if there is something we can do, we will give it our best shot.

I love the idea of trade school. Do that for a year, then work the summers and breaks doing that trade to help pay your way. Always something to fall back on.

Posted 10/23/08 3:36 PM
 

ReiRei13
Life is Good!!

Member since 1/08

6460 total posts

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Re: do you think it is your responsibilty to fund your child's college tuition?

YES!!!Chat Icon

Posted 10/23/08 3:42 PM
 
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