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DebG
Pick a cause & stand up for it
Member since 5/05 18602 total posts
Name:
The cure IS worse!
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I'm wondering...Elective C-section and Insurance?
I don't want to debate why people choose to get elective c-sections, I am not even saying that I am thinking about it...what I am wondering is if your c-section is elective, is your insurance coverage the same as if it were medically necessary??
Message edited 5/10/2006 9:13:53 AM.
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Posted 5/10/06 9:12 AM  |
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Diane
Hope is Contagious....catch it
Member since 5/05 30683 total posts
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D
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Re: I'm wondering
Im hoping I DONT get one. I hope I can give birth vaginally to my twins, but if I have to then I will. I would never choose to have one.
My insurance does cover it though.
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| Posted 5/10/06 9:14 AM |
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DebG
Pick a cause & stand up for it
Member since 5/05 18602 total posts
Name:
The cure IS worse!
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Re: I'm wondering...Elective C-section and Insurance?
Posted by Diane
My insurance does cover it though.
It covers elective dollar for dollar?
I don't know if that seems fair or not.
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| Posted 5/10/06 9:15 AM |
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Janice
Sweet Jessie Quinn
Member since 5/05 27567 total posts
Name:
Janice
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Re: I'm wondering...Elective C-section and Insurance?
interesting question. Since c-section you stay extra days in the hospital, def anasthesia bill....seems weird that it would be covered electively.
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| Posted 5/10/06 9:45 AM |
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Diane
Hope is Contagious....catch it
Member since 5/05 30683 total posts
Name:
D
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Re: I'm wondering...Elective C-section and Insurance?
Posted by DebG
Posted by Diane
My insurance does cover it though.
It covers elective dollar for dollar?
I don't know if that seems fair or not.
I dont know if they cover elective....I dont know anyone who would want to have it electively??
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| Posted 5/10/06 9:49 AM |
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DebG
Pick a cause & stand up for it
Member since 5/05 18602 total posts
Name:
The cure IS worse!
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Re: I'm wondering...Elective C-section and Insurance?
a person I know in real life is "thinking" about it...which is what sparked me thought process.
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| Posted 5/10/06 9:54 AM |
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Dragonfly75
I love Hypnobabies
Member since 3/06 2333 total posts
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Re: I'm wondering...Elective C-section and Insurance?
Posted by Diane
Posted by DebG
Posted by Diane
My insurance does cover it though.
It covers elective dollar for dollar?
I don't know if that seems fair or not.
I dont know if they cover elective....I dont know anyone who would want to have it electively??
I know someone who elected to have her first child as a c-section. I guess she didn't want to deal with labor -- not a decision I would have made. In the end she had a more difficult time recovering from the surgery than she had expected.
ETA: I don't know what her insurance situation was, but I think it was covered.
Message edited 5/10/2006 9:58:40 AM.
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| Posted 5/10/06 9:57 AM |
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bethsiar
LIF Adult
Member since 9/05 1390 total posts
Name:
Beth
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Re: I'm wondering...Elective C-section and Insurance?
How would the insurance company know if she elected to have the c-section or if it was suggested to her?
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| Posted 5/10/06 10:11 AM |
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DebG
Pick a cause & stand up for it
Member since 5/05 18602 total posts
Name:
The cure IS worse!
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Re: I'm wondering...Elective C-section and Insurance?
Posted by bethsiar
How would the insurance company know if she elected to have the c-section or if it was suggested to her?
I would guess that it would depend on how the doctor coded it
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| Posted 5/10/06 10:13 AM |
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pmpkn087
Life is good...
Member since 9/05 18504 total posts
Name:
Stephanie
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Re: I'm wondering...Elective C-section and Insurance?
I belive that it is covered, and I know of two people at work who had elective c-section. I don't know what their thinking was, but I personally would not make the same choice. But, everyone is different.
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| Posted 5/10/06 10:14 AM |
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bethsiar
LIF Adult
Member since 9/05 1390 total posts
Name:
Beth
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Re: I'm wondering...Elective C-section and Insurance?
Posted by DebG
Posted by bethsiar
How would the insurance company know if she elected to have the c-section or if it was suggested to her?
I would guess that it would depend on how the doctor coded it
yeah your right...interesting question.
I wonder if a lot of doctors do that?
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| Posted 5/10/06 10:15 AM |
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