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mikeswife06
Drama Momma
Member since 9/06 9947 total posts
Name:
Anne
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Healthy NY insurance questions
I have a few questions about Healthy NY. Does anyone know about it? Especially in regards to pregnancy?
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Posted 11/30/07 7:34 AM  |
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MM2004
...
Member since 5/05 1854 total posts
Name:
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Re: Healthy NY insurance questions
My sister has it. Its been a huge help to her as she doesn't have insurance through work, makes VERY little money and needs an expensive medication that she takes daily.
She has had a few problems finding specialty doctors that take the plan and they do not always approve tests she needs but I Thank God she has it because I don't know what we'd do if she didn't.
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| Posted 11/30/07 12:02 PM |
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MrsPJB2007
MBA at your service!
Member since 7/06 12020 total posts
Name:
MJ
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Re: Healthy NY insurance questions
well to qualify for it you have to have a very low income--just a bit above the requirements for medicaid. if you are married you have to include your husband's income in the application process.
i would chk out the website to see what the max. amount of $$ you can make to qualfy for it--i think you can't make more than around $700-900 a month total...between your husband and you.
okay i was wrong on the requirements:
this is from the site:
Eligibility Criteria for Individuals
Reduced-cost health insurance is available under the Healthy NY program to certain working uninsured individuals.
In order to participate, you must meet the following eligibility criteria:
You must reside in New York State.
You or your spouse must either be currently employed or must have been employed within the past 12 months.
Your employer does not currently provide you with health insurance. (Please see the FAQs and the exceptions listed below to see if this rule applies to you.)
You have not had health insurance for twelve months prior to your Healthy NY application or have lost that coverage due to a specific event.
Specific events include but are not limited to the following:
loss of employment
death of a family member
change to a new employer
change of residence
discontinuation of a group health plan
termination or cancellation of COBRA coverage (if you are eligible for COBRA coverage or have COBRA coverage, you can still apply for Healthy NY)
termination of participation in a public health insurance program, including Family Health Plus, Child Health Plus or Medicaid
legal separation, divorce or annulment
loss of eligibility for group health insurance coverage
aging off of a parent’s insurance policy
You must be ineligible for Medicare.
Your current gross (before taxes) household income meets the income guidelines of the program.
The Healthy NY Income Guidelines table below displays family size in column one and monthly household income in column two. The amounts are effective as of January 1, 2007. Pregnant women count as two people.
Healthy NY Income Guidelines*
Family Size Monthly Household Income
1 Up to $2,107
2 Up to $2,832
3 Up to $3,557
4 Up to $4,282
5 Up to $5,007
Each Additional Person Add $725
*When calculating family size, include the number of family members in your household whether they will be included on the Healthy NY policy or not. Students aging off of a parent’s insurance policy should not count their parents’ income.
Mid-year fluctuations in household income and employment status will not result in termination of your Healthy NY coverage. Proof of income will be required annually when an enrollee recertifies.
Message edited 11/30/2007 12:13:36 PM.
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| Posted 11/30/07 12:11 PM |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: Healthy NY insurance questions
Posted by MrsPJB2007
well to qualify for it you have to have a very low income--just a bit above the requirements for medicaid. if you are married you have to include your husband's income in the application process.
i would chk out the website to see what the max. amount of $$ you can make to qualfy for it--i think you can't make more than around $700-900 a month total...between your husband and you.
okay i was wrong on the requirements:
this is from the site:
Eligibility Criteria for Individuals
Reduced-cost health insurance is available under the Healthy NY program to certain working uninsured individuals.
In order to participate, you must meet the following eligibility criteria:
You must reside in New York State.
You or your spouse must either be currently employed or must have been employed within the past 12 months.
Your employer does not currently provide you with health insurance. (Please see the FAQs and the exceptions listed below to see if this rule applies to you.)
You have not had health insurance for twelve months prior to your Healthy NY application or have lost that coverage due to a specific event.
Specific events include but are not limited to the following:
loss of employment
death of a family member
change to a new employer
change of residence
discontinuation of a group health plan
termination or cancellation of COBRA coverage (if you are eligible for COBRA coverage or have COBRA coverage, you can still apply for Healthy NY)
termination of participation in a public health insurance program, including Family Health Plus, Child Health Plus or Medicaid
legal separation, divorce or annulment
loss of eligibility for group health insurance coverage
aging off of a parent’s insurance policy
You must be ineligible for Medicare.
Your current gross (before taxes) household income meets the income guidelines of the program.
The Healthy NY Income Guidelines table below displays family size in column one and monthly household income in column two. The amounts are effective as of January 1, 2007. Pregnant women count as two people.
Healthy NY Income Guidelines*
Family Size Monthly Household Income
1 Up to $2,107
2 Up to $2,832
3 Up to $3,557
4 Up to $4,282
5 Up to $5,007
Each Additional Person Add $725
*When calculating family size, include the number of family members in your household whether they will be included on the Healthy NY policy or not. Students aging off of a parent’s insurance policy should not count their parents’ income.
Mid-year fluctuations in household income and employment status will not result in termination of your Healthy NY coverage. Proof of income will be required annually when an enrollee recertifies.
Now ho wthe hell does a 2 person household live on 2800 in NY
I just don't get it
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| Posted 11/30/07 12:23 PM |
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MrsPJB2007
MBA at your service!
Member since 7/06 12020 total posts
Name:
MJ
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Re: Healthy NY insurance questions
Posted by melijane
Now ho wthe hell does a 2 person household live on 2800 in NY
I just don't get it
seriously!!
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| Posted 11/30/07 12:29 PM |
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mikeswife06
Drama Momma
Member since 9/06 9947 total posts
Name:
Anne
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Re: Healthy NY insurance questions
Posted by MrsPJB2007
Posted by melijane
Now ho wthe hell does a 2 person household live on 2800 in NY
I just don't get it
seriously!!
Right? and then on top of that which is PRE TAX, then they expect you to pay around $500/mo for the insurance. How is this helping us again???? 
Message edited 11/30/2007 2:05:17 PM.
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| Posted 11/30/07 1:55 PM |
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DancinBarefoot
06ers Rock!!
Member since 1/07 9534 total posts
Name:
The One My Mother Gave Me ;-)
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Re: Healthy NY insurance questions
Posted by melijane
Now how the hell does a 2 person household live on 2800 in NY
I just don't get it
Didn't you see that story in the news of the woman living in a house that was condemed and dying because of carbon monoxide poisining last week??
That is how they do it! They live in substandard housing with no electric or heat or hot water, they rely on food pantries, clothes are purchased at Good Will (as is furniture and household items like dishes and silverware), and every month they go without something (usually medical care).
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| Posted 11/30/07 1:56 PM |
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DancinBarefoot
06ers Rock!!
Member since 1/07 9534 total posts
Name:
The One My Mother Gave Me ;-)
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Re: Healthy NY insurance questions
Posted by mikeswife06
But really, if we do need this temporarily I want to know if I am pregnant and on it do I pay as 2 people or as a family since pregnant women count as 2 for the $$$ eligibilty criteria? That is my question.
Here is a LINK to New York's website explaining the program.
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| Posted 11/30/07 1:59 PM |
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mikeswife06
Drama Momma
Member since 9/06 9947 total posts
Name:
Anne
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Re: Healthy NY insurance questions
Posted by DancinBarefoot
Here is a LINK to New York's website explaining the program.
I could not find it on the site but I called an asked. Thanks!
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| Posted 11/30/07 2:04 PM |
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