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shelley78
LIF Zygote
Member since 3/08 48 total posts
Name:
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Mortgage question! Help!
DH and I just got pre-approved for our mortgage. I know the rates are going up - but I feel we can get a lower rate somewhere else. Is it worth it for us to go check out other banks? The process of getting the pre-approval was long and I'd rather not have to go around giving out our info again. What do you guys recommend?
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Posted 6/10/09 10:42 PM  |
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JandJ1224
Member since 6/06 5911 total posts
Name:
Jannette
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Re: Mortgage question! Help!
I would suggest shopping rates, its shouldn't be as much of a pain since you already have all your papers together
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| Posted 6/10/09 10:47 PM |
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cindy104
This is my "Baby"
Member since 6/08 1522 total posts
Name:
Cindy
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Re: Mortgage question! Help!
Posted by JandJ1224
I would suggest shopping rates, its shouldn't be as much of a pain since you already have all your papers together
I agree! Other banks will need the same info...just keep it all in one place and you'll be prepared to have it avail
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| Posted 6/10/09 10:58 PM |
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micknjohn
LIF Infant
Member since 7/08 333 total posts
Name:
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Re: Mortgage question! Help!
It is my understanding that they don't let you lock in at a rate until you are in contract. That';s what we were told when we went to the bank for a pre-approval.
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| Posted 6/11/09 8:10 AM |
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mandasue
LIF Adolescent
Member since 3/09 772 total posts
Name:
Amanda
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Re: Mortgage question! Help!
do u have a house your interested in or have placed an offer on??
if so you can use the contract time to shop around....
if not i would start looking at houses first bc prices are starting to go up slightly
just what i have noticed lately.....good luck
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| Posted 6/11/09 11:52 AM |
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