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JenandMikey
life is good =)
Member since 5/07 4216 total posts
Name:
We're so blessed!
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home insurance?
ok so i couldnt sleep all last night bc i was soooooooooo freakin excited that the offer was excepted on the house and we're now offically PO....not POOR we cant afford the O and the R
question: how much is reasonable home insurance and who did go with?
thank u in advance
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Posted 8/30/07 6:34 AM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
Bellaocchi
Hope Faith Love
Member since 2/07 5694 total posts
Name:
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Re: home insurance?
We went with Liberty Mutual.
Here's a tip too, if you can get a rate with them on auto, switch your cars over to them and you get a lower rate on the Home owners..I don't recall how much it is..I can check later and let you know.
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| Posted 8/30/07 8:45 AM |
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cjb88
Little Brother
Member since 5/05 3540 total posts
Name:
C
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Re: home insurance?
we have allstate... i think it is around $1200 for the year... not sure though... we also have our auto through them as well...
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| Posted 8/30/07 9:07 AM |
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MrsPowers
So blessed!
Member since 11/06 10348 total posts
Name:
Ivelysse
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Re: home insurance?
We have USAA car and home and we pay $1300
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| Posted 8/30/07 9:29 AM |
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JenandMikey
life is good =)
Member since 5/07 4216 total posts
Name:
We're so blessed!
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Re: home insurance?
wow for some reason i thought it was going to be like 500 or so but i guess company to company it runs in the thousand category good to know
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| Posted 8/30/07 8:15 PM |
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Re: home insurance?
We use The Hartford for our home and car insurance. Our homeowners ins. is $1200 per year.
We got some ridiculous quotes before we decided on the one we went with (some places wanted upwards of $4,000!!  )
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| Posted 8/30/07 8:19 PM |
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JenandMikey
life is good =)
Member since 5/07 4216 total posts
Name:
We're so blessed!
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Re: home insurance?
Posted by scarletbegonia
We use The Hartford for our home and car insurance. Our homeowners ins. is $1200 per year.
We got some ridiculous quotes before we decided on the one we went with (some places wanted upwards of $4,000!! )
wow thanks for the heads up about the 4000....what are these companies thinking!!!!!!!!!!!!!!!!
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| Posted 8/30/07 8:21 PM |
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MrsT
Enjoying wedded bliss.....
Member since 4/06 1323 total posts
Name:
Katrina
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Re: home insurance?
Liberty Mutual gave us the best rates for houses and cars. My dad uses them too.
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| Posted 8/30/07 8:44 PM |
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monters
Back in LI!
Member since 5/05 1525 total posts
Name:
Robyn
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Re: home insurance?
I just called around today..it seems in NY only State Farm is writing new policies at this point..since they say we are "due" for a hurricane 
I got quoted about $1600yr
Message edited 8/30/2007 9:37:14 PM.
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| Posted 8/30/07 9:36 PM |
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Jacksmommy
My love muffin!
Member since 1/07 5819 total posts
Name:
Liz
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Re: home insurance?
We went with statefarm and its about 750
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| Posted 8/31/07 10:36 AM |
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JenandMikey
life is good =)
Member since 5/07 4216 total posts
Name:
We're so blessed!
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Re: home insurance?
Posted by ejm1219
We went with statefarm and its about 750
u have fm
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| Posted 8/31/07 11:43 AM |
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jandt2006
LIF Adult
Member since 8/05 1338 total posts
Name:
Teresa
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Re: home insurance?
Posted by monters
I just called around today..it seems in NY only State Farm is writing new policies at this point..since they say we are "due" for a hurricane
I got quoted about $1600yr
wow that's a lot for a new construction! we pay around 800 for our new construction through liberty mutual. They say in new construction less is to go wrong so it's cheaper
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| Posted 8/31/07 7:23 PM |
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SweetCin
My green-eyed boy
Member since 5/05 13499 total posts
Name:
Cin
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Re: home insurance?
We went w/ State Farm & its about 1200.
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| Posted 8/31/07 9:34 PM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: home insurance?
Posted by ejm1219
We went with statefarm and its about 750
same here
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| Posted 8/31/07 9:54 PM |
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monters
Back in LI!
Member since 5/05 1525 total posts
Name:
Robyn
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Re: home insurance?
Posted by jandt2006
Posted by monters
I just called around today..it seems in NY only State Farm is writing new policies at this point..since they say we are "due" for a hurricane
I got quoted about $1600yr
wow that's a lot for a new construction! we pay around 800 for our new construction through liberty mutual. They say in new construction less is to go wrong so it's cheaper
really?? liberty mutual says they aren't writing any new polices..did you get yours last year? I know it also goes on size of home and the value..
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| Posted 8/31/07 10:24 PM |
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dbleplay17
My 2 boys!
Member since 10/06 4578 total posts
Name:
Chrissy
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Re: home insurance?
state farm 88 a month
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| Posted 8/31/07 10:28 PM |
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Re: home insurance?
FH and I just got quoted from State Farm for like 1500 a month...to me that is too much. What is standard things that you get on a h.i. policy? The agent said he put computer insurance and chimney insurance. I really don't need all that stuff, do I? Sorry for all the questions, we just have no idea about this stuff! Also, how much do we insure the house for? 
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| Posted 8/31/07 11:13 PM |
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jandt2006
LIF Adult
Member since 8/05 1338 total posts
Name:
Teresa
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Re: home insurance?
Posted by monters
Posted by jandt2006
Posted by monters
I just called around today..it seems in NY only State Farm is writing new policies at this point..since they say we are "due" for a hurricane
I got quoted about $1600yr
wow that's a lot for a new construction! we pay around 800 for our new construction through liberty mutual. They say in new construction less is to go wrong so it's cheaper
really?? liberty mutual says they aren't writing any new polices..did you get yours last year? I know it also goes on size of home and the value..
yeah i guess they aren't anymore it's pretty terrible now with these companies and writing new policies and the hurricane issue. i mean do they know something we dont' know about them, we never had problems with hurricanes before.
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| Posted 8/31/07 11:17 PM |
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jandt2006
LIF Adult
Member since 8/05 1338 total posts
Name:
Teresa
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Re: home insurance?
Posted by Takingthelongway
FH and I just got quoted from State Farm for like 1500 a month...to me that is too much. What is standard things that you get on a h.i. policy? The agent said he put computer insurance and chimney insurance. I really don't need all that stuff, do I? Sorry for all the questions, we just have no idea about this stuff! Also, how much do we insure the house for?
i'm not sure about all those other coverages, i think it's a matter of preference in what u want covered but usually they can tell you what to insure the house on, they base it on what it would cost to rebuild just the house alone, usually they use comparables in your area to determine house and land value and then you insure your house for about half of that amount.
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| Posted 8/31/07 11:19 PM |
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Re: home insurance?
Thanks, this is such an overwhelming process! Thank goodness I have you all to help me through!
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| Posted 8/31/07 11:23 PM |
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julz33
i run for bacon
Member since 5/05 20584 total posts
Name:
julz
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Re: home insurance?
We use State Farm
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| Posted 9/1/07 9:54 AM |
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