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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
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For those of you who pay your bills by check - a Q
do you date it that day or the day the bill is actually due?
I date it the day I am writing them out. DH keeps telling me I should date it for when the bill is due - b/c he doesn't feel they should get their money 1 day sooner.
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Posted 7/19/07 4:08 PM  |
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Lisa
I'm a PANK!!!
Member since 5/05 22334 total posts
Name:
Professional Aunts No Kids
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Re: For those of you who pay your bills by check - a Q
you are not supposed to Pre-date or post date checks. You should write the current date on it.
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| Posted 7/19/07 4:11 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: For those of you who pay your bills by check - a Q
I always put the day I am writing it out-
if you put the due date- do they really not cash it until then?
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| Posted 7/19/07 4:11 PM |
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dpli
Daylight savings :)
Member since 5/05 13973 total posts
Name:
D
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Re: For those of you who pay your bills by check - a Q
I date the check for the day I write it, more to keep my checkbook straight than anything. I don't know if my credit card company or whoever is even looking at the date of the check, but with my luck, they would hold it, forget about it and charge me a late fee. 
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| Posted 7/19/07 4:11 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: For those of you who pay your bills by check - a Q
Posted by Lisa
you are not supposed to Pre-date or post date checks. You should write the current date on it.
can I ask why? if a bill is due on the 30th and you write it out on the 22nd (just an example), why can't you date it for the 30th?
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| Posted 7/19/07 4:11 PM |
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longford73
Welcome to the world Baby Boy!
Member since 8/06 3127 total posts
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Re: For those of you who pay your bills by check - a Q
Posted by Lisa
you are not supposed to Pre-date or post date checks. You should write the current date on it.
Ditto
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| Posted 7/19/07 4:12 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: For those of you who pay your bills by check - a Q
Posted by Beth1210
if you put the due date- do they really not cash it until then?
well they can't deposit it until that day, I guess 
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| Posted 7/19/07 4:12 PM |
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Lisa
I'm a PANK!!!
Member since 5/05 22334 total posts
Name:
Professional Aunts No Kids
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Re: For those of you who pay your bills by check - a Q
Posted by SweetestOfPeas
Posted by Lisa
you are not supposed to Pre-date or post date checks. You should write the current date on it.
can I ask why? if a bill is due on the 30th and you write it out on the 22nd (just an example), why can't you date it for the 30th?
because when you write a check you are supposed to have the money in the acct at that point. Its like floating money, you can not do that.
and if you mail the check....on the 22md that is due on the 30th, the company gets it, they can not cash a check with a wrong date. they will not hold a check until your due date.
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| Posted 7/19/07 4:16 PM |
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BlueDiamonds
mommy to 3 boys
Member since 2/07 3885 total posts
Name:
proud mommy
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Re: For those of you who pay your bills by check - a Q
i've heard that post-dating checks is illegal. they will deposit it right away anyway so it doesn't matter.
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| Posted 7/19/07 4:16 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: For those of you who pay your bills by check - a Q
Posted by Lisa
and if you mail the check....on the 22md that is due on the 30th, the company gets it, they can not cash a check with a wrong date. they will not hold a check until your due date.
so what do they do with it... since they can't cash it w/the wrong date and they don't hold it.
I'm confused! seriously - not joking
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| Posted 7/19/07 4:17 PM |
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alnem
This is gonna be a good year!
Member since 2/06 9562 total posts
Name:
Emily
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Re: For those of you who pay your bills by check - a Q
i write the date im writing the check
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| Posted 7/19/07 4:18 PM |
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Christine
2nd verse same as the 1st
Member since 5/05 15287 total posts
Name:
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Re: For those of you who pay your bills by check - a Q
Posted by SweetestOfPeas
Posted by Lisa
you are not supposed to Pre-date or post date checks. You should write the current date on it.
can I ask why? if a bill is due on the 30th and you write it out on the 22nd (just an example), why can't you date it for the 30th?
I believe by writing the check and sending it to the payee you are authorizing them to have the money. Post dating a check does not mean the check will not be deposited upon receipt.
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| Posted 7/19/07 4:21 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: For those of you who pay your bills by check - a Q
it's pretty rare for the bank to actually pay attention to the date of the check. Most of the check processing is done systematically. Unless the check is stale dated, most likely the bank won't check.
So, if you post date the check the likelihood they could cash it sooner is very good.
eta: that's why i pay bills electronically. It goes exactly when it's supposed to.
Come on D...get into the 21st century..it will probably make Bill happy too.
Message edited 7/19/2007 4:24:23 PM.
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| Posted 7/19/07 4:22 PM |
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nylisa
My Children
Member since 5/05 7905 total posts
Name:
MaMa
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Re: For those of you who pay your bills by check - a Q
I date the checks the date that I am writing them out.
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| Posted 7/19/07 4:25 PM |
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Christine
2nd verse same as the 1st
Member since 5/05 15287 total posts
Name:
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Re: For those of you who pay your bills by check - a Q
Posted by SweetestOfPeas
so what do they do with it... since they can't cash it w/the wrong date and they don't hold it.
I'm confused! seriously - not joking
They can absolutely cash it with the wrong date although checks are supposed to expire after 6 months (at least that used to be the time limit at my bank).
Message edited 7/19/2007 4:29:27 PM.
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| Posted 7/19/07 4:28 PM |
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Jessica
I'm a mommy :)
Member since 1/06 7322 total posts
Name:
~Jess~
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Re: For those of you who pay your bills by check - a Q
i wouldnt know
i have every bill automatically deducted the day they're due
but my fh always writes the current date
 i really didnt answer your question at all
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| Posted 7/19/07 4:30 PM |
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BabyBoy
is Skylar Elizabeth
Member since 5/05 4189 total posts
Name:
Tom
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Re: For those of you who pay your bills by check - a Q
checks are process by computers...you are supposed to date it the day its sent just like when you mail a package, its postmarked the day it goes out.
i would look into online banking that why you want have to relay on the mail getting your payment there on time. Most banks have free online banking and have electronic relationship with your payee's and bay them instanly posting in there system the next day.
imo, checks are a thing of the past and i hope more people would stop using them espically in retail stores
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| Posted 7/19/07 6:35 PM |
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Re: For those of you who pay your bills by check - a Q
I write it out for the day its due but not because I dont have the money in the acct...I do have it otherwise I wouldnt send the check out...not sure why I do it the way I do.
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| Posted 7/19/07 6:48 PM |
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