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OMG....Now what..........

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Geraldine
Lovin Life........

Member since 5/07

2388 total posts

Name:
Geraldine

OMG....Now what..........

I just found out that my ING act. was closed out and the balance was mailed to me.......... but I didn't close it.... nor did I receive a check!!! they told me they need to investigate and it will take a few days???? I'm flipping out!!! how could this happen????

Posted 10/11/07 12:26 PM
 
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MsSissy
xoxoxo

Member since 3/07

39159 total posts

Name:

Re: OMG....Now what..........

Chat Icon Chat Icon Chat Icon OMG....I would be freaking out!
I hope you get some good news, like the info they gave you was incorrect!

Posted 10/11/07 12:28 PM
 

Phyl
R.I.P. Sweet Mia ♥

Member since 5/06

28918 total posts

Name:
The Mystical Azzhorse! ™

Re: OMG....Now what..........

Chat Icon Chat Icon I hope they find out what happened PDQ!!!!!!!!Chat Icon

Posted 10/11/07 12:31 PM
 

eroxgirl
My Loves

Member since 5/05

15697 total posts

Name:
Rebecca

Re: OMG....Now what..........

Chat Icon Holy crap!!!

Chat Icon Chat Icon Chat Icon

Posted 10/11/07 12:32 PM
 

JandJ1224

Member since 6/06

5911 total posts

Name:
Jannette

Re: OMG....Now what..........

OMG I can't imagine, my husband always questions if ING is safe..!

Posted 10/11/07 12:33 PM
 

glinda-goodwitch
:-)

Member since 7/06

9149 total posts

Name:
Beth

Re: OMG....Now what..........

Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon I hope they were just mistaken! Chat Icon Chat Icon Chat Icon

Posted 10/11/07 12:34 PM
 

Ginger123
Sooo happy

Member since 8/07

1235 total posts

Name:
dana

Re: OMG....Now what..........

that is bs!!! what the hell ... ????

Posted 10/11/07 12:35 PM
 

Geraldine
Lovin Life........

Member since 5/07

2388 total posts

Name:
Geraldine

Re: OMG....Now what..........

Does anyone work for a bank? know what my rights are? This is a nightmare..

Posted 10/11/07 12:44 PM
 

JP826
=)

Member since 9/06

10903 total posts

Name:
Me!! All about ME!

Re: OMG....Now what..........

Why would they mail a check to you?? Wouldn't the funds have gotten wired back to your primary savings /checking account? Sounds very fishy to me. Chat Icon

Posted 10/11/07 1:22 PM
 

JessieQ
Rest in Peace baby Rogan

Member since 6/07

1122 total posts

Name:
Jessica

Re: OMG....Now what..........

Posted by SIBride06

Why would they mail a check to you?? Wouldn't the funds have gotten wired back to your primary savings /checking account? Sounds very fishy to me. Chat Icon



I agree. Have you contacted ING directly about this?

ETA: I just googled it and found an example letter someone got from ING when ING closed their account. I read the letter from ING and it states that "Any account balance plus any interest earned on your Electric Orange will be transferred back to your external, linked checking account five business days later." Here is the link

How did you hear that the account was closed? Could it be a fraud to get you to give them your account info? If it was by e-mail, do not click any links, go to the ing website yourself.

Either way, that is scary, I hope you can get this settled soon!Chat Icon

Message edited 10/11/2007 1:29:56 PM.

Posted 10/11/07 1:23 PM
 

Gumpslilqtpie
Living the DREAM!!!

Member since 7/06

2646 total posts

Name:
Kimmer

Re: OMG....Now what..........

OMG! Chat Icon Chat Icon Chat Icon That it was just a simple mistake.

Posted 10/11/07 1:24 PM
 

Christine
2nd verse same as the 1st

Member since 5/05

15287 total posts

Name:

Re: OMG....Now what..........

I would call them and get the full story - that doesn't make sense.

1-888-ING-0727 or 302-255-3473

Posted 10/11/07 1:24 PM
 

angnick
Life is So Wonderful!

Member since 8/06

6663 total posts

Name:
Angela

Re: OMG....Now what..........

keep us posted! that is nuts!

I have an ing account and god forbid anything like that happened!

Posted 10/11/07 1:32 PM
 

Geraldine
Lovin Life........

Member since 5/07

2388 total posts

Name:
Geraldine

Re: OMG....Now what..........

Posted by SIBride06

Why would they mail a check to you?? Wouldn't the funds have gotten wired back to your primary savings /checking account? Sounds very fishy to me. Chat Icon



DH was online to check the balance... he couldn't find the act.... so he called them....... they told him the act. was closed and the balance was mailed to us...over a month ago..... he told them there is no way that act. was closed and we never received any money,notice or anything..... they said they would have do do an investigation and let us know in a few days......

I just want to know what my rights are....how could they close an act and mail my money to someone?????

Posted 10/11/07 1:35 PM
 

Geraldine
Lovin Life........

Member since 5/07

2388 total posts

Name:
Geraldine

Re: OMG....Now what..........

Posted by angnick

keep us posted! that is nuts!

I have an ing account and god forbid anything like that happened!



I would go online and check it just incase......

Posted 10/11/07 1:37 PM
 

MommyofG
just the girls

Member since 5/05

9461 total posts

Name:
Janice

Re: OMG....Now what..........

OMG I hope it all works out- my financial advisor did not rec them when we were figuring out what to do.

Posted 10/11/07 1:38 PM
 

JP826
=)

Member since 9/06

10903 total posts

Name:
Me!! All about ME!

Re: OMG....Now what..........

Have them pull the tapes if the closing request was made via phone. If it was made in writing, you NEED to see documentation. Made onine? You need to get the IP address. They have this info, and your entitled to get it. If they cant provide this, take legal action - PRONTO. Do not sit on this.

BTW, If they said they "mailed" it a month ago & you didn't authorize this, they owe you a months worth of interest.

Message edited 10/11/2007 1:41:47 PM.

Posted 10/11/07 1:41 PM
 

BlueDiamonds
mommy to 3 boys

Member since 2/07

3885 total posts

Name:
proud mommy

Re: OMG....Now what..........

Posted by JessieQ

Posted by SIBride06

Why would they mail a check to you?? Wouldn't the funds have gotten wired back to your primary savings /checking account? Sounds very fishy to me. Chat Icon



I agree. Have you contacted ING directly about this?

ETA: I just googled it and found an example letter someone got from ING when ING closed their account. I read the letter from ING and it states that "Any account balance plus any interest earned on your Electric Orange will be transferred back to your external, linked checking account five business days later." Here is the link

How did you hear that the account was closed? Could it be a fraud to get you to give them your account info? If it was by e-mail, do not click any links, go to the ing website yourself.

Either way, that is scary, I hope you can get this settled soon!Chat Icon



I was just going to post this, as I closed my ING account 2 weeks ago. I received the same email about how all funds and interest not yet deposited into the account would be transfered to my linked checking. There is no reason for them to send you a check. Find out what is going on ASAP! Did you try logging into your account (not through the email) and see what it says?

Posted 10/11/07 1:42 PM
 

Kara
Now Zagat Rated!

Member since 3/07

13217 total posts

Name:
They call me "Tater Salad"

Re: OMG....Now what..........

Posted by SIBride06

Have them pull the tapes if the closing request was made via phone. If it was made in writing, you NEED to see documentation. Made onine? You need to get the IP address. They have this info, and your entitled to get it. If they cant provide this, take legal action - PRONTO. Do not sit on this.

BTW, If they said they "mailed" it a month ago & you didn't authorize this, they owe you a months worth of interest.



I agree COMPLETELY!

I check my bank accounts every day... How did this happen over a month ago?! Demand the documentation IMMEDIATELY.

Posted 10/11/07 1:43 PM
 

JessieQ
Rest in Peace baby Rogan

Member since 6/07

1122 total posts

Name:
Jessica

Re: OMG....Now what..........

Posted by Geraldine

Posted by SIBride06

Why would they mail a check to you?? Wouldn't the funds have gotten wired back to your primary savings /checking account? Sounds very fishy to me. Chat Icon



DH was online to check the balance... he couldn't find the act.... so he called them....... they told him the act. was closed and the balance was mailed to us...over a month ago..... he told them there is no way that act. was closed and we never received any money,notice or anything..... they said they would have do do an investigation and let us know in a few days......

I just want to know what my rights are....how could they close an act and mail my money to someone?????



Oh ok, I was worried it was a scam. Well, I just looked at their terms and conditions, (I have an ING account and don't want this to happen to me!), and it says:
"Closing an Account: You can close your account at any time, for any reason. We can close your account at any time, for any reason and without advance notice."

But while they technically can close the account, they have to give YOU the money if you're the primary owner. I hope then that they figure this out soon, they must have a record of the address tehy sent it to, and whether it was cashed, so hopefully they can just write a check. Chat Icon Sorry you have to go through this, I would be fuming right now!

Posted 10/11/07 1:45 PM
 

JP826
=)

Member since 9/06

10903 total posts

Name:
Me!! All about ME!

Re: OMG....Now what..........

Oh yeah, and another thing..... Did you ask if that check was cashed??

This story really bothers me because I had my whole wedding savings account at ING. If something like this happened to me, I would have digged myself a 6 foot hole & buried myself. Chat Icon

Posted 10/11/07 1:47 PM
 

Geraldine
Lovin Life........

Member since 5/07

2388 total posts

Name:
Geraldine

Re: OMG....Now what..........

Posted by SIBride06

Oh yeah, and another thing..... Did you ask if that check was cashed??

This story really bothers me because I had my whole wedding savings account at ING. If something like this happened to me, I would have digged myself a 6 foot hole & buried myself. Chat Icon



you have no idea...... I'm friggen losing my mind...........they didn't tell DH anything..just that they needed a few days to investigate......I"M CALLING NOW......

Posted 10/11/07 2:04 PM
 

Kara
Now Zagat Rated!

Member since 3/07

13217 total posts

Name:
They call me "Tater Salad"

Re: OMG....Now what..........

Good luck - demand all the paperwork they have on this!!! You have rights, but sometimes you have to make noise to get them.

GOOD LUCK!! I'm nervous FOR you just hearing this. Chat Icon Chat Icon Chat Icon

Posted 10/11/07 3:14 PM
 

evnme
My little lamb

Member since 8/05

12633 total posts

Name:
aka momma2b

Re: OMG....Now what..........

Chat Icon Chat Icon

Posted 10/11/07 3:41 PM
 

SummerMom
Now a mom of 2!

Member since 6/07

4970 total posts

Name:

Re: OMG....Now what..........

You didn't do anything wrong, so you will get your money back. A previous poster was right when she mentioned that ING has to have a record of the attempt to close the account - a phone recording, a letter with "your" signature, or an Internet request that of course has an IP address associated with it. Demand to see this! It will prove that you're in the right.

GOOD LUCK! Chat Icon Chat Icon Chat Icon

Message edited 10/11/2007 3:52:37 PM.

Posted 10/11/07 3:52 PM
 
 

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