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Insurance Question

Posted By Message

wcs3504
my boys

Member since 2/06

2506 total posts

Name:
Wanda (formerly cw0904 on LIW)

Insurance Question

We are doing IUI which are completely covered with DH's insurance for unlimited cycles.

The RE said he wants us to try IUI for 3/4 months then move on to IVF. IVF isn't covered w/ DH's insurance but on my insurance, it is. BUT I am not enrolled. So my question is can I be enrolled in both medical insurances or is that not allowed?

Posted 12/4/08 9:16 AM
 
Long Island Weddings
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Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: Insurance Question

yes but only on open enrollment. Most firms open enrollment periods are over. Maybe you can call your benefits department and get added.

The only other way you could get added to your health plan is if you lost the coverage that your DH has. It's a qualifying event.

I would call your benefits dept asap and get added because if you go for IVF it will be big bucks!

Posted 12/4/08 9:24 AM
 

wcs3504
my boys

Member since 2/06

2506 total posts

Name:
Wanda (formerly cw0904 on LIW)

Re: Insurance Question

Posted by Blu-ize

yes but only on open enrollment. Most firms open enrollment periods are over. Maybe you can call your benefits department and get added.

The only other way you could get added to your health plan is if you lost the coverage that your DH has. It's a qualifying event.

I would call your benefits dept asap and get added because if you go for IVF it will be big bucks!




My HR rep came by Tues. to confirm if I want to be added or not and I said no. I'm going to see her today and get this taken care of... Thanks!Chat Icon

Posted 12/4/08 9:36 AM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: Insurance Question

Posted by wcs3504

Posted by Blu-ize

yes but only on open enrollment. Most firms open enrollment periods are over. Maybe you can call your benefits department and get added.

The only other way you could get added to your health plan is if you lost the coverage that your DH has. It's a qualifying event.

I would call your benefits dept asap and get added because if you go for IVF it will be big bucks!




My HR rep came by Tues. to confirm if I want to be added or not and I said no. I'm going to see her today and get this taken care of... Thanks!Chat Icon



yes. Also find out exactly what the IF benefits are. They really vary and some pay for certain things and not for others.

Make sure your paying the additional premium makes sense.

Posted 12/4/08 9:52 AM
 

wcs3504
my boys

Member since 2/06

2506 total posts

Name:
Wanda (formerly cw0904 on LIW)

Re: Insurance Question

Posted by Blu-ize

yes. Also find out exactly what the IF benefits are. They really vary and some pay for certain things and not for others.

Make sure your paying the additional premium makes sense.



I spent nearly all morning on the phone with Oxford to get the logistics on the IF info. I just have to take care of the paperwork now. Thanks!! Chat Icon

Posted 12/4/08 2:07 PM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: Insurance Question

Posted by wcs3504

Posted by Blu-ize

yes. Also find out exactly what the IF benefits are. They really vary and some pay for certain things and not for others.

Make sure your paying the additional premium makes sense.



I spent nearly all morning on the phone with Oxford to get the logistics on the IF info. I just have to take care of the paperwork now. Thanks!! Chat Icon



good for you. Get it in writing!

Posted 12/4/08 2:14 PM
 
 

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