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kaklesmay
Love my baby boy!
Member since 9/05 1151 total posts
Name: Kim
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Ordering Furniture Before Closing
If all goes well we are should close June 26th. :crossingfingersicon:
Should I pick out & order my furniture (LR set, kitchen table, etc.) and schedule the delivery for a day or two after closing or wait until we actually close?
What did you do as a new homeowner ??
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Posted 6/5/06 2:09 PM |
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schnapy
LIF Adolescent
Member since 9/05 766 total posts
Name: Diana
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Re: Ordering Furniture Before Closing
I waited till we were in the house before we ordered anything, I felt I needed to get a feel for how I wanted the rooms decorated
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Posted 6/5/06 2:15 PM |
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Laura1976
Member since 5/05 5754 total posts
Name: Laura
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Re: Ordering Furniture Before Closing
your closing date is not set in stone, a day or two leeway is not really enough. ours was pushed back over 2 weeks for no reason except that everyone coudlnt' come up with one date that all parties could be there. i would wait.
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Posted 6/5/06 2:16 PM |
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smdl
I love Gary too..on a plate!
Member since 5/06 32461 total posts
Name: me
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Re: Ordering Furniture Before Closing
I would wait. Some closings get pushed out, rescheduled, missing paperwork, etc. You don't want to stress that new furniture is coming and you don't have the keys yet.
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Posted 6/5/06 2:17 PM |
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2girls4now
Proud Mommy
Member since 3/06 1745 total posts
Name: Kerri
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Re: Ordering Furniture Before Closing
I say wait because the space feels so different when you are in there...you may order something that doesnt "fit"
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Posted 6/5/06 2:17 PM |
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ODonnell
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Member since 9/05 5983 total posts
Name:
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Re: Ordering Furniture Before Closing
I ordered my LR furniture before we closed because it was made to order and there was a 6-week wait. It was just enough time for us to do our floors and paint.
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Posted 6/5/06 2:22 PM |
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Lisa
I'm a PANK!!!
Member since 5/05 22334 total posts
Name: Professional Aunts No Kids
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Re: Ordering Furniture Before Closing
we placed a hold on our furniture...so we could get the sale price. Once we were in the house, we ordered it and it came right after we had the carpets installed!!
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Posted 6/5/06 2:37 PM |
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~Colleen~
my loves...
Member since 5/05 9129 total posts
Name: guess
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Re: Ordering Furniture Before Closing
I would wait. We were scheduled to close 5/31 and had a contractor lined up for 6/1...it's 6/5 and we haven't closed and there's no date in sight
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Posted 6/5/06 2:38 PM |
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kaklesmay
Love my baby boy!
Member since 9/05 1151 total posts
Name: Kim
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Re: Ordering Furniture Before Closing
Posted by Lisa
we placed a hold on our furniture...so we could get the sale price. Once we were in the house, we ordered it and it came right after we had the carpets installed!!
Thats a great idea. Put it on hold if we find something we love and then place the order when we close and have a good feel for the space.
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Posted 6/5/06 2:44 PM |
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LSP2005
Bunny kisses are so cute!
Member since 5/05 19457 total posts
Name: L
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Re: Ordering Furniture Before Closing
Part of me wished that we had ordered our sofa and recliner so that it would have been ready when we moved in, instead of the 12 weeks after we had owned our home, however, we had some issues - with another person who wanted to purchase our home after we had already signed our contracts (this was in addition to the bidding war). We had a really tight turn around time and needed to be in our home no later than 12/1/05 - we saw our home and purchased it within a month and a half.
One thing to keep in mind is that lenders do not like to see big purchases made with credit or opening up new credit cards just before you buy your home. So if your lender does a credit check they could theoretically deny your mortgage. So with that and the crazy things that can and do happen before a closing, I would select the furniture, but wait to purchase it until a few days after you have closed.
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Posted 6/5/06 2:48 PM |
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kaklesmay
Love my baby boy!
Member since 9/05 1151 total posts
Name: Kim
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Re: Ordering Furniture Before Closing
Posted by LSP2005
Part of me wished that we had ordered our sofa and recliner so that it would have been ready when we moved in, instead of the 12 weeks after we had owned our home, however, we had some issues - with another person who wanted to purchase our home after we had already signed our contracts (this was in addition to the bidding war). We had a really tight turn around time and needed to be in our home no later than 12/1/05 - we saw our home and purchased it within a month and a half.
One thing to keep in mind is that lenders do not like to see big purchases made with credit or opening up new credit cards just before you buy your home. So if your lender does a credit check they could theoretically deny your mortgage. So with that and the crazy things that can and do happen before a closing, I would select the furniture, but wait to purchase it until a few days after you have closed.
Great points!!!! Never thought about the mortgage company!
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Posted 6/5/06 2:55 PM |
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SweetT
LIF Adult
Member since 4/06 1305 total posts
Name: Ali
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Re: Ordering Furniture Before Closing
We did 2 rooms, the den and the kitchen. I'm glad we waited on furniture for the livingroom because we changed our mind a million times. You need to feel out the room for a while before decorating.
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Posted 6/5/06 3:11 PM |
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krwm
<3
Member since 7/05 3466 total posts
Name:
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Re: Ordering Furniture Before Closing
I'd wait. So many factors can change the date of closing and you may not feel the furniture anymore once it happens. I'd wait until after. We did, and I'm glad cause I changed my mind a ton of times.
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Posted 6/5/06 4:12 PM |
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csorisi
My 2 LOVES
Member since 11/05 1984 total posts
Name: Corinne
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Re: Ordering Furniture Before Closing
we bought our furniture the day we closed because we knew it was going to take 4-6 weeks to be delivered. Also if you want to finance the furniture you should wait till after you sign your mortgage with your lender they don't like to see big chunks of credit being taken out. We only really had to buy our bedroom furniture though but we ended up going a few weeks before we closed to see what we wanted and get prices so that we were all set the night we closed to buy it.
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Posted 6/5/06 7:47 PM |
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randella
Love my little man
Member since 8/05 16290 total posts
Name: Randi
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Re: Ordering Furniture Before Closing
we didn't... although I wanted to. DH thought it was a bad idea-- but we had NO furniture in our living room for way over a month as a result of waiting. No couch, no coffee table, no where to sit and relax..
Um-- whenever I listen to DH I wish I hadn't.. if that helps!
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Posted 6/5/06 8:31 PM |
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beena
Sitting on a tree bench!
Member since 5/05 2429 total posts
Name: Gina
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Re: Ordering Furniture Before Closing
we ordered our bedroom set before hand, but just didnt schedule deliver until we closed.
we bought it through raymoor and flanigan and it worked out well.
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Posted 6/5/06 9:24 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name: Beth
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Re: Ordering Furniture Before Closing
Posted by kaklesmay
Posted by LSP2005 One thing to keep in mind is that lenders do not like to see big purchases made with credit or opening up new credit cards just before you buy your home. So if your lender does a credit check they could theoretically deny your mortgage. So with that and the crazy things that can and do happen before a closing, I would select the furniture, but wait to purchase it until a few days after you have closed.
Great points!!!! Never thought about the mortgage company!
I asked my DH this does happen with certain banks-
I would wait- things look different before you live there- and I wouldn't want to jinx it
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Posted 6/5/06 10:50 PM |
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lucyloo
nope
Member since 1/06 9758 total posts
Name:
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Re: Ordering Furniture Before Closing
Our closing was 3 days late. I would wait.
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Posted 6/5/06 11:41 PM |
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2PreciousBlessings
The Perfect Pair
Member since 5/06 19861 total posts
Name: Best Wife & Mommy
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Re: Ordering Furniture Before Closing
Posted by Beth1210
Posted by kaklesmay
Posted by LSP2005 One thing to keep in mind is that lenders do not like to see big purchases made with credit or opening up new credit cards just before you buy your home. So if your lender does a credit check they could theoretically deny your mortgage. So with that and the crazy things that can and do happen before a closing, I would select the furniture, but wait to purchase it until a few days after you have closed.
Great points!!!! Never thought about the mortgage company!
I asked my DH this does happen with certain banks- I would wait- things look different before you live there- and I wouldn't want to jinx it
We definitely waited.
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Posted 6/6/06 7:26 AM |
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TheLorax
LOVE
Member since 2/06 5581 total posts
Name: Suzanne / SuzBride
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Re: Ordering Furniture Before Closing
I'd wait. We ordered a sectional for the den and now the builder is trying to get out of the contract (after a year!). I'd wait just to make sure everything goes through - (doesn't mean you can't start looking though!)
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Posted 6/6/06 9:26 AM |
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Re: Ordering Furniture Before Closing
We ordered our bedroom set. Because, obviously we need that right away. Who wants to sleep on the floor? Other than that we ordered a couple of new appliances and thats it
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Posted 6/6/06 5:00 PM |
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