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LadyBug1209
Mommy to FOUR little men!
Member since 8/08 9655 total posts
Name:
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Personal Loans
Has anyone ever taken out a personal loan? If so, was it a lengthy process? Any experience you can share, would be greatly appreciated!!
TIA! 
Message edited 6/11/2010 1:07:10 PM.
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Posted 6/11/10 1:06 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
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Re: Personal Loans
This was a few years ago. I think it took a couple days for everything to be processed. I remembering applying online and I believe they gave me the approval but then I needed to go down to the bank the next business day for them to finish everything up. I can't remember if I got the money then or if it was sent.
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| Posted 6/11/10 1:25 PM |
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Pray4Baby2010
<3 Cutest Giants Fan
Member since 10/09 5796 total posts
Name:
MB
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Re: Personal Loans
They usually carry a higher interest rate- we went to get a couple years ago to consolidate our credit cards/student loans and it was like 13% 
So if you can possibly take a home equity loan that would be better
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| Posted 6/11/10 1:53 PM |
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LadyBug1209
Mommy to FOUR little men!
Member since 8/08 9655 total posts
Name:
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Re: Personal Loans
Posted by Pray4Baby2010
They usually carry a higher interest rate- we went to get a couple years ago to consolidate our credit cards/student loans and it was like 13%
So if you can possibly take a home equity loan that would be better
That's exactly what we want to do! Consolidate our debt without ruining our credir through those debt consolidation companies. I found a few with a 8-9% rate, and I'm really contemplating it! Now with the baby coming, I can't stand sitting down and paying bills. If we can have ONE payment to make and shred all of our credit cards, I'd be a VERY happy mama!
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| Posted 6/11/10 2:04 PM |
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