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Just Sitting Here Wondering With The New Legislation That Just Passed Pertaining To Insurance If and How It May Effect Infertility Coverage?
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BabyLove08
Love her!
Member since 2/08 3673 total posts
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Just Sitting Here Wondering With The New Legislation That Just Passed Pertaining To Insurance If and How It May Effect Infertility Coverage?
Something to think about huh ladies? I mean, they say no lifetime maximums anymore...hummmm....
Message edited 3/22/2010 2:50:34 PM.
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Posted 3/22/10 2:50 PM  |
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KrisClaire
LIF Toddler
Member since 2/10 386 total posts
Name:
Kris
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Re: Just Sitting Here Wondering With The New Legislation That Just Passed Pertaining To Insurance If and How It May Effect Infertility Coverage?
I think you will find that for basic coverage. My ins already doesnt cover ivf..
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| Posted 3/22/10 2:59 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Just Sitting Here Wondering With The New Legislation That Just Passed Pertaining To Insurance If and How It May Effect Infertility Coverage?
Most IF coverage is determined by the employer, not the insurance companies.
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| Posted 3/22/10 3:03 PM |
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MrsRbk
<3 <3 <3 <3
Member since 1/06 19197 total posts
Name:
Michelle
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Re: Just Sitting Here Wondering With The New Legislation That Just Passed Pertaining To Insurance If and How It May Effect Infertility Coverage?
Posted by Blu-ize
Most IF coverage is determined by the employer, not the insurance companies.
Yup!
I am fortunate that I live in a state where IF coverage is mandated. HOWEVER, there are loop holes to this and not all compaines need to follow the mandate.
My company included. I'm lucky in that I had pretty good coverage, but it is NOT the coverage that is mandated by the state. When I questioned it, I was told it's about how the company "funds" the policy.
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| Posted 3/22/10 3:15 PM |
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Re: Just Sitting Here Wondering With The New Legislation That Just Passed Pertaining To Insurance If and How It May Effect Infertility Coverage?
Posted by BabyLove08
Something to think about huh ladies? I mean, they say no lifetime maximums anymore...hummmm....
Since it is considered "elective" treatment, I don't think infertility benefits will be subjected to the no lifetime limit...not to metion the other restrictions that can be placed on elective treatment (age, other health conditions, etc).
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| Posted 3/22/10 9:50 PM |
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BA2008
Need to find some hope!
Member since 2/08 2485 total posts
Name:
Beth -Ann
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Re: Just Sitting Here Wondering With The New Legislation That Just Passed Pertaining To Insurance If and How It May Effect Infertility Coverage?
yeah, I wanted to know what that change might have been as well. Not that it matters to me anymore (done with IVF's at this point).
Being a small business owner (50 or fewer employees), I cannot even get an IVF rider at this point offered to me. So we only have basic IF coverage. Which is included with our policy. (and luckily it includes a lot of stuff I didn't think would be included).
But, I'm sure whatever they do, they wont get it right for IF.
Maybe I'll search online later.
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| Posted 3/23/10 11:30 AM |
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