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does anyone else have Aflac? I'm not happy right now

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raken40
soooo in love:)

Member since 5/05

4369 total posts

Name:
Karen

does anyone else have Aflac? I'm not happy right now

i'm so disappointed. I've been paying for a 3 month benefit through AFlac. I found out today, that if you have a natural birth, they will only pay for 8 weeks unless the doctor tells you that you need to be out for longer.
I am so p-oed over this. Here i am thinking that since i'm paying for this, that i'll get 12 weeks at home with my monthly benefit amount..
and nystate pays only 8 weeks also!

Has anyone heard anything different?

Posted 4/3/07 8:23 PM
 
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Bklyngrl
luvmyfamily

Member since 9/06

5307 total posts

Name:

Re: does anyone else have Aflac? I'm not happy right now

no, DH has Aflac - i wonder if i'm covered too he's working tonight but i'll ask him to find out if he can...

Posted 4/3/07 8:36 PM
 

Disneygirl
Disney cruise bound!

Member since 5/05

8126 total posts

Name:
D

Re: does anyone else have Aflac? I'm not happy right now

Posted by raken40

i'm so disappointed. I've been paying for a 3 month benefit through AFlac. I found out today, that if you have a natural birth, they will only pay for 8 weeks unless the doctor tells you that you need to be out for longer.
I am so p-oed over this. Here i am thinking that since i'm paying for this, that i'll get 12 weeks at home with my monthly benefit amount..
and nystate pays only 8 weeks also!

Has anyone heard anything different?



Actually I heard only 6wks for both Aflac and NYS for a v-birth. It's 8wks if you had a c/section.

Posted 4/3/07 10:18 PM
 

BikerGrl
Merry Christmas!

Member since 5/05

2875 total posts

Name:
It's not the destination....it's the journey!

Re: does anyone else have Aflac? I'm not happy right now

Posted by raken40

i'm so disappointed. I've been paying for a 3 month benefit through AFlac. I found out today, that if you have a natural birth, they will only pay for 8 weeks unless the doctor tells you that you need to be out for longer.
I am so p-oed over this. Here i am thinking that since i'm paying for this, that i'll get 12 weeks at home with my monthly benefit amount..
and nystate pays only 8 weeks also!

Has anyone heard anything different?




No idea......but I am curious to know how much Aflac costs.......are you doing this as your own policy or is through work?

Posted 4/3/07 10:20 PM
 

monkeybride
My Everything

Member since 5/05

20541 total posts

Name:

Re: does anyone else have Aflac? I'm not happy right now

If it's disablility then that makes sense. You are no longer disabled so they don't have to pay for you to be home. Chat Icon The US maternity leave policies STINK!

Posted 4/4/07 12:09 AM
 

raken40
soooo in love:)

Member since 5/05

4369 total posts

Name:
Karen

Re: does anyone else have Aflac? I'm not happy right now

Posted by ValR

Posted by raken40

i'm so disappointed. I've been paying for a 3 month benefit through AFlac. I found out today, that if you have a natural birth, they will only pay for 8 weeks unless the doctor tells you that you need to be out for longer.
I am so p-oed over this. Here i am thinking that since i'm paying for this, that i'll get 12 weeks at home with my monthly benefit amount..
and nystate pays only 8 weeks also!

Has anyone heard anything different?




No idea......but I am curious to know how much Aflac costs.......are you doing this as your own policy or is through work?



i have it through work and pay about $50/month

Posted 4/4/07 6:46 AM
 

raken40
soooo in love:)

Member since 5/05

4369 total posts

Name:
Karen

Re: does anyone else have Aflac? I'm not happy right now

i just asked the girls on the parenting board. I'm sure someone there will know for sure!

Posted 4/4/07 6:49 AM
 

snuggleupagus
I'm a rolling machine.

Member since 9/06

2064 total posts

Name:

Re: does anyone else have Aflac? I'm not happy right now

I didn't even sign up for the disability policy b/c a pregnancy can't occur in the first 10 months of the policy.Chat Icon

Unfortunately, it sounds about right seeing as how you are only medically disabled, barring complications, for 6-8 weeks depending on the type of delivery you have [vaginal or c-section].

Posted 4/4/07 7:00 AM
 

beena
Sitting on a tree bench!

Member since 5/05

2429 total posts

Name:
Gina

Re: does anyone else have Aflac? I'm not happy right now

I have Aflac, but only the accident policy ...

Posted 4/4/07 7:51 AM
 

Mrs. Patticakes
SPREAD KINDNESS

Member since 9/06

17330 total posts

Name:

Re: does anyone else have Aflac? I'm not happy right now

I actually thought it was longer for a c-section, not sure about a v-birth. Sorry I'm no help Chat Icon

Posted 4/4/07 9:07 AM
 

Laura1
Fun in the Snow!

Member since 11/06

4512 total posts

Name:
Laura

Re: does anyone else have Aflac? I'm not happy right now

my crappy company only paid 6 weeks for either type of delivery unless the dr determines that you are having complications in recovering....and the paperwork that has to be filled out is ridiculous!
Luckily, I can continue to stay out up until DD's first bday, I just dont get paid after 6 weeks

Posted 4/4/07 12:38 PM
 

LUCY
I <3 Gabriella

Member since 6/06

1029 total posts

Name:
N

Re: does anyone else have Aflac? I'm not happy right now

AFLAC doesnt determine the DBL time, It is actually NYS that determines the DBL period. The DBL period for a vaginal delivery is 6 wks and for a c-section is 8 weeks.

The 12 weeks is covered under FMLA, the leave portion of your time, which is totally separate from the DBL payment.

Posted 4/4/07 1:47 PM
 
 

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