How long do you have to cash a check?

I found a check from someone who couldn't make it to our wedding. The date on it is Oct. 28, 2004. Can I still deposit it? There was nothing on it that said cannot be cashed after 60 days or anything.

Re: How long do you have to cash a check?

Pretty sure the limit with banks is 6 months, any bank I have dealt with that was the expiration.

Re: How long do you have to cash a check?

many of the checks that I handle at work (from insurance companies) say 6 months right on them.

For personal checks, I think you have up to 1 year. Call your bank though - i may be wrong.

I would call the gifter, as a courtesy, to thank them again, and to let them know that you misplaced the check, and just recently found it.

Believe it or not, some people don't even keep $100 in their checking account on a regular basis.

Re: How long do you have to cash a check?

either 6 months or a year....

Re: How long do you have to cash a check?

checks go stale after 6 months...unless otherwise stated on the check.

Re: How long do you have to cash a check?

my bank wont take a check past 6 months.