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got some good insurance info

Posted By Message

nferrandi
too excited for words

Member since 10/05

18538 total posts

Name:
Nicole

got some good insurance info

I just called our insurance provider to find out what is covered for fertility treatments because my Dr. wants DH to have a SA. We are covered for $5000 or infertility treatments, up to $10,000 for IVF, and $20,000 lifetime. I thought that was pretty good, so did DH.
We are probably going to hold off on the SA until next month since DH did have to take Flomax for a little while. We're hoping and praying we don't even need to do it. The BDing begins, either today or tomorrow!

Posted 3/11/09 11:51 AM
 
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MRSBA
LIF Adult

Member since 9/08

923 total posts

Name:

Re: got some good insurance info

That sounds awesome! Our coverage is not nearly that much, and I always feel so terrible for those with no coverage whatsoever.....

Posted 3/11/09 12:14 PM
 

maybeamommy
Blessed beyond belief

Member since 10/07

17048 total posts

Name:

Re: got some good insurance info

Wow! That's great...

I'm jealous

Posted 3/11/09 12:16 PM
 

Linda1003
love my 2 boys

Member since 8/08

10923 total posts

Name:
Linda

Re: got some good insurance info

Oh wow that's terrific!!Chat Icon

Posted 3/11/09 12:19 PM
 

luckystar08
LIF Infant

Member since 9/08

354 total posts

Name:
C

Re: got some good insurance info

Good for you!! That sounds like a pretty good deal.

I am one of the unlucky ones whose plan covers NO fertility tests or treatments.

Message edited 3/11/2009 12:27:56 PM.

Posted 3/11/09 12:27 PM
 

Peainapod
Peanuts are here!

Member since 1/09

13591 total posts

Name:
Diana

Re: got some good insurance info

i think thats pretty good. Mine i think is 15K lifetime max for infertility. its not broken down as to what it covers.

keep in mind though that one IVF cycle can run you to the max pretty quickly.

Hopefully you dont need to go there..Chat Icon Chat Icon Chat Icon

Posted 3/11/09 12:38 PM
 

maybeamommy
Blessed beyond belief

Member since 10/07

17048 total posts

Name:

Re: got some good insurance info

Posted by Peainapod

i think thats pretty good. Mine i think is 15K lifetime max for infertility. its not broken down as to what it covers.

keep in mind though that one IVF cycle can run you to the max pretty quickly.

Hopefully you dont need to go there..Chat Icon Chat Icon Chat Icon



Not necessarily though - because your out-of-pocket costs are totally different than what your insurance company would pay.

Posted 3/11/09 12:42 PM
 

sleepie76
enjoying every minute

Member since 12/07

3881 total posts

Name:

Re: got some good insurance info

That's great news!!Chat Icon Chat Icon Chat Icon

Posted 3/12/09 7:48 AM
 

skinny
3 boys and a princess!

Member since 11/08

8178 total posts

Name:
Momma

Re: got some good insurance info

That's good news!
Chat Icon


Hopefully u won't have to use too much of it!
Chat Icon Chat Icon Chat Icon Chat Icon

Posted 3/12/09 9:19 AM
 

lisalisa27
LIF Infant

Member since 8/07

188 total posts

Name:

Re: got some good insurance info

Posted by Peainapod

i think thats pretty good. Mine i think is 15K lifetime max for infertility. its not broken down as to what it covers.

keep in mind though that one IVF cycle can run you to the max pretty quickly.

Hopefully you dont need to go there..Chat Icon Chat Icon Chat Icon



I work for an insurance company and yes you are right on this. IVF cycle can run you to the max quick keep this in mind when planning what to do. But overall it sounds good. Does this include medications or is that separate.

My insurance covers everything except IVF-go figure. But no max on IUIs.

Posted 3/13/09 2:39 PM
 
 

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