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I'm really confused...

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CowgirlChick97
Nike. Just do it.

Member since 5/05

3303 total posts

Name:
Brianna

I'm really confused...

Me and FH were talking yesterday..and we really have NO clue waht to do..rent or buy...of course we can NOT afford a home, not anywhere in NY anyways...so we were thinking maybe a condo or co-op...we were going back n forth about buying/renting...

What do you think is the best possible solution?
We are paying for the whole wedding ourselves (in August), we both still live at home, so we will be moving out around then...When also should we start looking?
TIA!

Posted 2/27/06 9:58 AM
 
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DjPiLL

Member since 5/05

3664 total posts

Name:
Richard

Re: I'm really confused...

Dont start looking till after the Wedding. You don't want to get involved with a home sale while you are in the home stretch of your wedding.

Plus during the home stretch of the wedding... you most likely won't have any time to even look at houses.

Posted 2/27/06 10:00 AM
 

MrsSchwags
Soccer Baseball Lax Mom

Member since 10/05

11240 total posts

Name:
Jennifer

Re: I'm really confused...

I agree with waiting till after the wedding. If you can afford a condo/co-op I would do that over renting.

If you are renting all you are doing is giving someone else money each month. If you can come up with a down payment it is a better investment to purchase a coop/condo so you can get some equity out of it, or have something in the end. What do you really have at the end of a lease?

Posted 2/27/06 10:03 AM
 

HarleyGirlFLA
Come on in

Member since 5/05

9674 total posts

Name:
Mel

Re: I'm really confused...

Move to FL Chat Icon

Definatly wait till after the wedding. We bought our house 2 months before the wedding. It was crazy. I was flying back and forth to NY, permits were being pulled, our signatures were needed, and things had to be done all at once for both the wedding and the house. We even had a call on our honeymoon from the builder that we had to sign important documents as soon as we got back.

If you can afford the condo/co-op go for it. It will make a great investment and when you are ready to buy a house you'll have the condo/co-op you can sell.

Posted 2/27/06 10:28 AM
 

CowgirlChick97
Nike. Just do it.

Member since 5/05

3303 total posts

Name:
Brianna

Re: I'm really confused...

Thanks'!!

Melissa, I would LOVE to move to FL...I would do so in a heartbeat if I can convince Gaetano...!

Posted 2/27/06 10:52 AM
 

PiyoPika566
talk to the hand

Member since 5/05

1436 total posts

Name:
Stephanie

Re: I'm really confused...

Our wedding is in August as well, and we bought our house in December... I agree it is a LOT of stress.. for me it was the busiest time of my job as well.. I was constantly yelling and in very bad mood cuz of the stress.
.. but do what is right for you.. I personally think that owning beats renting.. for the amount of money you pay for rent, you OWN a piece of the world Chat Icon

Good luck whatever you decide. FM me if you have questions Chat Icon

Posted 2/27/06 12:00 PM
 

Gertyrae
Peace out Homies!

Member since 5/05

20046 total posts

Name:
Gerty ®

Re: I'm really confused...

I think it's really hard to say to wait until after the wedding to look for a house. Where are you going to live after you get married? I would say to start looking at either condo's or apartments now. Talk to a bank and see what you qualify for and can afford, etc.
Buying is obviously the ideal thing, but if you can't afford it I would still think that you would want a place to live when you get married. It might be nice to have it before, this way you can do whatever work you have to do before you move in.

Posted 2/27/06 12:59 PM
 

LSP2005
Bunny kisses are so cute!

Member since 5/05

19458 total posts

Name:
L

Re: I'm really confused...

If you have a place to live after the wedding (hopefully on a month to month basis) I would wait to buy until after your wedding. I think home prices will continue to drop and if you can wait until after your wedding you will get a better price. You will also be able to use wedding presents towrds a downpayment.

Posted 2/27/06 1:04 PM
 

HarleyGirlFLA
Come on in

Member since 5/05

9674 total posts

Name:
Mel

Re: I'm really confused...

Posted by Syliblond81106

Thanks'!!

Melissa, I would LOVE to move to FL...I would do so in a heartbeat if I can convince Gaetano...!



Tell him it's 80 degrees all year long which means you'll be in a bathing suit all the time Chat Icon

Posted 2/27/06 6:41 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: I'm really confused...

Posted by Syliblond81106

Me and FH were talking yesterday..and we really have NO clue waht to do..rent or buy...of course we can NOT afford a home, not anywhere in NY anyways...so we were thinking maybe a condo or co-op...we were going back n forth about buying/renting...

What do you think is the best possible solution?
We are paying for the whole wedding ourselves (in August), we both still live at home, so we will be moving out around then...When also should we start looking?
TIA!


If you can....IMO buying a co-op or a condo is the better scenario

Posted 2/27/06 7:36 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: I'm really confused...

Posted by Syliblond81106

Thanks'!!

Melissa, I would LOVE to move to FL...I would do so in a heartbeat if I can convince Gaetano...!


NOOOOOOOOOOOOOOOOOOOOChat Icon

Posted 2/27/06 7:36 PM
 
 

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