Dh and i do fairly well together. I feel like on paper our budget allows us to save one of my paychecks and some of his. but in reality we dont. the last few years have been rough bc i was out on maternity twice, both time i lost about 6 weeks pay each time plus he broke his leg in the summer of 07 and didnt do ot for 6 months.
He has a salary and then can earn up to 20% of his salry in ot. he broke his leg in june and was up to about 11% when he didnt do anymroe ot that year. But despite that i still feel like we should be saving more and its just always sometign i feel like. we want buy a house within about 18-24 months and i feel like we can go over our budget now bc we rent and have that flexibility but what about when we have mortgae and dont have that saving to fall back on. how do you do it?