| Posted By |
Message |
|
|
if you're shopping for a home right now...what kind of rates are you getting quoted?
i got quoted 4.875% with 5% down no points on a 30 year fixed. is this decent these days?
|
Posted 3/12/09 7:06 PM  |
| |
|
Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
Janice
Sweet Jessie Quinn
Member since 5/05 27567 total posts
Name:
Janice
|
Re: if you're shopping for a home right now...what kind of rates are you getting quoted?
I put zero down, got a 5.5%, bought down to a 5%.
sounds good!
|
| Posted 3/12/09 7:48 PM |
| |
|
Newly1
I love my baby boy!
Member since 6/08 2804 total posts
Name:
H
|
Re: if you're shopping for a home right now...what kind of rates are you getting quoted?
i heard BFCU rates were 5% yesterday but went down to 4.8% today
where did you get your quote? and was it today?
i would say that is a great rate with no points! and with 5% down 
good luck!!!
|
| Posted 3/12/09 8:34 PM |
| |
|
JustJack
:)
Member since 2/06 2041 total posts
Name:
J
|
Re: if you're shopping for a home right now...what kind of rates are you getting quoted?
chase is 4.375 but with 3 points. putting 20% down. I am seeing a lot of 4.8 to 5.1
|
| Posted 3/12/09 8:37 PM |
| |
|
|
|
Re: if you're shopping for a home right now...what kind of rates are you getting quoted?
Posted by Newly1
i heard BFCU rates were 5% yesterday but went down to 4.8% today
where did you get your quote? and was it today?
i would say that is a great rate with no points! and with 5% down
good luck!!!
yea it was today. yesterday when i spoke to them they were quoting me 5% but today i got my mortgage approval and its at 4.875%. that was with rochester home equity bank. i saw their ad in newsday.
|
| Posted 3/12/09 8:56 PM |
| |
|
GoldenRod
10 years on LIF!
Member since 11/06 26792 total posts
Name:
Shawn
|
Re: if you're shopping for a home right now...what kind of rates are you getting quoted?
I just checked Teacher's FCU. Today, they are at 4.750, 5% down, no points, 30 year fixed.
|
| Posted 3/12/09 9:07 PM |
| |
|
LightUpOurLife
Totally in love
Member since 8/06 12785 total posts
Name:
Bonnie-Jean
|
Re: if you're shopping for a home right now...what kind of rates are you getting quoted?
5.5%
|
| Posted 3/12/09 10:06 PM |
| |
|
|
|
Re: if you're shopping for a home right now...what kind of rates are you getting quoted?
Posted by GoldenRod
I just checked Teacher's FCU. Today, they are at 4.750, 5% down, no points, 30 year fixed.
do you have to be a teacher to qualify or can anyone bank there?
|
| Posted 3/12/09 10:29 PM |
| |
|
GoldenRod
10 years on LIF!
Member since 11/06 26792 total posts
Name:
Shawn
|
Re: if you're shopping for a home right now...what kind of rates are you getting quoted?
Posted by waiting4ablessing
Posted by GoldenRod
I just checked Teacher's FCU. Today, they are at 4.750, 5% down, no points, 30 year fixed.
do you have to be a teacher to qualify or can anyone bank there?
Their actual tagline: Teacher's Federal Credit Union: We're not just for teachers.
At the top of their homepage http://teachersfcu.org/ is a link for "Become a member". In there is a list of criteria for becoming a member. If you live in certain towns, work/volunteer for certain companies, have family members already in there, etc.
|
| Posted 3/13/09 8:08 AM |
| |
|
nov04libride
big brother <3
Member since 5/05 14672 total posts
Name:
Me
|
Re: if you're shopping for a home right now...what kind of rates are you getting quoted?
We're going with TFCU, and the rates are between 4.75-4.85. It is based though on your credit score; lower scores get higher rates.
|
| Posted 3/13/09 9:09 AM |
| |
|
