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JRG71
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Member since 5/05 5025 total posts
Name:
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Is pregnancy a pre-existing condition?
I was thinking of switching over to my DH's coverage. We both have BC/BS (mine is of Mass. his is of NY) - I was wondering if anyone knew for sure if pregnancy was considered a pre-existing condition, and not covered if you lose or switch plans.
Thanks!
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Posted 10/20/06 12:14 PM  |
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mommy2bella
Where does time go?
Member since 12/05 9747 total posts
Name:
Kelly
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Re: Is pregnancy a pre-existing condition?
I was told it wasn't when I switched my insurance (I was three months PG when I did)
I went from UHC to Aetna...
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| Posted 10/20/06 12:15 PM |
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JRG71
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Member since 5/05 5025 total posts
Name:
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Re: Is pregnancy a pre-existing condition?
Posted by mommy2bellabean
I was told it wasn't when I switched my insurance (I was three months PG when I did)
I went from UHC to Aetna...
That's great news! Thanks!
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| Posted 10/20/06 12:16 PM |
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Trouble
I am going 2 be a BIG brother?
Member since 5/06 684 total posts
Name:
"HearzBellz"
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Re: Is pregnancy a pre-existing condition?
I don't think they are allowed to pull coverage for PG. I would ask the administrator/HR person if you can.
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| Posted 10/20/06 12:17 PM |
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SoinLove
Making big changes
Member since 5/05 16541 total posts
Name:
Kristin
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Re: Is pregnancy a pre-existing condition?
Most people I talked to insisted it was when I was pregnant with DS. We made the switch anyway and never had any issues. I switched from my own insurance (Aetna) to DH's (Cigna).
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| Posted 10/20/06 12:19 PM |
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Janice
Sweet Jessie Quinn
Member since 5/05 27567 total posts
Name:
Janice
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Re: Is pregnancy a pre-existing condition?
We made the switch from my BCBS to cobra to DH's BCBS. Not pre-exisiting, but much easier to make the switch if you have had nonstop coverage. So my advice would be do not let time lapse between ending yours and starting on his.
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| Posted 10/20/06 3:20 PM |
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Stacey1403
Where it all began....
Member since 5/05 24065 total posts
Name:
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Re: Is pregnancy a pre-existing condition?
I believe as long as you were covered by another insurance it is fine.
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| Posted 10/20/06 3:26 PM |
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PrincessP
Big sister!!!!!!!!!!
Member since 12/05 17450 total posts
Name:
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Re: Is pregnancy a pre-existing condition?
I just did exactly what you are asking and am now on BC/BS....I hope they pay the bills  Just kidding! Everything looks good!
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| Posted 10/20/06 3:27 PM |
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Lillykat
going along for the ride...
Member since 5/05 16253 total posts
Name:
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Re: Is pregnancy a pre-existing condition?
I believe they cannot say that pregnancy is a pre-existing condition. I think it is the only exception.
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| Posted 10/20/06 4:04 PM |
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dm24angel
Happiness
Member since 5/05 34581 total posts
Name:
Donna
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Re: Is pregnancy a pre-existing condition?
i work in health insurance, Pregnancy IS NOT a pre exisiting condition, its actually against the law to make it one.
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| Posted 10/20/06 4:25 PM |
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JRG71
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Member since 5/05 5025 total posts
Name:
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Re: Is pregnancy a pre-existing condition?
Posted by dm24angel
i work in health insurance, Pregnancy IS NOT a pre exisiting condition, its actually against the law to make it one.
That's a reflief - Thank you!
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| Posted 10/20/06 6:23 PM |
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snuggleupagus
I'm a rolling machine.
Member since 9/06 2064 total posts
Name:
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Re: Is pregnancy a pre-existing condition?
DH looked it up for me b/c I was worried since my insurance doesn't kick in for a couple months...pregnancy is exempt from ALL pre-existing conditions rules.
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| Posted 10/20/06 6:42 PM |
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nferrandi
too excited for words
Member since 10/05 18538 total posts
Name:
Nicole
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Re: Is pregnancy a pre-existing condition?
I was on Cobra for the first 6 monhs of my pregnancy and then when DH got a new job I switched to his coverage without a problem.
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| Posted 10/20/06 6:43 PM |
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