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dm24angel
Happiness
Member since 5/05 34581 total posts
Name:
Donna
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Listen to this! ( insurance related)
As many of you know I work for Empire BCBS...Well today I was trained on a new account. All Suffolk County employees will have Empire starting 11/1...Over 100,000 people..WELL...Their Infertility coverage is AMAZING!
They get ( get ready.....................)
3 IIVF cycles PER YEAR! AND full coverage, no deductibles, co pays etc...AND full coverage for sperm banking or egg freezing for 6 months!!! No maxium lifetime limit or anything...and of course full IUI coverage.
Even Gift/Zift coverage.
I almost spit my coffee out when I read this.
Told DH if it comes to it, I will apply for every job SuffolkCounty offers...Heck I'll be a janitor if I get to have babies!
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Posted 10/13/05 6:22 PM  |
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rose825
Best Friends
Member since 6/05 10228 total posts
Name:
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Re: Listen to this! ( insurance related)
that is awesome. Dh has an interview tomorrow for NYC, do you know which plan has the best coverage for them?
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| Posted 10/13/05 6:32 PM |
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dm24angel
Happiness
Member since 5/05 34581 total posts
Name:
Donna
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Re: Listen to this! ( insurance related)
Posted by rose825
that is awesome. Dh has an interview tomorrow for NYC, do you know which plan has the best coverage for them?
sorry I dont....
We cover NYC employees for Hospital care, but I believe they have GHI for Medical?
My Dad is a retired NYC cop and he has GHI as his medical.
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| Posted 10/13/05 6:35 PM |
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redstar
Delay is not denial
Member since 5/05 2220 total posts
Name:
Michelle
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Re: Listen to this! ( insurance related)
My friend has empire insurance but she works in nassau county.
She told me it's 2 1/2 lifetime ivf .....so I guess hers is different. I
GHI, from the city covers 3 lifetime IVF with a 25 % copay. Unlimited IUI's till 44 , all testing and meds are covered with copay of course.
Sounds like suffolk county is the way to go without a doubt !!!! GEEZ....that's amazing
Message edited 10/13/2005 6:47:50 PM.
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| Posted 10/13/05 6:46 PM |
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dm24angel
Happiness
Member since 5/05 34581 total posts
Name:
Donna
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Re: Listen to this! ( insurance related)
Posted by redstar
My friend has empire insurance but she works in nassau county.
She told me it's 2 1/2 lifetime ivf .....so I guess hers is different. I
GHI, from the city covers 3 lifetime IVF with a 25 % copay. Unlimited IUI's till 44 , all testing and meds are covered with copay of course.
Sounds like suffolk county is the way to go without a doubt !!!! GEEZ....that's amazing
I know!
I WORK FOR THE COMPANY and we get ZERO IVF coverage, NOTHING at all!
It all depends on the company!
Other companies with good benefits through us are Verizon and NorthShore LIJ...they both have IVF coverage and over all amazing benefits!
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| Posted 10/13/05 6:54 PM |
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rose825
Best Friends
Member since 6/05 10228 total posts
Name:
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Re: Listen to this! ( insurance related)
I work for NSLIJ but I am in 1199 and we have NO coverage.
That NYC GHI policy sounds good to me!!!
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| Posted 10/13/05 7:00 PM |
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Anniegrl
I'm two!
Member since 5/05 4320 total posts
Name:
Ann
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Re: Listen to this! ( insurance related)
Wow, that's really good. I have Aetna and I have only 4 IVF cycles per lifetime covered (which is still good). Embryo storage is not covered though.
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| Posted 10/13/05 7:30 PM |
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Re: Listen to this! ( insurance related)
Rose- I teach in NYC and most of my co-workers use GHI. I use HIP and have no complaints, and I've had to be hospitalized a few times with my asthma.
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| Posted 10/13/05 7:35 PM |
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Susan
Loving Mommyhood!
Member since 5/05 2391 total posts
Name:
Susan
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Re: Listen to this! ( insurance related)
Ok, time for all of us to find a job for the county! 
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| Posted 10/13/05 10:04 PM |
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Gertyrae
Peace out Homies!
Member since 5/05 20046 total posts
Name:
Gerty ®
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Re: Listen to this! ( insurance related)
Geez, I applied for a job with the county in the spring...wouldn't that be nice if I actually got in!
That coverage is amazing!!!
I have Empire now and all it covers is 4 IUI cycles...and that's with a $40 copay each office visit.
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| Posted 10/14/05 12:32 AM |
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redstar
Delay is not denial
Member since 5/05 2220 total posts
Name:
Michelle
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Re: Listen to this! ( insurance related)
Oh let me add, ...City employee GHI ...copay is 15 dollars....however, when they do blood it's an extra 15 dollars. For instance, IUI is 15 dollars, but a sono/blood is 30 dollars.
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| Posted 10/14/05 12:48 AM |
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Diane
Hope is Contagious....catch it
Member since 5/05 30683 total posts
Name:
D
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Re: Listen to this! ( insurance related)
That is really good. I have Empire (Not BCBS)
and we have 50,000 lifetime for IVF and up to 6 months of frozen (cryopreservation)
It does cover a lot of other stuff too, such as egg donors and ICSI, and some other stuff.
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| Posted 10/14/05 7:45 AM |
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Donna
1 year already!!
Member since 5/05 3360 total posts
Name:
Donna
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Re: Listen to this! ( insurance related)
That's awesome!!!
for any of you getting ready to take a suffolk county job just make sure the coverage starts immediately. Sometimes you have to be an employee for X amount of months/years. Like Walgreens has awesome IF benefits but now you have to be an employee for 5 years!!
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| Posted 10/14/05 8:56 AM |
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kakarch
LIF Infant
Member since 5/05 175 total posts
Name:
Keri
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Re: Listen to this! ( insurance related)
I know, I am lucky enough to have that coverage....It feels so weird - going to the RE and not even having to pay a copay!!!
I wish that it was mandatory for all women. TTC is stressful enough, having to worry about $$$ on top of it is just torture!!!
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| Posted 10/14/05 10:02 AM |
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Tah-wee-ZAH
Kisses
Member since 5/05 15952 total posts
Name:
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Re: Listen to this! ( insurance related)
Posted by Diane
That is really good. I have Empire (Not BCBS)
and we have 50,000 lifetime for IVF and up to 6 months of frozen (cryopreservation)
It does cover a lot of other stuff too, such as egg donors and ICSI, and some other stuff.
I have the same. That's $50K lifetime for everything medically you might need not just infertility. Unfortunately, 50K for life is just a drop in the bucket.
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| Posted 10/14/05 7:26 PM |
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