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Ordering Furniture Before Closing

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kaklesmay
Love my baby boy!

Member since 9/05

1151 total posts

Name:
Kim

Ordering Furniture Before Closing

If all goes well we are should close June 26th. :crossingfingersicon:

Should I pick out & order my furniture (LR set, kitchen table, etc.) and schedule the delivery for a day or two after closing or wait until we actually close?

What did you do as a new homeowner ??

Posted 6/5/06 2:09 PM
 
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schnapy
LIF Adolescent

Member since 9/05

766 total posts

Name:
Diana

Re: Ordering Furniture Before Closing

I waited till we were in the house before we ordered anything, I felt I needed to get a feel for how I wanted the rooms decorated

Posted 6/5/06 2:15 PM
 

Laura1976

Member since 5/05

5754 total posts

Name:
Laura

Re: Ordering Furniture Before Closing

your closing date is not set in stone, a day or two leeway is not really enough. ours was pushed back over 2 weeks for no reason except that everyone coudlnt' come up with one date that all parties could be there. i would wait.

Posted 6/5/06 2:16 PM
 

smdl
I love Gary too..on a plate!

Member since 5/06

32461 total posts

Name:
me

Re: Ordering Furniture Before Closing

I would wait. Some closings get pushed out, rescheduled, missing paperwork, etc. You don't want to stress that new furniture is coming and you don't have the keys yet.

Posted 6/5/06 2:17 PM
 

2girls4now
Proud Mommy

Member since 3/06

1745 total posts

Name:
Kerri

Re: Ordering Furniture Before Closing

I say wait because the space feels so different when you are in there...you may order something that doesnt "fit"

Posted 6/5/06 2:17 PM
 

ODonnell
.

Member since 9/05

5983 total posts

Name:

Re: Ordering Furniture Before Closing

I ordered my LR furniture before we closed because it was made to order and there was a 6-week wait. It was just enough time for us to do our floors and paint.

Posted 6/5/06 2:22 PM
 

Lisa
I'm a PANK!!!

Member since 5/05

22334 total posts

Name:
Professional Aunts No Kids

Re: Ordering Furniture Before Closing

we placed a hold on our furniture...so we could get the sale price. Once we were in the house, we ordered it and it came right after we had the carpets installed!!

Posted 6/5/06 2:37 PM
 

~Colleen~
my loves...

Member since 5/05

9129 total posts

Name:
guess

Re: Ordering Furniture Before Closing

I would wait. We were scheduled to close 5/31 and had a contractor lined up for 6/1...it's 6/5 and we haven't closed and there's no date in sight Chat Icon

Posted 6/5/06 2:38 PM
 

kaklesmay
Love my baby boy!

Member since 9/05

1151 total posts

Name:
Kim

Re: Ordering Furniture Before Closing

Posted by Lisa

we placed a hold on our furniture...so we could get the sale price. Once we were in the house, we ordered it and it came right after we had the carpets installed!!



Thats a great idea. Put it on hold if we find something we love and then place the order when we close and have a good feel for the space.

Posted 6/5/06 2:44 PM
 

LSP2005
Bunny kisses are so cute!

Member since 5/05

19457 total posts

Name:
L

Re: Ordering Furniture Before Closing

Part of me wished that we had ordered our sofa and recliner so that it would have been ready when we moved in, instead of the 12 weeks after we had owned our home, however, we had some issues - with another person who wanted to purchase our home after we had already signed our contracts (this was in addition to the bidding war). We had a really tight turn around time and needed to be in our home no later than 12/1/05 - we saw our home and purchased it within a month and a half.

One thing to keep in mind is that lenders do not like to see big purchases made with credit or opening up new credit cards just before you buy your home. So if your lender does a credit check they could theoretically deny your mortgage. So with that and the crazy things that can and do happen before a closing, I would select the furniture, but wait to purchase it until a few days after you have closed.

Posted 6/5/06 2:48 PM
 

kaklesmay
Love my baby boy!

Member since 9/05

1151 total posts

Name:
Kim

Re: Ordering Furniture Before Closing

Posted by LSP2005

Part of me wished that we had ordered our sofa and recliner so that it would have been ready when we moved in, instead of the 12 weeks after we had owned our home, however, we had some issues - with another person who wanted to purchase our home after we had already signed our contracts (this was in addition to the bidding war). We had a really tight turn around time and needed to be in our home no later than 12/1/05 - we saw our home and purchased it within a month and a half.

One thing to keep in mind is that lenders do not like to see big purchases made with credit or opening up new credit cards just before you buy your home. So if your lender does a credit check they could theoretically deny your mortgage. So with that and the crazy things that can and do happen before a closing, I would select the furniture, but wait to purchase it until a few days after you have closed.



Great points!!!! Never thought about the mortgage company!

Posted 6/5/06 2:55 PM
 

SweetT
LIF Adult

Member since 4/06

1305 total posts

Name:
Ali

Re: Ordering Furniture Before Closing

We did 2 rooms, the den and the kitchen. I'm glad we waited on furniture for the livingroom because we changed our mind a million times. You need to feel out the room for a while before decorating.

Posted 6/5/06 3:11 PM
 

krwm
<3

Member since 7/05

3466 total posts

Name:

Re: Ordering Furniture Before Closing

I'd wait. So many factors can change the date of closing and you may not feel the furniture anymore once it happens. I'd wait until after. We did, and I'm glad cause I changed my mind a ton of times.

Posted 6/5/06 4:12 PM
 

csorisi
My 2 LOVES

Member since 11/05

1984 total posts

Name:
Corinne

Re: Ordering Furniture Before Closing

we bought our furniture the day we closed because we knew it was going to take 4-6 weeks to be delivered. Also if you want to finance the furniture you should wait till after you sign your mortgage with your lender they don't like to see big chunks of credit being taken out. We only really had to buy our bedroom furniture though but we ended up going a few weeks before we closed to see what we wanted and get prices so that we were all set the night we closed to buy it.

Posted 6/5/06 7:47 PM
 

randella
Love my little man

Member since 8/05

16290 total posts

Name:
Randi

Re: Ordering Furniture Before Closing

we didn't... although I wanted to. DH thought it was a bad idea-- but we had NO furniture in our living room for way over a month as a result of waiting. No couch, no coffee table, no where to sit and relax..

Um-- whenever I listen to DH I wish I hadn't.. if that helps!

Posted 6/5/06 8:31 PM
 

beena
Sitting on a tree bench!

Member since 5/05

2429 total posts

Name:
Gina

Re: Ordering Furniture Before Closing

we ordered our bedroom set before hand, but just didnt schedule deliver until we closed.

we bought it through raymoor and flanigan and it worked out well.

Posted 6/5/06 9:24 PM
 

Beth
The Key to your new home....

Member since 2/06

24849 total posts

Name:
Beth

Re: Ordering Furniture Before Closing

Posted by kaklesmay

Posted by LSP2005

One thing to keep in mind is that lenders do not like to see big purchases made with credit or opening up new credit cards just before you buy your home. So if your lender does a credit check they could theoretically deny your mortgage. So with that and the crazy things that can and do happen before a closing, I would select the furniture, but wait to purchase it until a few days after you have closed.



Great points!!!! Never thought about the mortgage company!



I asked my DH this does happen with certain banks-

I would wait- things look different before you live there- and I wouldn't want to jinx it

Posted 6/5/06 10:50 PM
 

lucyloo
nope

Member since 1/06

9758 total posts

Name:

Re: Ordering Furniture Before Closing

Our closing was 3 days late. I would wait.

Posted 6/5/06 11:41 PM
 

2PreciousBlessings
The Perfect Pair

Member since 5/06

19861 total posts

Name:
Best Wife & Mommy

Re: Ordering Furniture Before Closing

Posted by Beth1210

Posted by kaklesmay

Posted by LSP2005

One thing to keep in mind is that lenders do not like to see big purchases made with credit or opening up new credit cards just before you buy your home. So if your lender does a credit check they could theoretically deny your mortgage. So with that and the crazy things that can and do happen before a closing, I would select the furniture, but wait to purchase it until a few days after you have closed.



Great points!!!! Never thought about the mortgage company!



I asked my DH this does happen with certain banks-

I would wait- things look different before you live there- and I wouldn't want to jinx it



We definitely waited.

Posted 6/6/06 7:26 AM
 

TheLorax
LOVE

Member since 2/06

5581 total posts

Name:
Suzanne / SuzBride

Re: Ordering Furniture Before Closing

I'd wait. We ordered a sectional for the den and now the builder is trying to get out of the contract (after a year!). I'd wait just to make sure everything goes through - Chat Icon (doesn't mean you can't start looking though!)

Posted 6/6/06 9:26 AM
 

JessicaluvsCharles
I love my lil sis!

Member since 10/05

1414 total posts

Name:
Jessica

Re: Ordering Furniture Before Closing

We ordered our bedroom set. Because, obviously we need that right away. Who wants to sleep on the floor? Other than that we ordered a couple of new appliances and thats it

Posted 6/6/06 5:00 PM
 
 

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