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MissJones
I need a nap!
Member since 5/05 22136 total posts
Name:
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Is Free Credit Report.com really free and is it reputable?
Or is there a better place to get a credit report?
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Posted 9/27/09 11:57 AM  |
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BabyBoy
is Skylar Elizabeth
Member since 5/05 4189 total posts
Name:
Tom
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Re: Is Free Credit Report.com really free and is it reputable?
Freecreditreport pushes you to sign up for services which you must cancel in order to not get charged. the below is totally free..
remember, you don't get scores, just reports
https://www.annualcreditreport.com/cra/index.jsp
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| Posted 9/27/09 12:07 PM |
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MissJones
I need a nap!
Member since 5/05 22136 total posts
Name:
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Re: Is Free Credit Report.com really free and is it reputable?
Thank you!
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| Posted 9/27/09 12:17 PM |
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Ma-n-Pa2008
Mommy's Big Boy
Member since 3/09 2584 total posts
Name:
Melissa
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Re: Is Free Credit Report.com really free and is it reputable?
i did free credit report and it's free fof 30 days and then when you call to cancel they are a pain in the neck about it, but they'll do it. otherwise it's $12 or 13 a month.
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| Posted 9/27/09 2:44 PM |
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CrankyPants
I'm cranky
Member since 7/06 18178 total posts
Name:
Mama Cranky
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Re: Is Free Credit Report.com really free and is it reputable?
Posted by Ma-n-Pa2008
i did free credit report and it's free fof 30 days and then when you call to cancel they are a pain in the neck about it, but they'll do it. otherwise it's $12 or 13 a month.
Exactly
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| Posted 9/27/09 2:48 PM |
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munchkinbugs
My little loves!
Member since 1/06 8093 total posts
Name:
Lisa
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Re: Is Free Credit Report.com really free and is it reputable?
I didn't read the fine print and was charged $15 a month for over a year! 
The first month is free, just remember to cancel it.
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| Posted 9/28/09 9:03 AM |
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Peainapod
Peanuts are here!
Member since 1/09 13591 total posts
Name:
Diana
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Re: Is Free Credit Report.com really free and is it reputable?
Posted by Ma-n-Pa2008
i did free credit report and it's free fof 30 days and then when you call to cancel they are a pain in the neck about it, but they'll do it. otherwise it's $12 or 13 a month.
yes...DH did this and we had the same problem. i was billed for 2 mo's before i realized what was going on. they did cancel it but god they give you a hard time about it.
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| Posted 9/28/09 9:06 AM |
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BabyBoy
is Skylar Elizabeth
Member since 5/05 4189 total posts
Name:
Tom
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Re: Is Free Credit Report.com really free and is it reputable?
Note sure why everyone wants to input there credit info when there is no need to.
If you go to
annualcreditreport.com which was set up in part by the gov't, you don't need any card information. You can access this once a year. I access 1 report every 3 months per year..
freecreditreport is popular only because they have 1111 commercials on tv
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| Posted 9/28/09 9:44 AM |
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J9-13
We're gonna be big sisters!
Member since 6/06 14887 total posts
Name:
J9
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Re: Is Free Credit Report.com really free and is it reputable?
Posted by Peainapod
Posted by Ma-n-Pa2008
i did free credit report and it's free fof 30 days and then when you call to cancel they are a pain in the neck about it, but they'll do it. otherwise it's $12 or 13 a month.
yes...DH did this and we had the same problem. i was billed for 2 mo's before i realized what was going on. they did cancel it but god they give you a hard time about it.
This is exactly the case for me too.
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| Posted 9/28/09 9:45 AM |
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MissJones
I need a nap!
Member since 5/05 22136 total posts
Name:
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Re: Is Free Credit Report.com really free and is it reputable?
Posted by BabyBoy
If you go to
annualcreditreport.com which was set up in part by the gov't, you don't need any card information. You can access this once a year. I access 1 report every 3 months per year..
I saw that Freecreditreport.com charged after a month. I had it in my head to cancel. But the site above is TOTALLY free (unless you want your credit score, too!).
Learn from my mistake. Call the phone number and have the reports mailed to you unless you don't mind printing out over 30 pages per report! 
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| Posted 9/28/09 10:04 AM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Is Free Credit Report.com really free and is it reputable?
freecreditreport.com is ran by Experian so it's totally legit.
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| Posted 9/28/09 10:57 AM |
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skinny
3 boys and a princess!
Member since 11/08 8178 total posts
Name:
Momma
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Re: Is Free Credit Report.com really free and is it reputable?
I used Freecreditreport.com (and paid $12.95 a month) for a year. My credit was terrible and using their site let me log on each month to help me monitor my credit better. Within a year, my score increased by more than 100 poiints. I liked it bc i got alerts when changes were made to my report and I could see my score and full report every month.
If u just want to check your score 1X, not worth it. If u have "issues" and need to work on your credit, it may be worth it.
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| Posted 9/28/09 11:12 AM |
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nrthshgrl
It goes fast. Pay attention.
Member since 7/05 57538 total posts
Name:
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Re: Is Free Credit Report.com really free and is it reputable?
I was able to get a free report. You are entitled to a free report from each of the agencies so space it throughout the year.
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| Posted 9/28/09 11:24 AM |
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