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How do you save money?

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Michi
My Love

Member since 5/05

31600 total posts

Name:
M

How do you save money?

long story short they just raised my rent and im trying sooo hard to pay off my credit card bill on top of that--PLUS i am saving money for amuch needed vaca over the summer..

i am sitting down and going over my finances so i can do some serious financial damage..

i have decided to:
STOP getting my nails done
switch gyms so I can get a much lower rate
get rid of the cable/hbo in room #2
possibly lower my cell phone plan (depending on what my contract says)

any1 have other ideas on how to cut costs until i get my self out of some debt?!

thanks
Chat Icon

Posted 1/6/06 7:34 PM
 
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luvsun27
Check out my cool glasses

Member since 5/05

8135 total posts

Name:
Kim

Re: How do you save money?

Look at all the extras you spend on...clothing, going out to eat/bars, etc. I'm sure there are things that you can cut back.

My mother always taught me to pay myself first...meaning when I get my paycheck, save a certain amount for myself, and then start paying bills. Even if it's a small amount $25-$50/week. This way you have some savings for when you want to splurge, like on vacation or something.

I should take my own advice Chat Icon

Posted 1/6/06 7:38 PM
 

msma88
LIF Infant

Member since 8/05

300 total posts

Name:

Re: How do you save money?

Use coupons at the grocery store.
Eat breakfast at home.
Bring lunch to work.
Don't buy coffee, which adds up.
Go longer in between haircuts.

Posted 1/6/06 7:39 PM
 

MommyofG
just the girls

Member since 5/05

9461 total posts

Name:
Janice

Re: How do you save money?

I stopped going every 2 weeks to get my nails done, now I do it like 1 a month.

My hair def I cut back, I go longer now.

going out to eat was a biggie, and lunch- I now bring food to work and eat at home. Once in awhile we will go out.

def had to stop my bad habits of just buying anything and everything

I now use coupons grocery shopping.

Posted 1/6/06 8:23 PM
 

lvdolphins
My Loves!

Member since 5/05

46292 total posts

Name:

Re: How do you save money?

Posted by msma88

Use coupons at the grocery store.
Eat breakfast at home.
Bring lunch to work.
Don't buy coffee, which adds up.
Go longer in between haircuts.



Yes, and may I add:
Save Your Change! OMG it adds up so quick!

Posted 1/6/06 8:29 PM
 

dooodles
When you wish upon a star

Member since 5/05

11997 total posts

Name:
Because 2 people fell in love

Re: How do you save money?

Mich ~

I printed this up yesterday. I do the monthly charting so maybe it will help you:

MSNBC article How to slash your debt

Posted 1/6/06 8:46 PM
 

PiyoPika566
talk to the hand

Member since 5/05

1436 total posts

Name:
Stephanie

Re: How do you save money?

save money, what is that? Chat Icon

well, now we are in the poor house cuz we own a house, FH and I started bring our lunch to work, try to buy only neccessities (no more designer bags for me! Chat Icon ), bundle up at home so we don't have to turn the heat up too high for the whole house, and less eating out Chat Icon

Posted 1/6/06 9:10 PM
 

nov04libride
big brother <3

Member since 5/05

14672 total posts

Name:
Me

Re: How do you save money?

Do you have a second bedroom? Could you move to a one bedroom or have a friend share the apt.? I cut down on eating out and bring lunch to work, which really adds up.

Posted 1/6/06 9:22 PM
 
 

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